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SA Service

Active
Private limited companyfounded 201016 yrs activeEekhoornweg 3, 2280 Grobbendonk, BelgiumKBO/BCE: BE 0828.730.485

SA Service has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34k and a net result of €-32k. Equity is shrinking by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 30% of 27407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
17 / 100
Critical▼ -69 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-12
Solvency43▼-54
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.96 against 2.02 in 2024), and 71.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 16 years 0 20 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
28.4%
Return on assets
-26.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
23 d early
2024
28 d late
2023
30 d late
2022
28 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€34k▼ 56.6%
2024 · €79k
2022: €61k 2023: €77k 2024: €79k
2022 → 2025
Total assets
€121k▼ 17.8%
2024 · €147k
2022: €115k 2023: €179k 2024: €147k
2022 → 2025
Net result
€-32k
2024 · €2k
2022: €18k 2023: €16k 2024: €2k
2022 → 2025
Working capital
€-3k
2024 · €57k
2022: €6k 2023: €30k 2024: €57k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2022202320242025Trend
Equity€61k-€77k▲ 26.8%€79k▲ 2.4%€34k▼ 56.6%
Operating result€26k-€22k▼ 15.7%€6k▼ 73.9%€-20k
Net result€18k-€16k▼ 11.3%€2k▼ 88.8%€-32k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-40k€-20k€0€20kOperating result 2022: €26k€26kNet result 2022: €18k€18kOperating result 2023: €22k€22kNet result 2023: €16k€16kOperating result 2024: €6k€6kNet result 2024: €2k€2kOperating result 2025: €-20k€-20kNet result 2025: €-32k€-32k2022202320242025
The operating result turns negative in 2025: a loss of €20k after €6k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €121k
Fixed assets €41k▲ 22.2%
Current assets €80k▼ 29.5%
Equity and liabilities €121k
Equity €34k▼ 56.6%
Debt €86k▲ 27.7%
The debt ratio rises from 46.1% to 71.6%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€-5k
2024 · €21k
Cash flow
€-17k
2024 · €17k
Solvency
28.4%
2024 · 53.9%
Current ratio
0.96
2024 · 2.02
Quick ratio
0.96
2024 · 2.02
Debt / equity
2.52
2024 · 0.85
ROE
-93.5%
2024 · 2.3%
ROA
-26.6%
2024 · 1.2%
Interest coverage
-2.43
2024 · 13.37
Debt
€86k
2024 · €68k
Debt ≤ 1 year
€83k
2024 · €56k
Debt > 1 year
€3k
2024 · €12k
Income taxes
€10k
2024 · €2k
Staff costs
€107k
2024 · €120k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€147k€121k
Fixed assets21/28€33k€41k
Tangible fixed assets22/27€32k€39k
Plant, machinery and equipment23€10k€9k
Furniture and vehicles24€21k€30k
Financial fixed assets28€2k€2k=
Current assets29/58€113k€80k
Amounts receivable within one year40/41€105k€56k
Trade receivables40€90k€43k
Other amounts receivable41€15k€13k
Cash at bank and in hand54/58€5k€17k
Deferred charges and accrued income490/1€3k€7k
Equity and liabilities
Total equity and liabilities10/49€147k€121k
Equity10/15€79k€34k
Contributions10/11€1k€1k=
Reserves13€78k€47k
Non-distributable reserves130/1€155€155=
Reserves not available under the articles1311€155€155=
Distributable reserves133€78k€47k
Profit (loss) carried forward14-€-14k
Amounts payable17/49€68k€86k
Amounts payable after more than one year17€12k€3k
Financial debts170/4€12k€3k
Amounts payable within one year42/48€56k€83k
Current portion of amounts payable after more than one year42€8k€9k
Trade debts44€37k€37k
Suppliers440/4€37k€37k
Taxes, remuneration and social security45€9k€10k
Taxes450/3€5k€6k
Remuneration and social security454/9€3k€4k
Other amounts payable47/48€3k€28k
Income statement Code20242025
Remuneration, social security and pensions62€120k€107k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€15k
Other operating charges640/8€14k€6k
Gross operating margin9900€155k€108k
Operating profit (loss)9901€6k€-20k
Financial income75/76B€31€2
Recurring financial income75€31€2
Financial charges65/66B€2k€2k
Recurring financial charges65€2k€2k
Profit (loss) for the period before taxes9903€4k€-22k
Income taxes67/77€2k€10k
Profit (loss) for the period9904€2k€-32k
Profit (loss) for the period to be appropriated9905€2k€-32k
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-32k
Transfer from equity791/2-€31k
Transfer to equity691/2€2k-
To other reserves6921€2k-
Profit to be distributed694/7-€13k
Return on contributions (dividend)694-€13k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet €-32k ▼1859%
Net result drops to €-32k, the lowest in the series.
28-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
28-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grobbendonk · 1 establishment unit since 2010
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Eekhoornweg 32280 Grobbendonk
Ground area
2,164 m²
Building footprint
219 m²
Volume, LiDAR
699 m³
Parcel 13010C0050/00H002, Flanders · tallest building 10.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
S.A. Services
Eekhoornweg 3, 2280 GrobbendonkLandscape service activities
since 20102.191.778.346
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13010C0050/00H002 Flanders 2,164 m² 1 · 219 m² 10.6 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2023 · 2 entries · 332 EUR awarded · 332 EUR paid
Year Entries awardedpaid
2023 1 0 EUR150 EUR
2022 1 332 EUR182 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
2 entries · 332 EUR · 332 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 1,348 companies in sector 43110 we hold annual accounts for 621. 432 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded16-08-2010
Fiscal year end31-12
Activities, NACEBEL
43110Demolition
43350Other building finishing work
42110Construction of roads and motorways
81300Landscape service activities
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.