OLTS
ActiveThe computed 12-month bankruptcy probability of OLTS is 3.2% (moderate). The 2025 annual accounts show equity of €24k and a net result of €-1k. Its solvency ranks better than 54% of 27319 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
70
/ 100
Healthy▼ -16 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency94▲+7
Growth32
Stability82
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.91 against 1.78 in 2024), and 49.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.8%
Return on assets
-3%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
26 d late
2024
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€24k▼ 5.5%
2024 · €26k
2024: €26k
2024 → 2025
Total assets
€48k▼ 12.6%
2024 · €55k
2024: €55k
2024 → 2025
Net result
€-1k
2024 · €16k
2024: €16k
2024 → 2025
Working capital
€22k▼ 4.7%
2024 · €23k
2024: €23k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€26k-€24k▼ 5.5%
Operating result€20k-€1k▼ 92.8%
Net result€16k-€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 93% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €48k
Fixed assets
€3k▼ 11.1%
Current assets
€45k▼ 12.7%
Equity and liabilities €48k
Equity
€24k▼ 5.5%
Debt
€24k▼ 18.9%
The debt ratio falls from 53.0% to 49.2%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€5k▼
2024 · €26k
Cash flow
€2k▼
2024 · €22k
Solvency
50.8%▲
2024 · 47.0%
Current ratio
1.91▲
2024 · 1.78
Quick ratio
1.20▼
2024 · 1.41
Debt / equity
0.97▼
2024 · 1.13
ROE
-5.8%▼
2024 · 61.3%
ROA
-3.0%▼
2024 · 28.8%
Interest coverage
3.69▼
2024 · 40.99
Debt
€24k▼
2024 · €29k
Debt ≤ 1 year
€24k▼
2024 · €29k
Income taxes
€2k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€55k€48k▼
Fixed assets21/28€3k€3k▼
Tangible fixed assets22/27€3k€3k▼
Plant, machinery and equipment23-€1k
Furniture and vehicles24-€2k
Leasing and similar rights25€3k-
Current assets29/58€52k€45k▼
Stocks and contracts in progress3€11k€17k▲
Stocks30/36€11k€17k▲
Amounts receivable within one year40/41€27k€10k▼
Trade receivables40€27k€9k▼
Other amounts receivable41-€318
Cash at bank and in hand54/58€14k€18k▲
Equity and liabilities
Total equity and liabilities10/49€55k€48k▼
Equity10/15€26k€24k▼
Contributions10/11€10k€10k=
Profit (loss) carried forward14€16k€14k▼
Amounts payable17/49€29k€24k▼
Amounts payable within one year42/48€29k€24k▼
Current portion of amounts payable after more than one year42€3k-
Trade debts44€8k€9k▲
Suppliers440/4€8k€9k▲
Taxes, remuneration and social security45€10k€9k▼
Taxes450/3€6k€7k▲
Remuneration and social security454/9€4k€2k▼
Other amounts payable47/48€8k€6k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€3k▼
Other operating charges640/8€617€1k▲
Gross operating margin9900€27k€6k▼
Operating profit (loss)9901€20k€1k▼
Financial charges65/66B€641€1k▲
Recurring financial charges65€641€1k▲
Profit (loss) for the period before taxes9903€20k€186▼
Income taxes67/77€4k€2k▼
Profit (loss) for the period9904€16k€-1k▼
Profit (loss) for the period to be appropriated9905€16k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€14k▼
Profit (loss) brought forward from the previous period14P-€16k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ohey · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Saint-Mort 605351 OheyGround area
389 m²
Building footprint
94 m²
Parcel 92059B0237/00H002, Wallonia. Linked by address, not a title deed.
1 establishment unit
OLTS
since 20242.355.065.968
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92059B0237/00H002 | Wallonia | 389 m² | 1 · 94 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JOCKS DEPANNAGE
BE 0711.736.312
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Heirman Verwarming
BE 0771.680.332
Holsbeek · Eq €24k
THERMCO
BE 0430.655.749
La Bruyère · Eq €24k
REFERANZ
BE 0639.969.376
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HWR
BE 0779.952.452
Mouscron · Eq €24k
Of 9,478 companies in sector 43222 we hold annual accounts for 5,626. 3,757 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-01-2024
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
95319Other maintenance and repair of motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.