Espace Eco Concept
ActiveEspace Eco Concept has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €89k and a net result of €105k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 80% of 7778 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency96▲+96
Growth52▲+30
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.44 against 0.77 in 2024; short-term debt: 29% of total assets), and 29% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71%
Return on assets
84%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
76 d late
2023
68 d late
2022
23 d late
2021
65 d late
2020
30 d late
2019
56 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€26k▼ 44.7%
2022 · €47k
2019: €110k
2022: €47k
2019 → 2023
EBIT margin
-23.6%▼ 44.7pp
2022 · 21.0%
2019: 11.7%
2022: 21.0%
2019 → 2023
Net result
€105k
2024 · €-23k
2018: €3k
2019: €7k
2020: €-27k
2021: €-13k
2022: €9k
2023: €-7k
2024: €-23k
2018 → 2025
Working capital
€89k
2024 · €-16k
2018: €22k
2019: €36k
2020: €18k
2021: €5k
2022: €14k
2023: €6k
2024: €-16k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€47k€26k▼ 44.7%
Equity€5k-€14k▲ 195%€7k▼ 51.9%€-16k€89k
Operating result€-5k-€10k€-6k€-22k▼ 255%€123k
Net result€-13k-€9k€-7k€-23k▼ 223%€105k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €123k after a loss of €22k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €125k
Fixed assets
€90=
Current assets
€125k▲ 131%
Equity and liabilities €125k
Equity
€89k
Debt
€36k
Debt finances 29.0% of the balance-sheet total.
Key figures and ratios
Solvency
71.0%▲
2024 · -30.2%
Current ratio
3.44▲
2024 · 0.77
Quick ratio
3.44▲
2024 · 0.77
Debt / equity
0.41▲
2024 · -4.31
ROE
118.4%
ROA
84.0%▲
2024 · -42.3%
Debt
€36k▼
2024 · €70k
Debt ≤ 1 year
€36k▼
2024 · €70k
Income taxes
€16k
Staff costs
€17k▼
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€54k€125k▲
Fixed assets21/28€90€90=
Financial fixed assets28€90€90=
Current assets29/58€54k€125k▲
Amounts receivable after more than one year29-€100k
Other amounts receivable291-€100k
Amounts receivable within one year40/41€54k€25k▼
Trade receivables40€7k€19k▲
Other amounts receivable41€48k€6k▼
Equity and liabilities
Total equity and liabilities10/49€54k€125k▲
Equity10/15€-16k€89k▲
Contributions10/11€19k€19k=
Outside capital11-€19k
Share premium1100/10-€19k
Profit (loss) carried forward14€-35k€70k▲
Amounts payable17/49€70k€36k▼
Amounts payable within one year42/48€70k€36k▼
Financial debts43€5k€209▼
Credit institutions430/8€5k€209▼
Trade debts44€11k€3k▼
Suppliers440/4€11k€3k▼
Taxes, remuneration and social security45€6k€33k▲
Taxes450/3€4k€21k▲
Remuneration and social security454/9€2k€12k▲
Other amounts payable47/48€48k€50▼
Income statement
Code20242025
Remuneration, social security and pensions62€32k€17k▼
Other operating charges640/8€486€304▼
Non-recurring operating charges66A€3k€378▼
Gross operating margin9900€14k€141k▲
Operating profit (loss)9901€-22k€123k▲
Financial income75/76B€3-
Recurring financial income75€3-
Financial charges65/66B€893€2k▲
Recurring financial charges65€893€2k▲
Profit (loss) for the period before taxes9903€-23k€121k▲
Income taxes67/77-€16k
Profit (loss) for the period9904€-23k€105k▲
Profit (loss) for the period to be appropriated9905€-23k€105k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-35k€70k▲
Profit (loss) brought forward from the previous period14P€-12k€-35k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 20 days late
2025
31-12
Financial
Back to profitnet €105k
Net result €105k after 2 loss-making years.
31-12
Financial
Liquidity quadruplescurrent ratio 3.44
Current ratio from 0.77 to 3.44; short-term debt falls from €70k to €36k.
15-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 76 days late
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial
Back to profitnet €9k
Net result €9k after 2 loss-making years.
04-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 65 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €-27k ▼515%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
05-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity triplescurrent ratio 4.19
Current ratio from 1.55 to 4.19; short-term debt falls from €39k to €11k.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 3431050 ElseneGround area
456 m²
Building footprint
311 m²
Volume, LiDAR
5,750 m³
2 parcels, Brussels · tallest building 37.8 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Espace Eco Concept
since 20122.210.113.227
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0215/00D000 | Brussels | 290 m² | 1 · 144 m² | 37.8 m · 6 fl. |
| 21808H1501/00F000 | Brussels | 167 m² | 1 · 167 m² | 22.5 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AGR-Group
BE 0841.660.981
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LEWAN
BE 0526.832.536
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HBNC
BE 0722.845.780
Schaarbeek · Eq €89k
GKL BUILD
BE 1006.307.296
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PERFECT WORKS
BE 0447.348.657
Waasmunster · Eq €89k
Of 7,294 companies in sector 43350 we hold annual accounts for 2,363. 1,993 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-05-2012
Fiscal year end31-12
Activities, NACEBEL
43350Other building finishing work
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
46130Agents in the wholesale of timber and building materials
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.