Turnover
The micro format states no turnover.
The dashed line is the sector median: 0.1% across 3,825 companies (NACE 85, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 39% of them on solvency, 42% on liquidity, 34% on profitability and 25% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 6,908 companies had the same profile as EricVK has now. Each dot stands for 18 companies, two years later.
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of EricVK itself: 0.1% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,908 companies, not a prediction for EricVK. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is insufficient, with a current ratio of 0.56 (0.37 in 2024), below 1. Short-term debt is 68.3% and cash 33% of total assets. 68.3% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 34 days before the deadline. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| EricVK Evere | €44,727 | €8,334 | 31.7% | - |
| VALBONA Jette | €49,190 | €6,820 | 82.6% | - |
| SL DRIVING SCHOOL Molenbeek-Saint-Jean | €32,926 | €4,666 | -15.0% | - |
| PERMIS4U Brussels | €34,978 | €3,867 | 62.9% | - |
| J-C LAP Jette | €35,970 | €16,563 | 72.7% | - |
| CAMI Sint-Genesius-Rode | €58,880 | €17,286 | 99.4% | - |
| ERALI Bonheiden | €28,158 | €11,658 | 64.1% | - |
These companies have the same main activity as EricVK: driving schools for cars and motorcycles (NACE 85531). They are comparable in size and age: total assets between €28,200 and €58,900, founded between 2010 and 2019.
EricVK files the micro format. That format states no turnover. The gross margin rose from €7,072 in 2016 to €8,334 in 2025.
In January 2024, the Official Gazette published the appointment of VAN KEIRSBILCK Eric as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €31,000. Estimated: probably between €21,000 and €62,000.
Higher than 40% of 2,612 companies in 2025.
Higher than 16% of 2,481 companies in 2025.
Higher than 20% of 2,510 companies in 2025.
Net result: bottom quarter · Equity: middle half · Balance sheet total: middle half · Working capital: bottom quarter
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||||||
20/58 |
44,727 | 51,684 | 28,103 | 39,998 | 22,716 | 14,402 | 11,555 | 23,766 | 26,367 | 18,310 | |
21/28 |
27,543 | 38,663 | 11,776 | 17,653 | 12,860 | 1,000 | 4,059 | 9,218 | 15,376 | 9,299 | |
22/27 |
26,543 | 37,663 | 10,776 | 16,653 | 11,860 | - | 3,059 | 9,218 | 15,376 | 9,299 | |
23 |
1,608 | 1,142 | - | - | - | - | - | - | - | - | |
24 |
24,936 | 36,521 | 10,776 | 16,653 | 11,860 | - | 3,059 | 9,218 | 15,376 | 9,299 | |
28 |
1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | - | - | - | |
29/58 |
17,183 | 13,021 | 16,327 | 22,345 | 9,856 | 13,402 | 7,496 | 14,548 | 10,990 | 9,011 | |
40/41 |
2,428 | - | 5,380 | 7,296 | 3,244 | 1,280 | 4,970 | 8,779 | 6,679 | 7,524 | |
40 |
2,428 | - | 5,380 | 7,296 | 3,244 | 1,280 | 4,073 | 7,146 | 4,796 | 6,336 | |
41 |
- | - | - | - | - | - | 897 | 1,634 | 1,884 | 1,189 | |
54/58 |
14,755 | 8,607 | 8,042 | 15,049 | 6,612 | 9,179 | 2,527 | 5,769 | 1,762 | 1,487 | |
490/1 |
- | 4,414 | 2,905 | - | - | 2,943 | - | - | 2,548 | - | |
