ERTECH Clima
ActiveSummary
The computed 12-month bankruptcy probability of ERTECH Clima is 2.7% (moderate). The 2025 annual accounts show equity of €9,244 and a net result of €2,749. Its solvency ranks better than 18% of 28184 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 2 accounts on average 5 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
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Peer companies
Historical observationOf the 2,541 companies that looked in July 2024 the way this one looks now, 3.3% went bankrupt within 24 months and 95% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,541 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €288 | €434 | ▲ 50.6% |
| Other operating charges640/8 | €532 | €505 | ▼ 5.0% |
| Non-recurring operating charges66A | €6,100 | - | - |
| Gross operating margin9900 | €8,834 | €6,482 | ▼ 26.6% |
| Operating profit (loss)9901 | €1,914 | €5,543 | ▲ 190% |
| Financial income75/76B | - | €0 | - |
| Recurring financial income75 | - | €0 | - |
| Financial charges65/66B | €47 | €1,962 | ▲ 4,120% |
| Recurring financial charges65 | €47 | €1,962 | ▲ 4,120% |
| Profit (loss) for the period before taxes9903 | €1,868 | €3,581 | ▲ 91.7% |
| Income taxes67/77 | €374 | €832 | ▲ 123% |
| Profit (loss) for the period9904 | €1,494 | €2,749 | ▲ 84.0% |
| Profit (loss) for the period to be appropriated9905 | €1,494 | €2,749 | ▲ 84.0% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €26,612 | €59,883 | ▲ 125% |
| Fixed assets21/28 | €1,013 | €579 | ▼ 42.8% |
| Intangible fixed assets21 | €1,013 | €579 | ▼ 42.8% |
| Current assets29/58 | €25,599 | €59,303 | ▲ 132% |
| Amounts receivable within one year40/41 | €18,037 | €44,697 | ▲ 148% |
| Trade receivables40 | €14,059 | €31,767 | ▲ 126% |
| Other amounts receivable41 | €3,978 | €12,930 | ▲ 225% |
| Cash at bank and in hand54/58 | €7,561 | €13,134 | ▲ 73.7% |
| Deferred charges and accrued income490/1 | - | €1,473 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €26,612 | €59,883 | ▲ 125% |
| Equity10/15 | €6,494 | €9,244 | ▲ 42.3% |
| Contributions10/11 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | €1,494 | €4,244 | ▲ 184% |
| Amounts payable17/49 | €20,117 | €50,639 | ▲ 152% |
| Amounts payable within one year42/48 | €20,117 | €49,728 | ▲ 147% |
| Trade debts44 | €13,195 | €31,285 | ▲ 137% |
| Suppliers440/4 | €13,195 | €31,285 | ▲ 137% |
| Taxes, remuneration and social security45 | €4,374 | €18,444 | ▲ 322% |
| Taxes450/3 | €374 | €1,244 | ▲ 233% |
| Remuneration and social security454/9 | €4,000 | €17,200 | ▲ 330% |
| Other amounts payable47/48 | €2,548 | - | - |
| Accrued charges and deferred income492/3 | - | €911 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €1,494 | €2,749 | ▲ 84.0% |
| + Depreciation and write-downs630 | €288 | €434 | ▲ 50.6% |
| Operating cash flow (approximation) | €1,782 | €3,183 | ▲ 78.6% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €5,573 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52071C0260/00S000 | Wallonia | 177 m² | 1 · 55 m² | 8.8 m · 3 fl. |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.