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Generated 14-08-2026
Active BE 0805.099.109Private limited company

ESP ICE CREAM

Petrus Turcksinstraat 37 ·1830 Machelen (Brab.), Belgium· 2 yrs active
Sector: Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden (56112)
Conclusion Checked

The computed 12-month bankruptcy probability of ESP ICE CREAM is 4.1% (elevated). The 2024 annual accounts show equity of €57k and a net result of €55k. Its solvency ranks better than 56% of 331 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €57k
Net result €55k
Better than sector 56%
Active 2 yrs
Snowflake analysis 4 of 5 axes measured · computed by Checked
Health63Profitability100Solvency24Growth-Stability67
64 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 63
Profitability 100
Solvency 24
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
4.1% Elevated
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
63 / 100 Healthy
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 17-06-2025 with the NBB · fiscal year 2024 · volledig
Sector comparison
Fiscal year 2024 · NACE 56, Food & beverage service · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency 16.5% 11.6%
better than 56% of 331 sector peers
Net result €55k €2k
better than 81% of 331 sector peers
Equity €57k €17k
better than 63% of 331 sector peers
Gross operating margin €217k €184k
better than 53% of 321 sector peers
Staff costs €82k €219k
higher than 29% of 275 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositvolledig
Revenue-
EBITDA€123k
Net profit€55k
Cash flow€95k
Staff costs€82k
Income taxes€11k
Dividends-
Total assets€347k
Equity€57k
Debt€290k
of which ≤ 1y€115k
of which > 1y€173k
Working capital€8k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.07
Quick ratio0.99
Working capital ratio2.2%
Solvency16.5%
Debt / equity5.05
Long-term debt ratio3.03
Interest coverage7.16
Gross margin-
Net margin-
ROA15.9%
ROE96.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding30d
Inventory turnover32.66
Days inventory (DSI)11d
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€347k
Fixed assets 21/28€224k
Tangible fixed assets 22/27€224k
Current assets 29/58€123k
Stocks & contracts in progress 3€9k
Cash & bank 54/58€112k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€347k
Equity 10/15€57k
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€55k
Amounts payable 17/49€290k
Amounts payable after one year 17€173k
Amounts payable within one year 42/48€115k
Trade debts payable within one year 44€24k
Income statement
Gross operating margin 9900€217k
Operating result 9901€84k
Financial charges 65€17k
Result before taxes 9903€66k
Income taxes 67/77€11k
Net result for the period 9904€55k
Result to be appropriated 9905€55k
Ratios computed by Checked.
Directors & mandates 4 directors
Current directors & mandates
  • SABAK Sargon
    Director
    State Gazette act 25094778 (24-07-2025)
    Current
    02-06-2025 → present
  • SWS INVESTLegal entity
    Director· perm. rep.: SABAK Wendy
    State Gazette act 25094778 (24-07-2025)
    Current
    02-06-2025 → present
Former directors (2)
  • ISMAILOVIC Fuad
    Director
    State Gazette act 25094778 (24-07-2025)
    Former
    - → 01-06-2025
  • KALKANDELEN Yildiz
    Director
    State Gazette act 25094778 (24-07-2025)
    Former
    - → 01-06-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden(56112)
Legal form Private limited company(610)
Incorporation24-08-2023
StatusActive
Postal code1830
Establishment units 1 location
ESP ICE CREAM
Place de l'Accueil 10, 1348 Ottignies-Louvain-la-NeuveActiviteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
since 20232.348.763.443
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Wallonia 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
25386B0123/00V002 Wallonia 2.5 ha 1 · 2.1 ha 24.1 m · 4 fl.
23047A0334/00Z000 Flanders 265 m² 1 · 100 m² 6.7 m · 1 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
24-07-2025
State Gazette act Director changes
17-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
24-07-2025 2 directors appointed, 2 resigning Director changes
  • SABAK Sargon, Bestuurder
  • SABAK Wendy, Bestuurder
  • ISMAILOVIC Fuad, Bestuurder
  • KALKANDELEN Yildiz, Bestuurder
Technical details 
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      "evidence_quote": "L\u0027actionnaire unique leur donne pleine et enti\u00E8re d\u00E9charge pour l\u0027ex\u00E9cution de leur mandat.",
      "decharge_status": "granted",
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      "reason": null,
      "subkind": "regular",
      "via_org": {
        "kbo": "1023.997.722",
        "name": "SWS INVEST",
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        "country": "BE",
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  "notary": {
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    "firm_city": null,
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    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-07-24",
    "filing_date": "2025-06-12",
    "act_kind_objet": "Objet de l\u0027acte:"
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  "decisions": [
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      "body": "algemene_vergadering",
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      "unanimous": true
    }
  ],
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  "co_filed_documents": [
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}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112Vervaardiging van consumptie-ijs10520Vervaardiging van roomijs en ander consumptie-ijs10520
Primary activity highlighted.
Names & trade names
Legal nameFR ESP ICE CREAM
Registered office
Petrus Turcksinstraat 37
1830 Machelen (Brab.), Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative