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Complete company report
Generated 22-07-2026
Active BE 0757.692.239Private limited company

ESQUIVE

Sur la Heid 35A ·4920 Aywaille, Belgium· 5 yrs active
Sector: NACE 66220 (66220)
Conclusion Checked

ESQUIVE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2022 annual accounts show equity of €24k and a net result of €-27k. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €24k
Net result €-27k
Active 5 yrs
Locations 1
Snowflake analysis 5 axes · computed by Checked
Health0Profitability0Solvency16Growth50Stability79
29 / 100

Fragile profile, watch health in particular.

Health 0
Profitability 0
Solvency 16
Growth 50
Stability 79
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.
Financial overview4 NBB filings
Annual accounts filed on 16-06-2025 with the NBB · fiscal year 2024 · micro
Fiscal year2022
Revenuen/a
EBITDAn/a
Net profit€-27k
Cash flown/a
Staff costs-
Income taxes€101
Dividends-
Total assets€113k
Equity€24k
Debt€90k
of which ≤ 1y€6k
of which > 1y€83k
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2022
Current ration/a
Quick ration/a
Working capital ration/a
Solvency21.1%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA-23.5%
ROE-111.5%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2022
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€113k
Fixed assets 21/28€112k
Formation expenses 20€1k
Tangible fixed assets 22/27€112k
Current assets 29/58€0
Amounts receivable within one year 40/41€0
Cash & bank 54/58€0
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€113k
Equity 10/15€24k
Contributions / capital 10/11€20k
Reserves 13€31k
Accumulated profits (losses) 14€-27k
Amounts payable 17/49€90k
Amounts payable after one year 17€83k
Amounts payable within one year 42/48€6k
Trade debts payable within one year 44€243
Income statement
Gross operating margin 9900€-17k
Operating result 9901€-25k
Financial charges 65€2k
Result before taxes 9903€-27k
Income taxes 67/77€101
Net result for the period 9904€-27k
Result to be appropriated 9905€-27k
Ratios computed by Checked.
Legal Structure
NACE primary 66220
Legal form Private limited company(610)
Incorporation30-10-2020
StatusActive
Postal code4920
Establishment units 1 location
Esquive
Sur la Heid 35A, 4920 AywailleActiviteiten van risicoanalisten en schadetaxateurs
since 20202.309.290.777
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62098H0959/00Y002 Wallonia 1,582 m² 1 · 108 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
16-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
29-08-2024
State Gazette act Director changes
15-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
10-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
02-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2024
29-08-2024 Discharge granted to the board Director changes
Technical details 
{
  "events": [
    {
      "kind": "decharge_granted",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Guillaume UBAGHS",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": true,
      "effective_date": "2024-07-01",
      "evidence_quote": "L\u0027assembl\u00E9e prend acte que le mandat d\u0027administrateur de Monsieur Guillaume UBAGHS sera exerc\u00E9 titre on\u00E9reux \u00E0 partir du 01 juillet 2024.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": null,
    "filing_date": "2024-07-01",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2024-06-26",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0757.692.239",
    "name_full": "ESQUIVE",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Guillaume UBAGHS",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220Risicoanalisten en schadetaxateurs66210Activiteiten van risicoanalisten en schadetaxateurs66210Overige ondersteunende activiteiten in verband met verzekeringen en pensioenfondsen66290Ondersteunende activiteiten in verband met verzekeringen en pensioenfondsen, neg66290Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameFR ESQUIVE
Registered office
Sur la Heid 35A
4920 Aywaille, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative