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ERMI CONSTRUCT

Active Private limited companyfounded 2002active for 24 yearsLenniksebaan 1075, 1602 Sint-Pieters-LeeuwKBO/BCE: BE 0477.484.478 #6 company by total assets in Sint-Pieters-Leeuw, Construction sector
ERMI CONSTRUCT
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Overview

Lifetime

19 annual accounts with figures on one time axis, 23 filings since 2002
peak €483,024 (2016)
€232,183▼ 12.6%
lowest -€70,675 (2018)
€181,636▲ €250,627
peak €537,275 (2025)
€537,275▲ 51.1%
€2.1m▲ 11.2%
peak 5 FTE (2012)
-not published
Board2 names since 2022
2 directorsErik Bellemans and 1 other
Documentsfilings and deeds
07-04-202623 days before the deadline
2025micro format
Gross margin from €265,744 to €232,183Back to profit: €181,636Equity from €355,639 to €537,275Investments €450,000Cash from €45,665 to €96,211

Key points

from the 2025 annual accounts

Result

€181,636 €181,636
-€69,0002024€182,0002025

Back in profit in 2025, after a loss of €68,992 in 2024.

Turnover

≈ €760,000 estimated

The micro format states no turnover.

Debts

€2.1m 79% of the balance sheet
Financial debts 93%Suppliers 0%Taxes and wages 1%Other 6%

Of this, €139,583 falls due within a year.

Liquidity

1.00 was 0.56 in 2024

Short-term debts fell from €221,181 to €139,583.

Filings

23 annual accounts since 2002
deadline20102020

The 2016 accounts came 2 days late. The other nine of the last ten were filed on time.

Position in the sector

€181,636

Higher net result than 95% of companies in construction of buildings. Sector median €8,543 · 9,442 companies.

Checked score

91
Excellent
Financially stronger than 59% of small companies in construction of buildings (NACE 41)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.4% across 911 companies (NACE 41, small).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.3%▲ +0.1 percentage points vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.5%▲ +0.2 percentage points vs 03-2026highest value 05-2026: 0.2%▼ -0.3 percentage points vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026lowest value 08-2026: 0.2%● unchanged vs 07-2026lowest value 09-2026: 0.2%● unchanged vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026

Financial strength
Average

46+5equity 20.7% of total assets
55+2short-term debt 5.4% · cash 3.7%
46+27return on assets 7.0%

Score breakdown

raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
lowers risk
Size: total assets €2.6m
Figures for financial year 2025 (filed on 08-04-2026)
Founded in 2002
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, small). It does better than 34% of them on solvency, 74% on liquidity, 36% on profitability and 91% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-09-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 2,613 companies had the same profile as ERMI CONSTRUCT has now. Each dot stands for 7 companies, two years later.

97.3%
were still trading
2.0%
stopped another way
0.7%
went bankrupt
  • Small
  • 20 years or older
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of ERMI CONSTRUCT itself: 0.2% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,613 companies, not a prediction for ERMI CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €45,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 1.0 (0.56 in 2024), below 1. Short-term debt is 5.4% and cash 3.7% of total assets. 79.3% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Size: total assets €2.6m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 08-04-2026)
NBB · annual accounts
lowers risk · Founded in 2002
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 07-04-2026, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
23 days early
2024
42 days early
2023
1 day early
2022
3 days early
2021
40 days early
2020
3 days early
2019
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 16 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 7 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end08-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0477484478
2 directors reappointed Erik Bellemans and Miranda Lintermans · Permanent representative: Erik Bellemans · “Het toezien op de bouwwerkzaamheden (ruwbouw,installatie,afwerking,enz.); Projectontwikkeling voor de…” (deed in Dutch) · General meeting of 14-09-2022 · Gazette deed
First establishment ERMIBOUW BVBA, Lenniksebaan 1075, Sint-Pieters-Leeuw
Incorporation published on 16-05-2002 · Gazette deed
All 37 events

Comparable companies

same main activity, similar in size and age
Company
ERMI CONSTRUCT Sint-Pieters-Leeuw €2.6m €232,183 20.7% -
WOOD BETON Habay €2.3m €254,865 12.3% 3.2
Algemeen Bouw- en Coordinatiebedrijf Verhoye Johan Ghent €2.3m €219,356 96.1% 2
Eco-Struct Merelbeke-Melle €2.2m €242,105 4.0% -
BOUWONDERNEMING REMI Willebroek €2.8m €254,174 9.4% 2.8
HARMATAN Zedelgem €2.8m €195,503 11.8% -
JLP IMMO Beloeil €2.5m €190,401 12.4% -

These companies have the same main activity as ERMI CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €2.2m and €2.8m, founded between 1998 and 2005.

