Espresso Shops
ActiveSummary
Espresso Shops has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €7k. Equity is growing by ~54.3% per year across the filed fiscal years. Its solvency ranks better than 34% of 13305 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▼-9
Solvency36▲+4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 3.0 against 3.19 in 2024; short-term debt: 28.8% and cash: 1.1% of total assets), but 88.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-10-2025, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
8 d early
2023
92 d late
2022
18 d early
2021
40 d early
2020
25 d early
2019
28 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k▲ 35.8%
2024 · €20k
2019: €-61k
2020: €-43k
2021: €-36k
2022: €-19k
2023: €-8k
2024: €20k
2019 → 2025
Total assets
€241k▼ 18.8%
2024 · €297k
2019: €321k
2020: €346k
2021: €292k
2022: €326k
2023: €287k
2024: €297k
2019 → 2025
Net result
€7k▼ 74.6%
2024 · €28k
2019: €26k
2020: €18k
2021: €7k
2022: €16k
2023: €11k
2024: €28k
2019 → 2025
Working capital
€138k▼ 20.8%
2024 · €175k
2019: €91k
2020: €98k
2021: €96k
2022: €110k
2023: €238k
2024: €175k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-36k-€-19k▲ 45.5%€-8k▲ 58.1%€20k€27k▲ 35.8%
Operating result€34k-€26k▼ 25.3%€21k▼ 18.8%€41k▲ 97.1%€23k▼ 44.9%
Net result€7k-€16k▲ 119%€11k▼ 30.5%€28k▲ 148%€7k▼ 74.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 45% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €241k
Fixed assets
€33k ▼ 21.5%
Current assets
€208k ▼ 18.3%
Equity and liabilities €241k
Equity
€27k ▲ 35.8%
Debt
€214k ▼ 22.7%
Debt's share of the balance-sheet total falls from 93.3% to 88.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€32k▼
2024 · €44k
Cash flow
€16k▼
2024 · €31k
Current ratio
3.00▼
2024 · 3.19
Debt to equity
7.95▼
2024 · 13.98
ROE
26.4%▼
2024 · 140.9%
ROA
2.9%▼
2024 · 9.4%
Interest coverage
4.13▼
2024 · 4.24
Debt ≤ 1 year
€69k▼
2024 · €80k
Debt > 1 year
€125k▼
2024 · €152k
Income taxes
€8k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€297k€241k▼
Fixed assets21/28€42k€33k▼
Tangible fixed assets22/27€42k€33k▼
Land and buildings22€256€256=
Furniture and vehicles24€42k€33k▼
Current assets29/58€254k€208k▼
Amounts receivable after more than one year29-€169k
Other amounts receivable291-€169k
Amounts receivable within one year40/41€254k€36k▼
Trade receivables40€245k€36k▼
Other amounts receivable41€9k-
Cash at bank and in hand54/58€27€3k▲
Equity and liabilities
Total equity and liabilities10/49€297k€241k▼
Equity10/15€20k€27k▲
Contributions10/11€38k€38k=
Profit (loss) carried forward14€-18k€-11k▲
Amounts payable17/49€277k€214k▼
Amounts payable after more than one year17€152k€125k▼
Financial debts170/4€152k€125k▼
Amounts payable within one year42/48€80k€69k▼
Current portion of amounts payable after more than one year42€31k€28k▼
Financial debts43€3k€3k▼
Credit institutions430/8€3k€3k▼
Trade debts44€9k€2k▼
Suppliers440/4€9k€2k▼
Taxes, remuneration and social security45€2k€5k▲
Taxes450/3€2k€3k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€34k€31k▼
Accrued charges and deferred income492/3€45k€20k▼
Income statement
Code20242025
Remuneration, social security and pensions62€680-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€9k▲
Other operating charges640/8€850€668▼
Gross operating margin9900€46k€32k▼
Operating profit (loss)9901€41k€23k▼
Financial income75/76B-€139
Recurring financial income75-€139
Financial charges65/66B€10k€8k▼
Recurring financial charges65€10k€8k▼
Profit (loss) for the period before taxes9903€30k€15k▼
Income taxes67/77€2k€8k▲
Profit (loss) for the period9904€28k€7k▼
Profit (loss) for the period to be appropriated9905€28k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-11k▲
Profit (loss) brought forward from the previous period14P€-46k€-18k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Weakest financial yearnet €7k ▼74.6%
Net result drops to €7k, the lowest in the series.
2024
23-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2019net €28k ▲148%
Net result €28k, the highest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 92 days late
2023
31-03
Financial
Liquidity quadruplescurrent ratio 5.91
Current ratio from 1.60 to 5.91; short-term debt falls from €182k to €49k.
2022
13-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
21-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
06-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
03-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
02-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bourlastraat 32000 AntwerpenGround area
888 m²
Building footprint
343 m²
Volume, LiDAR
5,881 m³
Parcel 11803C1031/00N003, Flanders · tallest building 25.4 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Espresso Shops
since 20182.275.046.215
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11803C1031/00N003 | Flanders | 888 m² | 1 · 342 m² | 25.4 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Pulmenti
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Of 21,888 companies in sector 56112 we hold annual accounts for 9,780. 8,325 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-08-1999
Fiscal year end31-03
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
46392Non-specialised wholesale
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.