ECO-PROTEC
ActiveThe computed 12-month bankruptcy probability of ECO-PROTEC is 1.7% (moderate). The 2024 annual accounts show equity of €61k and a net result of €-5k. Equity is growing by ~19.3% per year across the filed fiscal years. Its solvency ranks better than 56% of 18937 sector peers (fiscal year 2024). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability11▼-12
Solvency62▼-1
Growth70▼-3
Stability100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.29 against 1.41 in 2023), and 64.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
35.8%
Return on assets
-2.8%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-09-2025, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
55 d late
2023
27 d late
2022
30 d late
2021
77 d late
2020
86 d late
2019
54 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€239k▼ 2.9%
2023 · €246k
2018: €161k
2019: €172k
2020: €207k
2021: €164k
2022: €214k
2023: €246k
2018 → 2024
EBIT margin
-0.3%▼ 2.6pp
2023 · 2.3%
2018: -7.4%
2019: 13.3%
2020: 5.3%
2021: 7.9%
2022: 10.8%
2023: 2.3%
2018 → 2024
Net result
€-5k
2023 · €744
2018: €-26k
2019: €16k
2020: €4k
2021: €8k
2022: €19k
2023: €744
2018 → 2024
Working capital
€28k▼ 42.4%
2023 · €49k
2018: €24k
2019: €35k
2020: €17k
2021: €20k
2022: €41k
2023: €49k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€207k-€164k▼ 20.8%€214k▲ 30.9%€246k▲ 14.7%€239k▼ 2.9%
Equity€39k-€47k▲ 20.4%€65k▲ 39.5%€66k▲ 1.1%€61k▼ 7.2%
Operating result€11k-€13k▲ 19.3%€23k▲ 78.9%€6k▼ 75.8%€-824
Net result€4k-€8k▲ 101%€19k▲ 133%€744▼ 96.0%€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €824 after €6k in 2023, the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €172k
Fixed assets
€46k▲ 94.5%
Current assets
€126k▼ 24.9%
Equity and liabilities €172k
Equity
€61k▼ 7.2%
Debt
€110k▼ 11.9%
The debt ratio falls from 65.4% to 64.2%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€8k▼
2023 · €18k
Cash flow
€4k▼
2023 · €13k
Solvency
35.8%▲
2023 · 34.6%
Current ratio
1.29▼
2023 · 1.41
Quick ratio
1.20▼
2023 · 1.38
Debt / equity
1.79▼
2023 · 1.89
ROE
-7.8%▼
2023 · 1.1%
ROA
-2.8%▼
2023 · 0.4%
Interest coverage
2.14▼
2023 · 6.04
Debt
€110k▼
2023 · €125k
Debt ≤ 1 year
€98k▼
2023 · €119k
Debt > 1 year
€12k▲
2023 · €6k
Income taxes
€244▼
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€191k€172k▼
Fixed assets21/28€23k€46k▲
Tangible fixed assets22/27€22k€45k▲
Furniture and vehicles24€3k€31k▲
Leasing and similar rights25€11k-
Other tangible fixed assets26€8k€14k▲
Financial fixed assets28€985€785▼
Current assets29/58€168k€126k▼
Stocks and contracts in progress3€3k€8k▲
Stocks30/36€3k€8k▲
Amounts receivable within one year40/41€121k€110k▼
Trade receivables40€97k€80k▼
Other amounts receivable41€24k€30k▲
Cash at bank and in hand54/58€37k€4k▼
Deferred charges and accrued income490/1€7k€4k▼
Equity and liabilities
Total equity and liabilities10/49€191k€172k▼
Equity10/15€66k€61k▼
Contributions10/11€19k€19k=
Reserves13€28k€28k=
Non-distributable reserves130/1€2k€2k=
Other1319€2k€2k=
Tax-exempt reserves132€2k€2k=
Distributable reserves133€24k€24k=
Profit (loss) carried forward14€20k€15k▼
Amounts payable17/49€125k€110k▼
Amounts payable after more than one year17€6k€12k▲
Financial debts170/4€6k€12k▲
Amounts payable within one year42/48€119k€98k▼
Current portion of amounts payable after more than one year42€8k€6k▼
Trade debts44€100k€70k▼
Suppliers440/4€100k€70k▼
Taxes, remuneration and social security45€11k€22k▲
Taxes450/3€11k€22k▲
Accrued charges and deferred income492/3-€679
Income statement
Code20232024
Turnover70€246k€239k▼
Non-recurring operating income76A-€15k
Goods, raw materials, services and sundry goods60/61€205k€230k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€9k▼
Other operating charges640/8€23k€12k▼
Non-recurring operating charges66A-€4k
Gross operating margin9900€41k€24k▼
Operating profit (loss)9901€6k€-824▼
Financial income75/76B€1€1▼
Recurring financial income75€1€1▼
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€3k€-5k▼
Income taxes67/77€2k€244▼
Profit (loss) for the period9904€744€-5k▼
Profit (loss) for the period to be appropriated9905€744€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€15k▼
Profit (loss) brought forward from the previous period14P€19k€20k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 55 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Highest result since 2018net €19k ▲133%
Operating result €23k, net result €19k, both a record.
16-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 77 days late
2021
25-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 86 days late
2020
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
2019
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
09-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 70 days late
2018
13-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 44 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Voeren · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moelingerweg 433798 VoerenGround area
4,239 m²
Building footprint
250 m²
Volume, LiDAR
1,349 m³
2 parcels, Flanders, Wallonia · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Hermée 255, 4040 Herstal
since 20012.098.509.381
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62312A0308/00D000 | Wallonia | 3,113 m² | - | - |
| 73075A1627/00C000 | Flanders | 1,126 m² | 1 · 250 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SCS
BE 0759.600.367
Brussel · Eq €61k
CHOUAA GROUPE
BE 0784.995.561
Schaarbeek · Eq €61k
FRADEK
BE 0691.946.530
Wielsbeke · Eq €61k
A L'HEURE
BE 0766.984.245
Kortrijk · Eq €61k
P&A PARTNERS
BE 0725.424.002
La Louvière · Eq €61k
Of 21,633 companies in sector 56112 we hold annual accounts for 9,658. 8,182 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-09-2001
Fiscal year end31-12
Trade name FR
ECOPROTEC
Activities, NACEBEL
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
74700
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.