Official details

Source: KBO
Status
Active since 06-05-2002Normal situation
Activity
General construction of residential buildingsNACE 41001
Establishment unit
2.096.255.2211602 Sint-Pieters-Leeuw, since 02-08-2002
Financial year end
30 September
Peppol
Reachable since 24-11-2023
Company details

Annual accounts to 30-09-2025

€232,183▼ 12.6%
€181,636
€537,275▲ 51.1%
€2.6m▲ 17.6%
Filing
Filed on 07-04-2026, 23 days before the end of the filing period
Financials

Insights on ERMI CONSTRUCT

ERMI CONSTRUCT files the micro format. That format states no turnover. The gross margin rose from €151,031 in 2006 to €232,183 in 2025.

The balance sheet grew most from 2023 to 2025 through fixed assets, financed with long-term debt.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 07-04-2026, 23 days before the deadline
€232,183
▼ 12.6%
€152,087
▲ €170,385
€181,636
▲ €250,627
-€373
▲ €97,130
20.7%
▲ 4.6 percentage points
1.00
▲ 0.44

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €760,000. Estimated: probably between €540,000 and €1.2m.

In the rankings #6 company by total assets in Sint-Pieters-Leeuw, Construction sector

Balance sheet

balance sheet total €2.6m on 30-09-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

20.7%

Higher than 27% of 9,452 companies in 2025.

1.00

Higher than 22% of 9,200 companies in 2025.

7.0%

Higher than 51% of 9,272 companies in 2025.

ERMI CONSTRUCT Middle half of the sector 80% of the sector Micro accounts in construction of buildings (NACE 41)

Net result: top quarter · Equity: top quarter · Balance sheet total: top quarter · Working capital: bottom quarter

Staff

Staff costs divided by the average number of full-time equivalents.

