ESSINT
ActiveESSINT has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59k and a net result of €11k. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 49% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+32
Solvency79▲+12
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.63 against 2.23 in 2024; short-term debt: 24.9% and cash: 41.7% of total assets), and 45.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.5%
Return on assets
9.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
31 d late
2022
on the day
2021
31 d late
2020
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€59k▲ 19.6%
2024 · €50k
2020: €43k
2021: €55k
2022: €71k
2023: €70k
2024: €50k
2020 → 2025
Total assets
€109k▼ 7.2%
2024 · €117k
2020: €79k
2021: €72k
2022: €92k
2023: €78k
2024: €117k
2020 → 2025
Net result
€11k
2024 · €-6k
2020: €20k
2021: €12k
2022: €17k
2023: €883
2024: €-6k
2020 → 2025
Working capital
€44k▲ 19.6%
2024 · €37k
2020: €35k
2021: €49k
2022: €62k
2023: €66k
2024: €37k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€55k-€71k▲ 29.0%€70k▼ 0.2%€50k▼ 29.6%€59k▲ 19.6%
Operating result€19k-€27k▲ 44.8%€4k▼ 86.0%€-4k€19k
Net result€12k-€17k▲ 42.6%€883▼ 94.8%€-6k€11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €19k after a loss of €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €109k
Fixed assets
€37k▼ 25.5%
Current assets
€72k▲ 6.5%
Equity and liabilities €109k
Equity
€59k▲ 19.6%
Debt
€50k▼ 26.8%
The debt ratio falls from 57.7% to 45.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€34k▲
2024 · €10k
Cash flow
€25k▲
2024 · €8k
Solvency
54.5%▲
2024 · 42.3%
Current ratio
2.63▲
2024 · 2.23
Quick ratio
2.63▲
2024 · 2.23
Debt / equity
0.84▼
2024 · 1.37
ROE
18.1%▲
2024 · -11.8%
ROA
9.8%▲
2024 · -5.0%
Interest coverage
15.81▲
2024 · 4.35
Debt
€50k▼
2024 · €68k
Debt ≤ 1 year
€27k▼
2024 · €30k
Debt > 1 year
€22k▼
2024 · €32k
Income taxes
€7k▲
2024 · €174
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€117k€109k▼
Fixed assets21/28€50k€37k▼
Tangible fixed assets22/27€50k€37k▼
Plant, machinery and equipment23€8€0▼
Furniture and vehicles24€5k€2k▼
Leasing and similar rights25€43k€32k▼
Other tangible fixed assets26€2k€2k▼
Assets under construction and advance payments27-€908
Financial fixed assets28€5€5=
Current assets29/58€67k€72k▲
Amounts receivable within one year40/41€29k€7k▼
Trade receivables40€20k€564▼
Other amounts receivable41€9k€6k▼
Current investments50/53€20k€4k▼
Cash at bank and in hand54/58€15k€45k▲
Deferred charges and accrued income490/1€3k€15k▲
Equity and liabilities
Total equity and liabilities10/49€117k€109k▼
Equity10/15€50k€59k▲
Contributions10/11€3k€3k=
Reserves13€46k€56k▲
Distributable reserves133€46k€56k▲
Profit (loss) carried forward14€609€320▼
Amounts payable17/49€68k€50k▼
Amounts payable after more than one year17€32k€22k▼
Financial debts170/4€32k€22k▼
Amounts payable within one year42/48€30k€27k▼
Current portion of amounts payable after more than one year42€10k€10k▲
Financial debts43€1k€2k▲
Credit institutions430/8€1k€2k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€2k€6k▲
Taxes450/3€2k€6k▲
Other amounts payable47/48€15k€7k▼
Accrued charges and deferred income492/3€6k€608▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€15k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€12k€36k▲
Operating profit (loss)9901€-4k€19k▲
Financial income75/76B€544€353▼
Recurring financial income75€544€353▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-6k€17k▲
Income taxes67/77€174€7k▲
Profit (loss) for the period9904€-6k€11k▲
Profit (loss) for the period to be appropriated9905€-6k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€11k▲
Profit (loss) brought forward from the previous period14P€1k€609▼
Transfer from equity791/2€20k€0▼
Transfer to equity691/2-€10k
To other reserves6921-€10k
Profit to be distributed694/7€15k€1k▼
Return on contributions (dividend)694€15k€1k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Weakest financial yearnet €-6k ▼764%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 12.09
Current ratio from 4.15 to 12.09; short-term debt falls from €20k to €6k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 4.47
Current ratio from 2.07 to 4.47; short-term debt falls from €33k to €14k.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louis Herbertstraat 269160 LokerenGround area
6,279 m²
Building footprint
525 m²
Parcel 46382B0548/00F000, Flanders. Linked by address, not a title deed.
1 establishment unit
ESSINT
since 20172.267.571.671
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46382B0548/00F000 | Flanders | 6,278 m² | 1 · 525 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 296 EUR awarded · 296 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 296 EUR | 296 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 38,956 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-09-2017
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.