Active BE 0860.274.885Projectvereniging

Erfpunt

Regentiestraat 63 ·9100 Sint-Niklaas, Belgium· 23 yrs active

Sector: Activiteiten van historische locaties en monumenten (91220)

Conclusion Checked

For the legal form of Erfpunt, Checked does not compute a bankruptcy probability. The 2025 annual accounts show equity of €141k and a net result of €-929. Equity is shrinking by ~6.8% per year across the filed fiscal years. The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 8 annual accounts.

Key figures

Equity	€141k
Net result	€-929
Staff (FTE)	7.8
Active	23 yrs

Financial profile 5 of 5 axes measured · computed by Checked

53 / 100

Mixed profile: strong on stability, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 60

Profitability 0

Solvency 73

Growth 32

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

For this legal form (e.g. co-owners' association, public body or foreign branch) we don't show a bankruptcy probability: some of these forms legally cannot go bankrupt and no reliable figure is possible here.

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 2002, 23 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2025 · computed

60 / 100 Healthy

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 16-06-2026 with the NBB · fiscal year 2025 · verkort

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

declining Equity: declining trend of ~6.8%/year over 8 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA

€22k

-22.3% 18-25

Net profit

€-929

- 18-25

Cash flow

€13k

-36.9% 18-25

Total assets

€439k

+27.3% 18-25

Equity

€141k

-0.7% 18-25

Working capital

€225k

-4.8% 18-25

Employees (FTE)

8

-7.1% 18-25

Staff costs

€678k

-4.6% 18-25

Show 11 other metrics

Income taxes

€9k

+15.0% 18-25

Debt

€298k

+46.9% 18-25

Debt ≤ 1y

€172k

+109.7% 18-25

Debt > 1y

€13k

-38.5% 18-25

Current ratio

2.31

-40.6% 18-25

Quick ratio

2.31

-40.6% 18-25

Solvency

32.1%

-22.0% 18-25

Debt / equity

2.12

+47.9% 18-25

ROE

-0.7%

- 18-25

ROA

-0.2%

- 18-25

Interest coverage

23.18

-21.9% 18-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	verkort
Revenue	-
EBITDA	€22k
Net profit	€-929
Cash flow	€13k
Staff costs	€678k
Income taxes	€9k
Dividends	-
Total assets	€439k
Equity	€141k
Debt	€298k
of which ≤ 1y	€172k
of which > 1y	-
Working capital	€225k
Employees (FTE)	7.8

Ratios (computed)

	2025
Current ratio	2.31
Quick ratio	2.31
Working capital ratio	51.4%
Solvency	32.1%
Debt / equity	2.12
Long-term debt ratio	-
Interest coverage	23.18
Gross margin	-
Net margin	-
ROA	-0.2%
ROE	-0.7%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €41k · 9.4% Current assets €397k · 90.6%

Equity & liabilities

Equity €141k · 32.1% Debt €298k · 67.9%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€439k
Fixed assets	21/28	€41k
Intangible fixed assets	21	€4k
Tangible fixed assets	22/27	€36k
Financial fixed assets	28	€2k
Current assets	29/58	€397k
Amounts receivable within one year	40/41	€207k
Investments	50/53	€117k
Cash & bank	54/58	€61k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€439k
Equity	10/15	€141k
Accumulated profits (losses)	14	€141k
Amounts payable	17/49	€298k
Amounts payable within one year	42/48	€172k
Trade debts payable within one year	44	€105k
Income statement
Gross operating margin	9900	€701k
Operating result	9901	€9k
Financial income	75	€593
Financial charges	65	€959
Result before taxes	9903	€8k
Income taxes	67/77	€9k
Net result for the period	9904	€-929
Result to be appropriated	9905	€-929

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	Activiteiten van historische locaties en monumenten(91220)
Legal form	Projectvereniging(415)
Incorporation	09-12-2002
Status	Active
Postal code	9100

Establishment units 1 location

Archeologische Dienst Waasland

Regentiestraat 63, 9100 Sint-NiklaasMusea en monumentenzorg

since 20022.235.914.336

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
46443E0224/00F002	Flanders	6,908 m²	1 · 4,878 m²	19.2 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 25 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