people who joined people who left

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022202120202019201820172016201420132012201120102009200820072006
Balance sheet: assets
20/58 2.6m2.2m1.2m1.2m856,676991,9271.0m880,271827,370700,891822,603812,468595,129673,334439,259359,624295,377306,845299,015
20 ----------------313625938
21/28 2.5m2.1m1.1m1.1m731,007761,836754,004699,115535,826541,505636,570368,996355,164410,080216,469188,046165,146180,982161,323
22/27 2.0m2.1m1.1m1.1m729,007759,836752,004697,115534,641539,725636,424368,446355,114409,530216,419187,996164,784180,308160,336
22 2.0m2.0m1.0m1.1m673,243709,383745,523537,328508,040450,986461,136199,038210,176221,313-----
23 29,72035,90742,09448,92955,76450,4536,4825,2586,62551,71197,149111,12278,486103,815111,357148,456110,946105,748108,000
24 2,3054,7577,70810,659---3,19519,97637,02778,13958,28666,45384,402105,06239,54053,83874,55952,336
26 -------146,137-----------
27 -------5,198-----------
28 452,0002,0002,0002,0002,0002,0002,0002,0001,1851,781146550505505050505050
29/58 139,210123,679164,15881,183125,669230,091256,318181,156291,545159,386186,034443,473239,966263,254222,791171,578130,231125,862137,691
3 14,200--------30,000--50,00077,00040,000--27,894-
30/36 14,200------------------
37 ---------30,000--50,00077,00040,000--27,894-
40/41 24,43212,92583,00021,75954,16925,97291,52629,136121,36727,71457,494207,18880,069131,28681,39058,02537,21568,82220,759
40 22,2161,31683,00018,000-1,81579,31519,31519,24927,71443,135181,85958,74599,92660,60448,16019,31242,452712
41 2,21611,609-3,75954,16924,15712,2119,821102,118-14,35925,32921,32531,36020,7869,86617,90326,37020,047
50/53 ----------99,072165,65895,61732,12177,71381,06366,43622,97589,883
54/58 96,21145,66516,40455,78148,890201,112154,499146,823164,36393,13321,01260,3803,91014,94616,92426,65722,4491,51323,064
490/1 4,36865,08964,7543,64222,6093,00710,2935,1975,8148,5388,45610,24610,3707,9006,7635,8324,1314,6593,985
Balance sheet: equity and liabilities
10/49 2.6m2.2m1.2m1.2m856,676991,9271.0m880,271827,370700,891822,603812,468595,129673,334439,259359,624295,377306,845299,015
10/15 537,275355,639424,630372,669334,125362,064329,524284,748355,423330,534308,976288,847276,214314,106262,674219,945169,108159,120141,054
10/11 20,00020,00020,00020,00020,00020,00020,00020,00020,00020,00020,00020,00020,00020,00020,00020,00020,00020,00020,000
100 ------20,00020,00020,00020,00020,00020,00020,00020,00020,00020,00020,00020,00020,000
13 517,275335,639396,111344,149305,605333,545301,004256,228256,228256,228264,160266,804254,378289,378230,628196,452147,702122,104113,071
130/1 ----2,0002,000-------------
130 ------2,0002,0002,0002,0002,0002,0002,0002,0002,0002,0002,0002,0002,000
1311 ----2,0002,000-------------
132 -----139,228139,228139,228139,228139,228147,160149,804137,378137,378118,62884,45265,70260,10451,071
133 517,275335,639396,111344,149303,605192,316159,776115,000115,000115,000115,000115,000115,000150,000110,000110,00080,00060,00060,000
14 --8,5208,5208,5208,5208,5208,52079,19554,30624,8162,0431,8364,72812,0463,4921,40617,0167,983
16 ----------4,0685,424-------
168 ----------4,0685,424-------
17/49 2.1m1.8m813,170827,643522,551629,862680,798595,523471,947370,357509,559518,197318,915359,228176,585139,679126,269147,725157,960
17 1.9m1.6m735,280702,662435,149542,759616,501552,070400,625309,425359,626193,976233,706237,47274,05043,53028,92057,79147,465
170/4 1.9m1.6m735,280702,662435,149542,759616,501552,070400,625309,425359,626193,976233,706237,47274,05043,53028,92057,79147,465
42/48 139,583221,18176,822123,19686,53386,22064,29743,45367,11855,101144,934320,09577,391115,94797,96190,51092,95485,399101,194
42 83,24581,41660,58756,91056,33955,63954,95334,54238,56637,31544,59361,18344,66135,71828,52318,14528,8713,14120,837
43 ---------------8,273-27,338-
430/8 ---------------8,273-27,338-
44 4,9976,8574,8356,9456,48724,1555,0865,6822,73616,59470,930250,18618,29046,60843,07440,14249,49244,11059,715
440/4 4,9976,8574,8356,9456,48724,1555,0865,6822,73616,59470,930250,18618,29046,60843,07440,14249,49244,11059,715
46 -82,115-----------------
45 13,68842,15011,34911,12911,5802,6393,35785611,5761,19228,0028,72513,94422,90515,64715,5637,2054,4248,195
450/3 13,38842,15011,34911,12911,5802,6393,35785611,5761,19212,2701512,101-4,0134,013--10
454/9 300---------15,7328,57411,84322,90511,63511,5517,2054,4248,186
47/48 37,6538,6435048,21112,1263,7879012,37414,241-1,410-49610,71710,7178,3867,3866,38612,446
492/3 -2,7901,0681,786868884--4,2045,8315,0004,1277,8185,8084,5745,6394,3954,5359,302
Income statement
76A --13,20018,595--73,034-191,09455,247---------
9900 232,183265,744183,067212,64268,115132,146183,586125,352149,604483,024345,616346,600310,923342,594274,240257,814186,750179,164151,031
62 ---4,812-----203,409179,744197,607228,262183,485140,108123,00796,748104,60692,844
630 76,52945,64745,48743,16543,82538,73542,09358,09147,355225,359115,899104,35987,45098,78586,42766,44366,38249,26241,540
640/8 3,568238,3954,77156,2423,0314,18017,61723,07446,6288,70913,0254,6193,7497,1071,5372,7616,1552,2931,088
66A ------8,137-3,57535,346---------
9901 152,087-18,298132,808108,42321,26089,232115,73844,18752,04545,54836,94840,015-8,53853,21646,16865,60417,46423,00315,559
75/76B 153,01356--47,006438,2834,2108256,4948661,1966781,8421,3951,8371,1421,1851,109
75 153,01356--47,0064354,210821,2478661,1966781,8421,3951,8371,1421,1851,109
76B ------8,278--55,247---------
65/66B 105,06350,47860,97658,74968,98644,95754,933118,65715,65158,37213,75210,07413,8448,0795,2524,5074,3554,3794,567
65 105,06350,47860,97658,74968,98644,95754,933118,65715,65123,02613,75210,07413,8448,0795,2524,5074,3554,3794,567
66B ---------35,346---------
9903 200,037-68,72171,83249,673-72044,31869,089-70,26036,47743,67024,06231,137-21,70446,98042,31162,93514,25119,80912,100
67/77 18,40227119,87111,12927,22010,17824,31241611,58826,1805,28913,08016,188-4,453-41812,0984,2621,744-1,406
9904 181,636-68,99251,96238,544-27,94034,14044,776-70,67524,88921,55820,12912,633-37,89251,43242,72950,8379,98918,06513,507
789 ----139,228----7,9322,6442,644-------
689 -----------15,070-18,75034,17618,7505,5999,0338,601
9905 181,636-68,99251,96238,544111,28934,14044,776-70,67524,88929,49022,773207-37,89232,6828,55332,0874,3909,0334,906
Appropriation of the result
9906 181,636-60,47260,48147,064119,80842,66053,2968,52079,19554,30624,8162,043-33,16444,72812,04633,49221,40617,0167,983
14P -8,5208,5208,520---------------
791/2 -60,472----------35,000------
691/2 181,636-51,96238,544111,28932,54044,776------40,000-30,00020,000--
6921 181,636-51,96238,544111,28932,54044,776------40,000-30,00020,000--
694/7 -----1,600-------------
694 -----1,600-------------
Social balance sheet
9087 ---------2.644.754.63.82.82.22.92.4
Hours worked1013 ---------6,6345,5206,0247,7046,2265,1234,7843,9685,2203,848
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The accounts for 4 older financial years (2002-2005) were filed as documents without figures as data, scans for example.

