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Apollo Finance

Active
Private limited companyfounded 2013active for 13 yearsStationsstraat 37D, 1570 Pajottegem, BelgiumKBO/BCE: BE 0525.780.184
Summary

Apollo Finance has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18,600 and a net result of €33,534. Equity has been growing by about 7.8% per year since 2018. Its solvency ranks better than 17% of 39,275 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 05-04-2013 Normal situation
Activity
Business and other management consultancy NACE 70200and 1 other
Establishment unit
2.219.714.742 1570 Pajottegem, since 30-11-2016
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board

Financial position

91 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€98,958
▲ 48.7%
Turnover
≈ €200,000
estimated
Profit
€33,534
▲ 60.5%
Equity
€18,600
▼ 77.8%
Total assets
€163,065
▼ 0.3%
Score breakdownraises riskEquity €18,600 (11.4% of total assets)lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €163,065Liquidity: current ratio 1.09, cash €64,432Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 28% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Average
Solvency 36-40
equity 11.4% of total assets
Liquidity 66+23
short-term debt 63.0% · cash 39.5%
Profitability 66+9
return on assets 20.6%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,536 companies, NACE 70, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025lowest value 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.1%● unchanged vs 07-2025highest value 09-2025: 0.1%● unchanged vs 08-2025highest value 10-2025: 0.1%● unchanged vs 09-2025highest value 11-2025: 0.1%● unchanged vs 10-2025highest value 12-2025: 0.1%● unchanged vs 11-2025highest value 01-2026: 0.1%● unchanged vs 12-2025highest value 02-2026: 0.1%● unchanged vs 01-2026highest value 03-2026: 0.1%● unchanged vs 02-2026highest value 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.09 (1.68 in 2024), below the usual 1.5. Short-term debt is 63% and cash 39.5% of total assets. 88.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 18% of them on solvency, 59% on liquidity, 30% on profitability and 8% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Size: total assets €163,065
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Equity €18,600 (11.4% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.09, cash €64,432
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 39275 sector peers (2025).
NBB · sector comparison
Position among 39275 sector peers
Solvency
better than 17%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-03-2026, 123 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
123 days early
2024
36 days early
2023
33 days early
2022
23 days early
2021
29 days early
2020
20 days early
2019
4 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 38 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Equity fell in 2025from €83,626 to €18,600 ▼ 77.8% View
  • Caution: Lower solvency than 82% of companies in head offices and management consultancysector median 55.5% · 39,275 companies 11.4% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €33,534 8 years View

Recent changes

  1. · Gazette deed Company renamed from MAccTax to Apollo FinanceAppointments: MERTENS Pieter (statutory director) and VAN EESBEEK Evelien (statutory director)
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as Apollo Finance: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €153,000 and €197,000, founded between 2011 and 2014.

CompanyTotal assetsGross margin
Apollo Finance Pajottegem€163,065€98,958
BDJ Consult Overijse€160,345€90,810
eMajor Dilbeek€177,258€89,251
MANAGING TO MAKE A DIFFERENCE Steenokkerzeel€173,621€94,678
DE BECKER HR SERVICES Tremelo€167,105€90,524
pieces Grimbergen€153,149€85,500
Valomali Steenokkerzeel€197,267€91,772
Full comparison

Key facts about Apollo Finance

What is the company number of Apollo Finance?
The company number of Apollo Finance is 0525.780.184. The VAT number is the same number with BE in front: BE 0525.780.184.
Where is Apollo Finance based?
The registered office is at Stationsstraat 37D, 1570 Pajottegem.Company details
What does Apollo Finance do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of Apollo Finance?
The legal form of Apollo Finance is Private limited company (BV).
When was Apollo Finance founded?
Apollo Finance was founded on 05-04-2013.
Is Apollo Finance still active?
Yes, Apollo Finance is an active enterprise in the KBO register.
What is the turnover of Apollo Finance?
The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €98,958 and 119 comparable companies (NACE 70200). It probably lies between €150,000 and €260,000.Financials
Is Apollo Finance profitable?
In financial year 2025, Apollo Finance made a profit of €33,534.
Where can I find the annual accounts of Apollo Finance?
Apollo Finance filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Apollo Finance due?
Apollo Finance must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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