Skip to content

ESSENTIEL REFERENCE

Active
Private limited company· 4 yrs active
Kersbeeklaan 308 ·1180 Ukkel, Belgium
KBO/BCE: BE 0784.725.644
Watch Print / PDF
Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

Process with priority Sign in free to move this company to the front.
Age4 yrs
Board1
Connections54
Real estate2 parcels · 1,288 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of ESSENTIEL REFERENCE is ≥ 25% (high). The 2023 annual accounts show negative equity (€-52k) and a net result of €-52k. The company has been active since 2022 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).

Based on the State Gazette, CBE and 2 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
≥ 25% High
0%0,5%1,5%4%10%≥25%
Young company +Recent warning signals +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Insolvency timeline

2 events
12-01-2026
KBO administration Address strikeout annulled
 · Publications in State Gazette ↗
25-07-2025
KBO administration Address struck
 · Publications in State Gazette ↗

Signals

1 signal · with evidence
Negative equity
Equity is negative for financial year 2023: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Annual accounts not filed
The financial year that closed on 31-12-2024 was due at the National Bank by 31-07-2025. Nothing is on record today, 377 days later. 2 financial years are missing in total. Measured on financial year 2023: 41.75% of the companies that did not file are in an abnormal legal state today, against 1.66% of those that did.
Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 12-12-2024, 134 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2023, that is 31-07-2024.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 nothing on record not filed -
31-12-2023 31-07-2024 12-12-2024 134 d late 2024-00620803
31-12-2022 31-07-2023 31-12-2023 153 d late 2024-00545443

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

1 signal
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

2 events
Address struckAddress strikeout annulled

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-52k
Working capital€-52k

Annual accounts & ratios

Source: NBB · 2023
Annual accounts filed on 12-12-2024 with the NBB · fiscal year 2023 · micro
€-60k€-40k€-20k€0Operating result 2022: €340€340Net result 2022: €254€254Operating result 2023: €-52k€-52kNet result 2023: €-52k€-52k20222023
Operating resultNet result
Net profit
€-52k
- 22-23
Total assets
€289k
+34220.9% 22-23
Equity
€-52k
- 22-23
Working capital
€-52k
- 22-23
Income taxes
€86
- 22-23
Debt
€341k
+57776.3% 22-23
Debt ≤ 1y
€341k
+57776.3% 22-23
Current ratio
0.85
-40.7% 22-23
Quick ratio
0.15
-89.2% 22-23
Solvency
-17.9%
- 22-23
Debt / equity
-6.58
- 22-23
ROE
100.5%
+0.5% 22-23
ROA
-18.0%
- 22-23
Figures by fiscal year
Fiscal year2023
Depositmicro
Revenue-
EBITDA-
Net profit€-52k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€289k
Equity€-52k
Debt€341k
of which ≤ 1y€341k
of which > 1y-
Working capital€-52k
Employees (FTE)-
Ratios (computed)
2023
Current ratio0.85
Quick ratio0.15
Working capital ratio-17.9%
Solvency-17.9%
Debt / equity-6.58
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-18.0%
ROE100.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€289k
Current assets 29/58€289k
Stocks & contracts in progress 3€237k
Amounts receivable within one year 40/41€38k
Cash & bank 54/58€15k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€289k
Equity 10/15€-52k
Accumulated profits (losses) 14€-52k
Amounts payable 17/49€341k
Amounts payable within one year 42/48€341k
Trade debts payable within one year 44€78k
Income statement
Gross operating margin 9900€-52k
Operating result 9901€-52k
Financial income 75€2
Financial charges 65€445
Result before taxes 9903€-52k
Net result for the period 9904€-52k
Result to be appropriated 9905€-52k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2023 · computed
17 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.

Directors

Directors & mandates

2 directors
Current directors & mandates
  • DIDOUCHE Mohammed
    Director
    State Gazette act 25164775 (31-12-2025)
    Current
    02-01-2024 → present
Former directors (1)
  • MOKRANI Ferlhat
    Director
    State Gazette act 25164775 (31-12-2025)
    Former
    - → 13-05-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary -
Legal form Private limited company(610)
Incorporation11-04-2022
StatusActive
Postal code1180