The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 07-04-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
30-09-2025 micro format 07-04-2026 2026-00073946 PDF
30-09-2024 micro format 19-03-2025 2025-00051154 PDF
30-09-2023 micro format 29-04-2024 2024-00076454 PDF
30-09-2022 micro format 27-04-2023 2023-00072443 PDF
30-09-2021 micro format 21-03-2022 2022-08200226 PDF
30-09-2020 micro format 27-04-2021 2021-11700568 PDF
30-09-2019 micro format 29-04-2020 2020-10900492 PDF
30-09-2018 abbreviated format 25-04-2019 2019-11000317 PDF
30-09-2017 abbreviated format 22-03-2018 2018-07500559 PDF
30-09-2016 abbreviated format 02-05-2017 2017-10900387 PDF
31-12-2014 abbreviated format 22-06-2015 2015-19000336 PDF
31-12-2013 abbreviated format 23-07-2014 2014-32700563 PDF
31-12-2012 abbreviated format 08-08-2013 2013-40300181 PDF
31-12-2011 abbreviated format 04-07-2012 2012-24900424 PDF
31-12-2010 abbreviated format 28-06-2011 2011-25000416 PDF
31-12-2009 abbreviated format 02-07-2010 2010-25000563 PDF
31-12-2008 abbreviated format 26-06-2009 2009-28900052 PDF
31-12-2007 abbreviated format 30-06-2008 2008-31500187 PDF
31-12-2006 abbreviated format 26-06-2007 2007-27400111 PDF
31-12-2005 abbreviated format 28-06-2006 2006-32802292 PDF
31-12-2004 abbreviated format 13-06-2005 2005-24303936 PDF
31-12-2003 abbreviated format 02-06-2004 2004-18502666 PDF
31-12-2002 abbreviated format 25-06-2003 2003-30002335 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022202120202019201820172016201420132012201120102009200820072006
228,61527,349178,296151,58865,084127,966157,831102,27899,401270,907152,847144,37378,911152,001132,595132,04783,84772,26557,099
258,164-23,34597,44981,70915,88572,87586,869-12,58472,244246,917136,028116,99149,557150,218129,157117,28076,37167,32755,047
450,0001.1m0431,28812,99646,566353,240221,380374,753120,807389,427118,19033,034300,086114,85096,23258,32272,70095,207
50,54729,261-39,3786,891-152,22246,6137,676-17,54071,230--39,36856,470-11,037-1,978-9,7334,20920,936-21,551-
-373-97,50287,336-42,01339,135143,871192,021137,703224,426104,28441,100123,378162,574147,307124,82981,06837,27740,46336,498
20.7%16.1%34.3%31.0%39.0%36.5%32.6%32.3%43.0%47.2%37.6%35.6%46.4%46.6%59.8%61.2%57.3%51.9%47.2%
1.000.562.140.661.452.673.994.174.342.891.281.393.102.272.271.901.401.471.36
0.900.562.140.661.452.673.994.174.342.351.281.392.451.611.871.901.401.151.36
3.835.201.922.221.561.742.072.091.331.121.651.791.151.140.670.640.750.931.12
33.8%-19.4%12.2%10.3%-8.4%9.4%13.6%-24.8%7.0%6.5%6.5%4.4%-13.7%16.4%16.3%23.1%5.9%11.4%9.6%
7.0%-3.1%4.2%3.2%-3.3%3.4%4.4%-8.0%3.0%3.1%2.4%1.6%-6.4%7.6%9.7%14.1%3.4%5.9%4.5%
2.180.542.922.58---------------

