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CP IMMO

Active
Private limited companyfounded 20251 yr activeRue de Mons (G.) 187, 7011 Mons, BelgiumKBO/BCE: BE 1027.017.093
Summary

CP IMMO has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51,634 and a net result of €5,436. Its solvency ranks better than 64% of 14284 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes
Profitability75
Solvency72
Growth-
Track record67
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity short (current ratio 0.76; short-term debt: 14.3% and cash: 10.6% of total assets), and 52.5% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
47.5%
Return on assets
5%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
27 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 29 August 2025, CP IMMO was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€51,634
Total assets
€108,784
Net result
€5,436
Working capital
-€3,748

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €108,784
Fixed assets €97,000
Current assets €11,784
Equity and liabilities €108,784
Equity €51,634
Debt €57,150
Debt finances 52.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€13,860
Cash flow
€10,436
Current ratio
0.76
Debt to equity
1.11
ROE
10.5%
ROA
5.0%
Interest coverage
8.60
Debt ≤ 1 year
€15,532
Debt > 1 year
€40,794
Income taxes
€1,812

Peer companies

Historical observation

Of the 185 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 99% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.5% went bankrupt
0.5% stopped otherwise
99% still going

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 185 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 36 lines
Balance sheet Code2025
Assets
Total assets20/58€108,784
Fixed assets21/28€97,000
Tangible fixed assets22/27€97,000
Land and buildings22€97,000
Current assets29/58€11,784
Cash at bank and in hand54/58€11,551
Deferred charges and accrued income490/1€233
Equity and liabilities
Total equity and liabilities10/49€108,784
Equity10/15€51,634
Contributions10/11€18,293
Reserves13€41,169
Non-distributable reserves130/1€1,829
Reserves not available under the articles1311€1,829
Distributable reserves133€39,340
Profit (loss) carried forward14-€7,828
Amounts payable17/49€57,150
Amounts payable after more than one year17€40,794
Financial debts170/4€40,794
Amounts payable within one year42/48€15,532
Current portion of amounts payable after more than one year42€8,546
Taxes, remuneration and social security45€1,812
Taxes450/3€1,812
Other amounts payable47/48€5,174
Accrued charges and deferred income492/3€824
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,000
Other operating charges640/8€1,317
Gross operating margin9900€15,177
Operating profit (loss)9901€8,860
Financial charges65/66B€1,612
Recurring financial charges65€1,612
Profit (loss) for the period before taxes9903€7,249
Income taxes67/77€1,812
Profit (loss) for the period9904€5,436
Profit (loss) for the period to be appropriated9905€5,436
Appropriation of the result
Profit (loss) to be appropriated9906-€7,828
Profit (loss) brought forward from the previous period14P-€13,265

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,000
Other operating charges640/8€1,317
Gross operating margin9900€15,177
Operating profit (loss)9901€8,860
Financial charges65/66B€1,612
Recurring financial charges65€1,612
Profit (loss) for the period before taxes9903€7,249
Income taxes67/77€1,812
Profit (loss) for the period9904€5,436
Profit (loss) for the period to be appropriated9905€5,436
Line2025
Assets
Total assets20/58€108,784
Fixed assets21/28€97,000
Tangible fixed assets22/27€97,000
Land and buildings22€97,000
Current assets29/58€11,784
Cash at bank and in hand54/58€11,551
Deferred charges and accrued income490/1€233
Equity and liabilities
Total equity and liabilities10/49€108,784
Equity10/15€51,634
Contributions10/11€18,293
Reserves13€41,169
Non-distributable reserves130/1€1,829
Reserves not available under the articles1311€1,829
Distributable reserves133€39,340
Profit (loss) carried forward14-€7,828
Amounts payable17/49€57,150
Amounts payable after more than one year17€40,794
Financial debts170/4€40,794
Amounts payable within one year42/48€15,532
Current portion of amounts payable after more than one year42€8,546
Taxes, remuneration and social security45€1,812
Taxes450/3€1,812
Other amounts payable47/48€5,174
Accrued charges and deferred income492/3€824
Line2025
Profit (loss) for the period9904€5,436
+ Depreciation and write-downs630€5,000
Operating cash flow (approximation)€10,436

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
27-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
326 m²
Building footprint
87 m²
Volume, LiDAR
811 m³
Parcel 53030C0650/00C005, Wallonia · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CP IMMO
Rue de Mons (G.) 187, 7011 MonsActivities of holding companies
since 20252.380.729.594
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53030C0650/00C005 Wallonia 325 m² 1 · 87 m² 10.6 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 9,141 companies in this sector we hold annual accounts for 6,772. 3,384 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded29-08-2025
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
68110Buying and selling of own real estate
68203Renting and operating of own or leased non-residential real estate, excluding land
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.