Structure & network

Connections & network

54 connected companies
+46 companies via a shared address +46via a sharedaddressASCEND GROUP, Shared address AGASCEND GROUPDOGHMOSH, Shared address DDOGHMOSHKABASHI, Shared address KKABASHIKNG TRANSPORT, Shared address KTKNG TRANSPORTRA CONSTRUCT 95, Shared address RCRA CONSTRUCT95Superbelle, Shared address SSuperbelleTAXI SAM, Shared address TSTAXI SAMWolf’s App, Shared address WAWolf’s AppESSENTIEL REFERENCE ESSENTIELREFERENCE0784.725.644
Shared address / shareholderBundled connections
Network connections
2 B Kitchens
Shared address
→
7MILLE-HOME
Shared address
→
A.S. MANAGEMENT
Shared address
→
A3 Consulting
Shared address
→
AF CORP
Shared address
→
ASCEND GROUP
Shared address
→
AVKT
Shared address
→
BABEL LDC
Shared address
→
Belaccount Group
Shared address
→
BELGOFINE
Shared address
→
Bellisimmo
Shared address
→
C ET E
Shared address
→
→
CLADO SISTEM GROUP
Shared address
→
Claire Nett
Shared address
→
COW BRUSSELS
Shared address
→
CPAPA
Shared address
→
D6BEL
Shared address
→
DECISION ENGINEERING
Shared address
→
DOGHMOSH
Shared address
→
ED INVESTMENT HOLDING
Shared address
→
EURO-MEDITERRANEE
Shared address
→
FAWA ALLIANCE
Shared address
→
FEEL BELGIUM
Shared address
→
FSG CONCEPT & Co
Shared address
→
FUEL CHECK SERVICES
Shared address
→
HF CONCEPT
Shared address
→
HGT Service
Shared address
→
JB 2012
Shared address
→
KABASHI
Shared address
→
KNG TRANSPORT
Shared address
→
LAVRADIO PALACE
Shared address
→
M.A.L. ELECTRONICS
Shared address
→
MEZ CARS
Shared address
→
NDECO
Shared address
→
PRIME ONE
Shared address
→
→
Pure World
Shared address
→
RA CONSTRUCT 95
Shared address
→
Ronan Quinn
Shared address
→
SAFINIMMO
Shared address
→
SAMK Consulting SRL
Shared address
→
SOBIDAL
Shared address
→
STARDUST MANAGEMENT
Shared address
→
STEPHANE PHILIPPE
Shared address
→
Superbelle
Shared address
→
TAXI SAM
Shared address
→
TEC-ALU
Shared address
→
TheCN26project
Shared address
→
VOYAGE CONFORT
Shared address
→
Wolf’s App
Shared address
→
Wy.Event Solutions
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
433 companies at this address See who is registered here

Establishment units

1 location
ESSENTIEL REFERENCE
Handelsbemiddeling in auto's en lichte bestelwagens (= 3,5 ton)
since 20222.332.376.777
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1,288 m²
Buildings2
Building footprint581 m²
Volume (LiDAR)10,500 m³
Tallest building23.5 m · ±7 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21011A0040/00A013 Brussels 946 m² 1 · 482 m² 23.5 m · 7 fl.
21616G0030/00T016 Brussels 342 m² 1 · 99 m² 13.8 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

2 events from the State Gazette
12-01-2026
KBO administration Address strikeout annulled
 · Publications in State Gazette ↗
25-07-2025
KBO administration Address struck
 · Publications in State Gazette ↗

Time machine: BS events + macro context

2021-2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-07-25 · KBO administration · Address struck2026-01-12 · KBO administration · Address strikeout annulled
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event

Belgisch Staatsblad · acts

4 acts
Address history · 2
24-07-2024
v3.2
13-04-2023
v3.2
All acts · 4 updated 7 months ago
2025
31-12-2025 1 director appointed, 1 resigning Director changes
  • DIDOUCHE Mohammed, Bestuurder
  • MOKRANI Ferlhat, Bestuurder
Summary: v3.2
2024
24-07-2024 Registered office moved from BEERSEL to Koekelberg Registered-office change
  • ALSEMBERSESTEENWEG 570, 1653 BEERSEL → Avenue du Panthéon 88, 1081 Koekelberg
Summary: v3.2
2023
13-04-2023 Registered office moved from raainen to Dworp Registered-office change
  • Steerwweg op Recheter 455, 1950 raainen → Alsembersesteenweg 570, 1653 Dworp
Summary: v3.2
2022
13-04-2022 Incorporation of a new BV Incorporation
Summary: oprichting

Analysis

Snowflake analysis

financial profile on 5 axes
Health17Profitability100Solvency41Growth32Stability78
54 / 100

Mixed profile: strong on profitability, weaker on health.

All 5 axes are computed from data Checked has read.

Health 17
Profitability 100
Solvency 41
Growth 32
Stability 78

Ask AI about this company

Checked AI

Soon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.

TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soon

AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameNL ESSENTIEL REFERENCE
Registered office
Kersbeeklaan 308
1180 Ukkel, Belgium
Registration history
  1. 12-01-2026 Address strikeout annulled
  2. 25-07-2025 Address struck
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.