Equity
€334,862 ▲ 11.6%
ERPA has made a profit in every financial year since 2007.
ERPA
Lifetime
19 annual accounts with figures on one time axis, 30 filings since 1996peak €61,994 (2020)
€58,124▲ 19.1%
peak €34,751 (2020)
€34,674▲ 67.4%
peak €334,862 (2025)
€334,862▲ 11.6%
€22,614▼ 45.2%
Board2 names since 2022
2 directorsErik Van Coppernolle and 1 other
Documentsfilings and deeds
01-02-20261 day late
2025micro format
Gross margin from €48,788 to €58,124Result from €20,710 to €34,674Debts from €41,278 to €22,614
Key points
from the 2025 annual accountsChecked score
85
Excellent
Financially stronger than 77% of micro companies in building services and landscaping (NACE 81)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.9% across 7,709 companies (NACE 81, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.6%
01-2025: 0.8%▲ +0.2 percentage points vs 12-2024highest value
02-2025: 0.2%▼ -0.6 percentage points vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025lowest value
08-2025: 0.2%● unchanged vs 07-2025lowest value
09-2025: 0.2%● unchanged vs 08-2025lowest value
10-2025: 0.3%▲ +0.1 percentage points vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.4%▲ +0.1 percentage points vs 12-2025
02-2026: 0.6%▲ +0.2 percentage points vs 01-2026
03-2026: 0.5%▼ -0.1 percentage points vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 0.5%● unchanged vs 07-2026
09-2026: 0.5%● unchanged vs 08-2026
10-2026: 0.5%● unchanged vs 09-2026
11-2026: 0.5%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 18.83
Sector: Services to buildings and landscape activities (NACE 81)
Size: total assets €357,476
lowers risk
Founded in 1995
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro). It does better than 92% of them on solvency, 99% on liquidity, 61% on profitability and 55% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as ERPA has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ERPA itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for ERPA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 18.83 (10.26 in 2024), above the usual 1.5. Short-term debt is 5% of total assets. 6.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 1 day late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 01-02-2026, 1 day later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
1 day late
2024
5 days early
2023
5 days late
2022
8 days early
2021
5 days early
2020
23 days late
2019
10 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 3 days after the deadline. In the sector (NACE 81), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 26 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end09-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0455607416
2 directors resigning, 2 reappointments
Resignations: Erik Van Coppernolle and Patrick Van Coppernolle · Reappointments: Erik Van Coppernolle (director) and Patrick Van Coppernolle (director) · General meeting of 15-12-2023 · Gazette deed
First establishment
Nevelestraat 81, Aalter
Incorporation
published on 26-07-1995 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ERPA Aalter | €357,476 | €58,124 | 93.7% | - |
| LIFT CLEAN Antwerp | €352,543 | €47,506 | 38.3% | - |
| FUNERAILLES M.P. Schaerbeek | €315,695 | €46,950 | 34.4% | - |
| MARBO Herenthout | €386,007 | €50,238 | 31.8% | 0 |
| CLECOB Ghent | €339,980 | €92,118 | 78.8% | - |
| AZEVEDO Forest | €384,688 | €40,161 | 96.3% | - |
| P en L Zandhoven | €374,594 | €40,361 | 47.3% | - |
These companies have the same main activity as ERPA: other building cleaning and industrial cleaning (NACE 81220). They are comparable in size and age: total assets between €316,000 and €386,000, founded between 1993 and 1999.
Official details
Source: KBO- Status
- Active since 15-05-1995Normal situation
- Activity
- Other building cleaning and industrial cleaningNACE 81220and 1 other
- Establishment unit
- 2.072.539.6129880 Aalter, since 14-07-1995
- Financial year end
- 30 June
- Peppol
- Reachable since 20-11-2025
Annual accounts to 30-06-2025
- ≈ €190,000estimated
- €357,476▲ 4.7%
- Filing
- Filed on 01-02-2026
Insights on ERPA
ERPA files the micro format. That format states no turnover. The gross margin rose from €34,150 in 2007 to €58,124 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ERPA
- What is the company number of ERPA?
- The company number of ERPA is 0455.607.416. The VAT number is the same number with BE in front: BE 0455.607.416.
- Where is ERPA based?
- The registered office is at Nevelestraat 81, 9880 Aalter.Company details
- What does ERPA do?
- According to the KBO register, the main activity is other building cleaning and industrial cleaning (NACE 81220).
- What is the legal form of ERPA?
- ERPA is a private limited company (BV).
- When was ERPA founded?
- ERPA was founded on 15-05-1995.
- Is ERPA still active?
- Yes, ERPA is an active enterprise in the KBO register.
- What is the turnover of ERPA?
- The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €58,124 and 47 comparable companies (NACE 812). It probably lies between €110,000 and €300,000.Financials
- Is ERPA profitable?
- In financial year 2025, ERPA made a profit of €34,674.
- Where can I find the annual accounts of ERPA?
- ERPA filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ERPA due?
- ERPA must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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