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item30-09-202530-09-202430-09-202330-09-2022
Tangible fixed assets-€1.1m-€431,288
Financial fixed assets€450,000---
€76,529€45,647€45,487€43,165

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Insights on ERMI CONSTRUCT

The operating result for 2025 is a profit of €152,087, after a loss of €18,298 in 2024. It is the highest result since 2006.

Debt's share of the balance-sheet total falls from 83.9% to 79.3%. Equity and debt are higher.

Board & ownership

Board

2 directors
Erik Bellemans
Director
in office according to the deed of 22-09-2022 term without a fixed end
listed in the 2025 annual accounts, filed on 07-04-2026
Miranda Lintermans
Director
in office according to the deed of 22-09-2022 term without a fixed end
listed in the 2025 annual accounts, filed on 07-04-2026

Office holders in the KBO →

Mandates through the years

2 names, the dashed line is today
Erik Bellemans
Director
Miranda Lintermans
Director
Boardmandate already running before its first mention
Mandates as a list
  • Erik Bellemans
    • Director, since before 22-09-2022
  • Miranda Lintermans
    • Director, since before 22-09-2022

See the board, name and registered office on a given date →

Control

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Capital

Contribution
€20,000
Source
2025 annual accounts

Network & group

Holdings

own accounts to 30-09-2025, the bar shows equity in euros
This companyERMI CONSTRUCT1 holding, 1 country accounts to 30-09-2025

Belgium 1 Equity Result

  • BE Ermibouw €188,392 result €175,844

Source: list of holdings in its own 30-09-2025 accounts. Every holding stands with its own latest accounts.

At the same address

Lenniksebaan 1075, 1602 Sint-Pieters-Leeuw · 1 other company
ERMIBOUW
registered office since 14-07-2016 · founded in 2016
 total assets €380,420 (2025)
0656.899.539

Holdings and subsidiaries

1 holding

Holdings 1

Share, source and own figures per holding (1)
Holdings through the years 2022 to 2025
Holdings through the years
Name2022202320242025
ERMIBOUW 10%100%

Source: list of holdings in its own accounts

Connections & network

2 current directors
Depth

The network starts from the directors of ERMI CONSTRUCT. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Timeline

37 events since 2002

Deadline for the 2026 accounts: 30-04-2027

2026
Annual accounts 2025 filed PDFmicro format · 23 days before the deadline
2025
Back to profit net €181,636 The net result is €181,636, after one loss-making year.
Equity above €500,000 equity €537,275 ▲51.1% Equity rises from €355,639 to €537,275.
Annual accounts 2024 filed PDFmicro format · 42 days before the deadline
2024
Annual accounts 2023 filed PDFmicro format · 1 day before the deadline
2023
Registered in the Peppol Directory Reachable for e-invoices through 0208:0477484478
Liquidity more than triples current ratio 2.14 The current ratio rises from 0.66 to 2.14. Short-term debt falls from €123,196 to €76,822.
Annual accounts 2022 filed PDFmicro format · 3 days before the deadline
2022
Back to profit net €38,544 The net result is €38,544, after one loss-making year.
2 directors reappointedErik Bellemans and Miranda Lintermans · Permanent representative: Erik Bellemans · “Het toezien op de bouwwerkzaamheden (ruwbouw,installatie,afwerking,enz.); Projectontwikkeling voor de…” (deed in Dutch) · General meeting of 14-09-20226 points ▸
  • General meeting, 14-09-2022
  • Director reappointment, Erik Bellemans
  • Director reappointment, Miranda Lintermans
  • Permanent representative, Erik Bellemans
  • Registered office clause, Lenniksebaan 1075, 1602 Sint-Pieters-Leeuw (Vlezenbeek)
  • Power of attorney, Dirk Van Den Haute
  • The deed holds 5 more points.

