MARBO
ActiveMARBO has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €123k and a net result of €2k. Equity is shrinking by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 38% of 1193 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+10
Solvency57▲+12
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.81 against 0.68 in 2024; short-term debt: 68.2% and cash: 0% of total assets), and 68.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.8%
Return on assets
0.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
43 d early
2022
37 d late
2021
15 d late
2020
87 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€123k▲ 1.9%
2024 · €121k
2019: €152k
2020: €143k
2021: €-20k
2022: €36k
2023: €116k
2024: €121k
2019 → 2025
Total assets
€386k▼ 35.6%
2024 · €599k
2019: €444k
2020: €498k
2021: €496k
2022: €399k
2023: €610k
2024: €599k
2019 → 2025
Net result
€2k▼ 50.8%
2024 · €5k
2019: €32k
2020: €-9k
2021: €-163k
2022: €57k
2023: €80k
2024: €5k
2019 → 2025
Working capital
€-49k▲ 67.4%
2024 · €-151k
2019: €63k
2020: €7k
2021: €-222k
2022: €-165k
2023: €-165k
2024: €-151k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-20k-€36k€116k▲ 219%€121k▲ 3.9%€123k▲ 1.9%
Operating result€-152k-€62k€77k▲ 23.7%€38k▼ 50.0%€7k▼ 82.5%
Net result€-163k-€57k€80k▲ 40.8%€5k▼ 94.3%€2k▼ 50.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 83% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €386k
Fixed assets
€172k▼ 36.7%
Current assets
€214k▼ 34.7%
Equity and liabilities €386k
Equity
€123k▲ 1.9%
Debt
€263k▼ 45.0%
The debt ratio falls from 79.9% to 68.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€42k▼
2024 · €86k
Cash flow
€37k▼
2024 · €52k
Solvency
31.8%▲
2024 · 20.1%
Current ratio
0.81▲
2024 · 0.68
Quick ratio
0.81▲
2024 · 0.68
Debt / equity
2.14▼
2024 · 3.97
ROE
1.8%▼
2024 · 3.8%
ROA
0.6%▼
2024 · 0.8%
Interest coverage
8.78▲
2024 · 4.68
Debt
€263k▼
2024 · €479k
Debt ≤ 1 year
€263k▼
2024 · €479k
Income taxes
€0▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€599k€386k▼
Fixed assets21/28€272k€172k▼
Tangible fixed assets22/27€272k€172k▼
Plant, machinery and equipment23€267k€172k▼
Furniture and vehicles24€5k€351▼
Current assets29/58€328k€214k▼
Amounts receivable within one year40/41€323k€210k▼
Trade receivables40€321k€208k▼
Other amounts receivable41€2k€2k=
Cash at bank and in hand54/58€2k€0▼
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€599k€386k▼
Equity10/15€121k€123k▲
Contributions10/11€20k€20k=
Reserves13€100k€102k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€100k€102k▲
Amounts payable17/49€479k€263k▼
Amounts payable within one year42/48€479k€263k▼
Financial debts43€28k€1k▼
Credit institutions430/8€28k€1k▼
Trade debts44€177k€26k▼
Suppliers440/4€177k€26k▼
Taxes, remuneration and social security45€45k€29k▼
Taxes450/3€45k€29k▼
Other amounts payable47/48€228k€207k▼
Income statement
Code20242025
Non-recurring operating income76A€18k€6k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€35k▼
Other operating charges640/8€15k€9k▼
Gross operating margin9900€101k€50k▼
Operating profit (loss)9901€38k€7k▼
Financial income75/76B€3k€300▼
Recurring financial income75€3k€300▼
Financial charges65/66B€18k€5k▼
Recurring financial charges65€18k€5k▼
Profit (loss) for the period before taxes9903€23k€2k▼
Income taxes67/77€18k€0▼
Profit (loss) for the period9904€5k€2k▼
Profit (loss) for the period to be appropriated9905€5k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€2k▼
Transfer from equity791/2€2k€0▼
Transfer to equity691/2€6k€2k▼
To contributions691€2k€0▼
To other reserves6921€5k€2k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial
Highest result since 2019net €80k ▲40.8%
Operating result €77k, net result €80k, both a record.
30-06
Financial
Equity above €100kEq €116k ▲219%
2 profitable years in a row build equity to €116k.
09-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 37 days late
2022
30-06
Financial
Back to profitnet €57k
Net result €57k after 2 loss-making years.
15-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 15 days late
2021
30-06
Financial
Weakest financial yearnet €-163k
Net result drops to €-163k, the lowest in the series; recovery starts the following year.
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 87 days late
2020
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
29-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herenthout · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
de Merodestraat 572270 HerenthoutGround area
859 m²
Building footprint
146 m²
Volume, LiDAR
706 m³
Parcel 13012E0655/00P000, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MARBO
since 19992.091.631.982
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13012E0655/00P000 | Flanders | 859 m² | 1 · 146 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,009 companies in sector 81220 we hold annual accounts for 2,413. 1,966 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-1999
Fiscal year end30-06
Activities, NACEBEL
74700
81220Other building cleaning and industrial cleaning
43990Other specialised construction activities
43999Specialised construction activities
45250
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.