ERVIN UIT GENT
ActiveThe computed 12-month bankruptcy probability of ERVIN UIT GENT is 2.3% (moderate). The 2024 annual accounts show equity of €108k and a net result of €991. Equity is growing by ~4% per year across the filed fiscal years. Its solvency ranks better than 39% of 5895 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability69▲+13
Solvency57▲+8
Growth52=
Track record100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.97 against 0.88 in 2023; short-term debt: 56.2% and cash: 3.4% of total assets), and 68% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
32%
Return on assets
0.3%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-09-2025, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
55 d late
2023
26 d late
2022
31 d late
2021
23 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€108k▲ 0.9%
2023 · €107k
2021: €88k
2022: €132k
2023: €107k
2021 → 2024
Total assets
€338k▼ 23.5%
2023 · €442k
2021: €211k
2022: €328k
2023: €442k
2021 → 2024
Net result
€991
2023 · €-25k
2021: €83k
2022: €44k
2023: €-25k
2021 → 2024
Working capital
€-5k▲ 83.7%
2023 · €-31k
2021: €77k
2022: €20k
2023: €-31k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€88k-€132k▲ 50.1%€107k▼ 19.0%€108k▲ 0.9%
Operating result€102k-€56k▼ 45.2%€-16k€7k
Net result€83k-€44k▼ 46.8%€-25k€991
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €7k after a loss of €16k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €338k
Fixed assets
€153k▼ 28.9%
Current assets
€185k▼ 18.3%
Equity and liabilities €338k
Equity
€108k▲ 0.9%
Debt
€230k▼ 31.3%
The debt ratio falls from 75.7% to 68.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€86k▲
2023 · €46k
Cash flow
€80k▲
2023 · €37k
Solvency
32.0%▲
2023 · 24.3%
Current ratio
0.97▲
2023 · 0.88
Quick ratio
0.97▲
2023 · 0.88
Debt / equity
2.12▼
2023 · 3.12
ROE
0.9%▲
2023 · -23.4%
ROA
0.3%▲
2023 · -5.7%
Interest coverage
12.75▲
2023 · 5.33
Debt
€230k▼
2023 · €335k
Debt ≤ 1 year
€190k▼
2023 · €257k
Debt > 1 year
€39k▼
2023 · €71k
Income taxes
€202▼
2023 · €213
Staff costs
€780k▲
2023 · €776k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€442k€338k▼
Fixed assets21/28€216k€153k▼
Tangible fixed assets22/27€216k€153k▼
Plant, machinery and equipment23€9k€7k▼
Furniture and vehicles24€207k€146k▼
Current assets29/58€226k€185k▼
Amounts receivable within one year40/41€155k€172k▲
Trade receivables40€134k€142k▲
Other amounts receivable41€21k€31k▲
Cash at bank and in hand54/58€59k€11k▼
Deferred charges and accrued income490/1€13k€1k▼
Equity and liabilities
Total equity and liabilities10/49€442k€338k▼
Equity10/15€107k€108k▲
Contributions10/11€5k€5k=
Reserves13€102k€103k▲
Distributable reserves133€102k€103k▲
Amounts payable17/49€335k€230k▼
Amounts payable after more than one year17€71k€39k▼
Financial debts170/4€71k€39k▼
Amounts payable within one year42/48€257k€190k▼
Current portion of amounts payable after more than one year42€39k€65k▲
Trade debts44€37k€8k▼
Suppliers440/4€37k€8k▼
Taxes, remuneration and social security45€180k€105k▼
Taxes450/3€35k€22k▼
Remuneration and social security454/9€145k€82k▼
Other amounts payable47/48€2k€13k▲
Accrued charges and deferred income492/3€7k€1k▼
Income statement
Code20232024
Remuneration, social security and pensions62€776k€780k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€62k€79k▲
Other operating charges640/8€13k€67k▲
Gross operating margin9900€835k€933k▲
Operating profit (loss)9901€-16k€7k▲
Financial income75/76B€34€621▲
Recurring financial income75€34€621▲
Financial charges65/66B€9k€7k▼
Recurring financial charges65€9k€7k▼
Profit (loss) for the period before taxes9903€-25k€1k▲
Income taxes67/77€213€202▼
Profit (loss) for the period9904€-25k€991▲
Profit (loss) for the period to be appropriated9905€-25k€991▲
Appropriation of the result
Profit (loss) to be appropriated9906€-25k€991▲
Transfer from equity791/2€25k€0▼
Transfer to equity691/2€0€991▲
To other reserves6921€0€991▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 55 days late
2024
31-12
Financial
Back to profitnet €991
Net result €991 after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Weakest financial yearnet €-25k ▼157%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €100kEq €132k ▲50.1%
2 profitable years in a row build equity to €132k.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waalbrugstraat 389032 GentGround area
254 m²
Building footprint
164 m²
Parcel 44074A0217/00P000, Flanders. Linked by address, not a title deed.
1 establishment unit
ERVIN UIT GENT
since 20202.304.688.128
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44074A0217/00P000 | Flanders | 254 m² | 1 · 164 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Parcel delivery
Notified to the BIPT
Similar companies · same sector, comparable size
BALDR SERVICES
BE 0744.523.696
Hasselt · Eq €108k
OC WINDOWCLEANING
BE 0846.136.740
Bredene · Eq €109k
DESKU
BE 0762.768.705
Namur · Eq €108k
OSP Cleaning & Services
BE 0775.572.408
Mons · Eq €109k
AC NET
BE 0862.228.743
Flémalle · Eq €109k
Of 7,013 companies in sector 81220 we hold annual accounts for 2,416. 2,000 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-06-2020
Fiscal year end31-12
Activities, NACEBEL
81220Other building cleaning and industrial cleaning
43211General electrical installation work
53200Other postal and courier activities
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.