Open the deed in the Belgian Official Gazette

Annual accounts 2021 filed PDFmicro format · 40 days before the deadline
2021
Annual accounts 2020 filed PDFmicro format · 3 days before the deadline
2020
Annual accounts 2019 filed PDFmicro format · 1 day before the deadline
2019
Back to profit net €44,776 The net result is €44,776, after one loss-making year.
Annual accounts 2018 filed PDFabbreviated format · 5 days before the deadline
2018
Weakest financial year net -€70,675 The net result drops to -€70,675, the lowest from 2006 to 2025. It recovers the following year.
Annual accounts 2017 filed PDFabbreviated format · 39 days before the deadline
2017
Annual accounts 2016 filed PDFabbreviated format · 2 days late
2016
Liquidity more than doubled current ratio 2.89 The current ratio rises from 1.28 to 2.89. Short-term debt falls from €144,934 to €55,101.
2015
Annual accounts 2014 filed PDFabbreviated format · 39 days before the deadline
2014
Annual accounts 2013 filed PDFabbreviated format · 8 days before the deadline
2013
Back to profit net €12,633 The net result is €12,633, after one loss-making year.
Annual accounts 2012 filed PDFabbreviated format · 8 days late
2012
Annual accounts 2011 filed PDFabbreviated format · 27 days before the deadline
2011
Annual accounts 2010 filed PDFabbreviated format · 33 days before the deadline
2010
Annual accounts 2009 filed PDFabbreviated format · 29 days before the deadline
2009
Equity above €200,000 equity €219,945 ▲30.1% With a profit in every financial year since 2006, equity grows to €219,945.
Annual accounts 2008 filed PDFabbreviated format · 35 days before the deadline
2008
Annual accounts 2007 filed PDFabbreviated format · 31 days before the deadline
2007
Equity above €150,000 equity €159,120 ▲12.8% With a profit in every financial year since 2006, equity grows to €159,120.
Annual accounts 2006 filed PDFabbreviated format · 35 days before the deadline
2006
Annual accounts 2005 filed PDFabbreviated format
2005
Annual accounts 2004 filed PDFabbreviated format
2004
Annual accounts 2003 filed PDFabbreviated format
2003
Annual accounts 2002 filed PDFabbreviated format
2002
First establishment ERMIBOUW BVBA, Lenniksebaan 1075, Sint-Pieters-Leeuw
Incorporation published on 16-05-2002

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

ERMI CONSTRUCT was incorporated on 6 May 2002.1 Total assets rose from €1.0m in 2019 to €2.6m in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2019 and 2025

Company details

Identity

Enterprise number
0477.484.478
VAT number
BE 0477.484.478
Peppol ID
0208:0477484478
Other Peppol ID
9925:BE0477484478
LEI code
549300NZQHTH5SZY8K50 no longer live in the LEI register
Legal form
Private limited company
Status
Active, normal situation
Founded
06-05-2002
Financial year
ends on 30 September
Peppol
Reachable since 24-11-2023Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
ERMI CONSTRUCT in Dutch
Entity type
Legal entity

