Financials
- Fiscal year
- 2025
- Total assets
- €101,249
- Profit
- €12,708
- Solvency
- 14.5%
ESCO-LTD
ActiveSummary
ESCO-LTD has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14,708 and a net result of €12,708. Its solvency ranks better than 37% of 15312 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
What they do
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
1 site
How big
€101,249total assets 2025
- Equity
- €14,708
- Profit
- €12,708
Turnover not published (abridged schema)
Who decides
- Board
- 1 member
Accounts filed 12 d late1 of 3 deeds read
Why 95- Founded in 2025- Equity €14,708 (14.5% of total assets)+ Liquidity: current ratio 5.62, cash €74,098+ Sector Real estate activities (NACE 68)Show the evidence
Checked score
Score 2025
95
/ 100
Excellent
Probability in this band: under 0.55%
Better than 62% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
40
equity 14.5% of total assets
Liquidity
98
short-term debt 13.5% · cash 73.2%
Profitability
69
return on assets 12.6%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2026: 0.7%highest value
09-2026: 0.1%▼ -85.2% vs 08-2026lowest value
10-2026: 0.1%● 0.0% vs 09-2026lowest value
- Liquidity: current ratio 5.62, cash €74,098 lowers the probability
- Sector Real estate activities (NACE 68) lowers the probability
- Founded in 2025 raises the probability for this profile
- Equity €14,708 (14.5% of total assets) raises the probability
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 5.62; short-term debt: 13.5% and cash: 73.2% of total assets), but 85.5% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 35%, liquidity 95%, profitability 56%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
12 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Resignation: Pierre-Fourier Basumbintwali (director and manager)Appointment: Clarisse Umugwaneza (director and…
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Board & ownership
- Board
- 1 member
Go to Board & ownership
Timeline
- Events
- 2
- Since
- 2026
- 31-08-2026Resignation: Pierre-Fourier Basumbintwali (director and manager)
- 12-08-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Renting and operating of own or leased residential…NACE 68201
- Founded
- 28-07-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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