| Balance sheet: equity and liabilities | |||||||||||
10/49 |
44,727 | 51,684 | 28,103 | 39,998 | 22,716 | 14,402 | 11,555 | 23,766 | 26,367 | 18,310 | |
10/15 |
14,182 | 16,774 | 15,125 | 15,617 | 8,329 | 668 | 782 | 7,037 | 6,690 | 7,042 | |
10/11 |
6,800 | 6,800 | 6,800 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | |
100 |
- | - | - | - | - | - | 18,600 | 18,600 | 18,600 | 18,600 | |
101 |
- | - | - | - | - | - | 12,400 | 12,400 | 12,400 | 12,400 | |
11 |
- | - | 6,800 | 6,200 | 6,200 | 6,200 | - | - | - | - | |
1109/19 |
- | - | 6,800 | 6,200 | 6,200 | 6,200 | - | - | - | - | |
13 |
5,000 | 5,000 | 5,000 | 5,600 | 600 | 600 | 600 | 600 | 500 | 500 | |
130/1 |
- | - | - | 600 | 600 | 600 | - | - | - | - | |
130 |
- | - | - | - | - | - | 600 | 600 | 500 | 500 | |
1311 |
- | - | - | 600 | 600 | 600 | - | - | - | - | |
133 |
5,000 | 5,000 | 5,000 | 5,000 | - | - | - | - | - | - | |
14 |
2,382 | 4,974 | 3,325 | 3,817 | 1,529 | -6,132 | -6,018 | 237 | -10 | 342 | |
17/49 |
30,544 | 34,910 | 12,978 | 24,382 | 14,387 | 13,734 | 10,773 | 16,729 | 19,677 | 11,268 | |
17 |
- | - | 1,172 | 3,917 | - | 762 | 3,028 | 5,263 | 10,490 | 5,768 | |
170/4 |
- | - | 1,172 | 3,917 | - | 762 | 3,028 | 5,263 | 10,490 | 5,768 | |
42/48 |
30,544 | 34,910 | 11,806 | 20,464 | 14,387 | 12,972 | 7,745 | 11,466 | 9,187 | 5,501 | |
42 |
- | 1,172 | 2,745 | 2,654 | 762 | 2,266 | 2,469 | 5,227 | 4,919 | 2,702 | |
44 |
- | 18 | 873 | 1,553 | 2,646 | 1,963 | 1,041 | 672 | 572 | 414 | |
440/4 |
- | 18 | 873 | 1,553 | 2,646 | 1,963 | 1,041 | 672 | 572 | 414 | |
45 |
9,310 | 8,088 | 7,119 | 11,551 | 6,362 | 6,450 | 4,235 | 5,567 | 3,696 | 2,385 | |
450/3 |
7,860 | 6,438 | 5,469 | 11,551 | 6,362 | 5,450 | 4,235 | 5,567 | 3,696 | 2,385 | |
454/9 |
1,450 | 1,650 | 1,650 | - | - | 1,000 | - | - | - | - | |
47/48 |
21,234 | 25,632 | 1,068 | 4,706 | 4,617 | 2,293 | - | - | - | - | |
| Income statement | |||||||||||
9900 |
8,334 | 9,973 | 6,729 | 15,209 | 11,289 | 3,576 | 1,130 | 8,379 | 7,801 | 7,072 | |
630 |
9,064 | 7,798 | 5,878 | 4,932 | 1,926 | 3,059 | 6,159 | 6,159 | 6,159 | 4,674 | |
640/8 |
1,767 | 64 | 1,082 | 467 | 455 | 455 | 912 | 784 | 612 | 723 | |
9901 |
-2,498 | 2,111 | -231 | 9,811 | 8,907 | 62 | -5,941 | 1,435 | 1,030 | 1,675 | |
75/76B |
- | - | 9 | - | 0 | - | 90 | 0 | 1 | 48 | |
75 |
- | - | 9 | - | 0 | - | 90 | 0 | 1 | 48 | |
65/66B |
94 | 462 | 269 | 430 | 131 | 177 | 404 | 239 | 529 | 359 | |
65 |
94 | 462 | 269 | 430 | 131 | 177 | 404 | 239 | 529 | 359 | |
9903 |
-2,592 | 1,649 | -492 | 9,381 | 8,776 | -115 | -6,255 | 1,197 | 503 | 1,364 | |
67/77 |
- | - | - | 2,093 | 1,115 | - | - | 850 | 854 | 523 | |
9904 |
-2,592 | 1,649 | -492 | 7,288 | 7,661 | -115 | -6,255 | 347 | -352 | 842 | |
9905 |
-2,592 | 1,649 | -492 | 7,288 | 7,661 | -115 | -6,255 | 347 | -352 | 842 | |
| Appropriation of the result | |||||||||||
9906 |
2,382 | 4,974 | 3,325 | 8,817 | 1,529 | -6,132 | -6,018 | 337 | -10 | 842 | |
14P |
4,974 | 3,325 | 3,817 | 1,529 | -6,132 | - | - | - | - | - | |
691/2 |
- | - | - | 5,000 | - | - | - | 100 | - | 500 | |
6920 |