Activities

NACEBEL 2025
41001 General construction of residential buildings main activity
Codes under NACEBEL 2008
41201 General construction of buildings main activity
Codes under NACEBEL 2003
45211 main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“Het toezien op de bouwwerkzaamheden (ruwbouw,installatie,afwerking,enz.); Projectontwikkeling voor de nieuwbouw van individuele…”
12 activities
  1. Het toezien op de bouwwerkzaamheden (ruwbouw,installatie,afwerking,enz.);
  2. Projectontwikkeling voor de nieuwbouw van individuele woningen,voor renovatiewerken,voor de bouw van appartementsgebouwen en kantoorgebouwen;
  3. Projectontwikkeling voor de bouw of de aanleg van: commerciële,en industriële centra,hotels,industriezones en markten,jachthavens,autowegen,wintersportcentra enz;
  4. Het verhuren van al dan niet gemeubelde appartementen,huizen,appartementen,garageboxen en staanplaatsen voor auto's;
  5. Bemiddeling bij de aankoop,verkoop en verhuur van onroerend goed.
  6. Administratie,consultancy en management activiteiten,omvattende onder meer: adviesbureau op het gebied van bedrijfsvoering en beheer waaronder onder meer maar niet uitsluitend het verlenen van advies en praktische hulp aan bedrijven in verband met public relations en communicatie,het verlenen van adviezen en hulp aan het bedrijfsleven en de overheid op gebied van bijvoorbeeld planning,organisatie,efficiëntie en toezicht,het verschaffen van informatie aan de bedrijfsleiding,het berekenen van de kosten en baten van de voorgestelde maatregelen op het gebied van planning,organisatie en efficiëntie,het verlenen van adviezen op het gebied van beheer in het algemeen;
  7. Het tussenkomen in het dagelijks bestuur en het vertegenwoordigen van bedrijven door onder meer het uitoefenen van mandaten van bestuurder,zaakvoerder,directeur of vereffenaar;
  8. Studie,organisatie en raadgevend bureau inzake juridische,financiële,handels-,bedrijfseconomische of sociale aangelegenheden met inbegrip van alle handelingen die verband houden met advies,documentatie en publicatie over juridische,sociale,economische en financiële problemen;
  9. Het begeleiden van bedrijven op het gebied van handel,nijverheid en administratie,het verrichten van secretariaatswerkzaamheden,het domiciliëren van bedrijven,het ter beschikking stellen van kantoren,magazijnen en fabricage ruimten,het verrichten van voorbereidende studies en adviezen op gebied van management,bedrijfsvoering,economische wetgeving,marketing,export en import,het drukken en uitgeven van studies,rapporten en het verlenen van hulp aan bedrijven in oprichting of bij overname van bestaande bedrijven,zenden en ontvangen van post en meer in het algemeen alles te doen wat de oprichting,de uitbating en het beheer van de bedrijven van nut kan zijn.
  10. Het verwerven van participaties in eender welke vorm in alle bestaande of nog op te richten rechtspersonen en vennootschappen,het stimuleren,de planning,de coördinatie van de ontwikkeling en investering in rechtspersonen en ondernemingen waarin zij al of niet een participatie aanhoudt.
  11. Het toestaan van leningen en kredietopeningen aan rechtspersonen en ondernemingen of particulieren,onder om het even welke vorm. In dit kader kan zij alle handels- en financiële operaties verrichten behalve deze die wettelijk voorbehouden zijn aan depositobanken,houders van deposito’s op korte termijn,spaarkassen,hypotheekmaatschappijen en kapitalisatieondernemingen. Zij mag haar onroerende goederen in hypotheek stellen en al haar andere goederen,met inbegrip van het handelsfonds,in pand geven. Zij mag zich borgstellen en aval verlenen voor alle leningen,kredietopeningen en andere verbintenissen zowel voor haarzelf als voor alle vennootschappen van de groep op voorwaarde dat zij er zelf belang bij heeft.
  12. Het aanleggen,het oordeelkundig uitbouwen en beheren van een roerend patrimonium,alle verrichtingen met betrekking tot roerende goederen en rechten,van welke aard ook,zoals het verwerven door inschrijving of aankoop en het beheren van aandelen,obligaties,kasbons of andere roerende waarden,van welke vorm ook,van Belgische of buitenlandse,bestaande of nog op te richten rechtspersonen en ondernemingen.
deed of 22-09-2022 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
ERMIBOUW BVBA registered office Lenniksebaan 1075, 1602 Sint-Pieters-Leeuw 4100101 General construction of residential buildings 02-08-2002 2.096.255.221

Buildings and parcels at the address

Ground area
812 m²
Buildings
148 m²
Volume, LiDAR
792 m³
Tallest building
8.0 m
Buildings to scale, each on its own parcel
148 m², 8.0 m 148 m², 8.0 m

Location

registered office establishment The establishment unit on the map
2 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
23089B0423/00D000812 m² 1 · 148 m² 8.0 m · 2

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0477.484.478

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