- | - | - | - | - | - | - | 100 | - | 500 | |
6921 |
- | - | - | 5,000 | - | - | - | - | - | - | |
| Document | |||||||||||
The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 07-07-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 07-07-2026 | 2026-00261554 | |
| 31-12-2024 | micro format | 23-06-2025 | 2025-00162630 | |
| 31-12-2023 | micro format | 09-07-2024 | 2024-00225663 | |
| 31-12-2022 | micro format | 10-08-2023 | 2023-00322845 | |
| 31-12-2021 | micro format | 17-06-2022 | 2022-20069060 | |
| 31-12-2020 | micro format | 01-06-2021 | 2021-16600354 | |
| 31-12-2019 | micro format | 02-06-2020 | 2020-14200325 | |
| 31-12-2018 | micro format | 21-08-2019 | 2019-48700257 | |
| 31-12-2017 | micro format | 18-06-2018 | 2018-19700147 | |
| 31-12-2016 | full format | 19-10-2017 | 2017-67500379 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 6,567 | 9,909 | 5,647 | 14,743 | 10,833 | 3,121 | 218 | 7,594 | 7,189 | 6,349 | ||
| 6,473 | 9,447 | 5,386 | 12,220 | 9,588 | 2,945 | -96 | 6,506 | 5,807 | 5,516 | ||
| 1,322 | 34,686 | 0 | 9,726 | 13,786 | 0 | 1,000 | 0 | 12,237 | 12,398 | ||
| 6,148 | 565 | -7,007 | 8,436 | -2,566 | 6,652 | -3,242 | 4,007 | 275 | - | ||
| -13,361 | -21,889 | 4,521 | 1,880 | -4,531 | 430 | -249 | 3,082 | 1,804 | 3,511 | ||
| 31.7% | 32.5% | 53.8% | 39.0% | 36.7% | 4.6% | 6.8% | 29.6% | 25.4% | 38.5% | ||
| 0.56 | 0.37 | 1.38 | 1.09 | 0.69 | 1.03 | 0.97 | 1.27 | 1.20 | 1.64 | ||
| 2.15 | 2.08 | 0.86 | 1.56 | 1.73 | - | - | 2.38 | 2.94 | 1.60 | ||
| -18.3% | 9.8% | -3.3% | 46.7% | 92.0% | - | - | 4.9% | -5.3% | 12.0% | ||
| -5.8% | 3.2% | -1.7% | 18.2% | 33.7% | -0.8% | -54.1% | 1.5% | -1.3% | 4.6% | ||
| 70.07 | 21.44 | 20.98 | 34.29 | 82.63 | - | - | - | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €1,322 | €34,686 | - | €9,726 | €13,786 |
| €9,064 | €7,798 | €5,878 | €4,932 | €1,926 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is a loss of €2,498, after a profit of €2,111 in 2024. It is the lowest result since 2019.
Debt's share of the balance-sheet total rises from 67.5% to 68.3%. Equity and debt are lower.
EricVK has no parent and no holdings in its annual accounts. VAN KEIRSBILCK Eric is the only director. EricVK shares no director with another company.
| FLORE VAN KEIRSBILCK
registered office since 09-03-2026 |
founded in 2026 1035.290.995 |
| MJ esl
establishment since 27-12-2024 |
founded in 2024 1017.977.782 |
| Hope pour Eux
registered office since 10-04-2018 |
founded in 2018 0694.585.722 |
| Vereniging van de medeeigenaars van het gebouw te Evere, Oud-Kapellekelaan 6
registered office since 18-05-1973 |
founded in 1973 0826.327.954 |
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Oud-Kapellekelaan 6 registered office 1140 Evere | ||
| EricVK SPRL Beigemsesteenweg 205, 1850 Grimbergen 47120 Other non-specialised retail sale | 01-01-2016 | 2.249.944.395 |
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23403F0032/00A004 | Flanders | 641 m² | 1 · 90 m² | 10.4 m · 2 |
| 21372B0305/00S003 | Brussels | 214 m² | 1 · 161 m² | 26.2 m · 8 |
If something looks wrong or is missing, please tell us.