16-06-2026

NBB filing Annual accounts filed

fiscal year 2025 · verkort

27-02-2026

State Gazette act Director changes

2025

22-05-2025

State Gazette act Director changes

v3.2

15-05-2025

NBB filing Annual accounts filed

fiscal year 2024 · verkort

11-04-2025

State Gazette act Statutes amendment

v3.2

2024

27-06-2024

NBB filing Annual accounts filed

fiscal year 2023 · verkort

28-05-2024

State Gazette act Director changes

v3.2

2023

07-07-2023

State Gazette act Director changes

v3.2

23-05-2023

NBB filing Annual accounts filed

fiscal year 2022 · verkort

2022

27-06-2022

NBB filing Annual accounts filed

fiscal year 2021 · verkort

07-03-2022

State Gazette act Director changes

v3.2

2021

15-06-2021

NBB filing Annual accounts filed

fiscal year 2020 · verkort

22-02-2021

State Gazette act Director changes

v3.2

2020

04-12-2020

State Gazette act Director changes

v3.2

20-11-2020

State Gazette act Director changes

v3.2

22-06-2020

NBB filing Annual accounts filed

fiscal year 2019 · verkort

18-06-2020

State Gazette act Director changes

v3.2

18-06-2020

State Gazette act Statutes amendment

v3.2

2019

11-10-2019

State Gazette act Statutes amendment

v3.2

11-10-2019

State Gazette act Director changes

v3.2

25-06-2019

NBB filing Annual accounts filed

fiscal year 2018 · verkort

2018

19-06-2018

NBB filing Annual accounts filed

fiscal year 2017 · verkort

2017

21-06-2017

NBB filing Annual accounts filed

fiscal year 2016 · verkort

2016

29-06-2016

State Gazette act Statutes amendment

v3.2

2015

23-06-2015

State Gazette act Director changes

v3.2

Belgian State Gazette reading coverage 0 of 15 acts read

We know of 15 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 15 acts

All acts · 15 updated 5 months ago

2026

27-02-2026 Board composition published Director changes

Original publication ↗

Technical details

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        "name": "Aster Baeck",
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        "name": "Didier Mbuyu",
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  "notary": {
    "name": null,
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  },
  "act_meta": {
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    "pub_date": "2026-02-27",
    "filing_date": "2026-02-17",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2025-02-25",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2025-01-23",
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      "date": "2025-02-20",
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      "date": "2025-01-27",
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      "date": "2025-01-24",
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      "body": "algemene_vergadering",
      "date": "2025-06-23",
      "unanimous": null
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  "is_correction": false,
  "subject_company": {
    "kbo": "0860.274.885",
    "name_full": "Erfpunt",
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  "publication_proxy": {
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  "co_filed_documents": [],
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}

2025

22-05-2025 Change in the board of directors Director changes

Summary: v3.2

Original publication ↗

Technical details

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    "name_full": "ERFPUNT PROJECTVERENIGING",
    "legal_form": null
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11-04-2025 Articles of association amended Statutes amendment

Summary: v3.2

Original publication ↗

Technical details

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2024

28-05-2024 Change in the board of directors Director changes

Summary: v3.2

Original publication ↗

Technical details

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    "legal_form": null
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2023

07-07-2023 Change in the board of directors Director changes

Summary: v3.2

Original publication ↗

Technical details

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2022

07-03-2022 Change in the board of directors Director changes

Summary: v3.2

Original publication ↗

Technical details

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    "kbo": "0860.274.885",
    "name_full": "ERFPUNT PROJECTVERENIGING",
    "legal_form": null
  }
}

2021

22-02-2021 Change in the board of directors Director changes

Summary: v3.2

Original publication ↗

Technical details

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    "legal_form": null
  }
}

2020

04-12-2020 Change in the board of directors Director changes

Summary: v3.2

Original publication ↗

Technical details

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  "events": [],
  "schema": "v3.2",
  "act_meta": {
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    "name_full": "ERFPUNT PROJECTVERENIGING",
    "legal_form": null
  }
}

20-11-2020 Change in the board of directors Director changes

Summary: v3.2

Original publication ↗

Technical details

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  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
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  "subject_company": {
    "kbo": "0860.274.885",
    "name_full": "ERFPUNT PROJECTVERENIGING",
    "legal_form": null
  }
}

18-06-2020 Change in the board of directors Director changes

Summary: v3.2

Original publication ↗

Technical details

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  "events": [],
  "schema": "v3.2",
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    "model_id": 36,
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    "kbo": "0860.274.885",
    "name_full": "ERFPUNT PROJECTVERENIGING",
    "legal_form": null
  }
}

18-06-2020 Articles of association amended Statutes amendment

Summary: v3.2

Original publication ↗

Technical details

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  "act_meta": {
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  "subject_company": {
    "kbo": "0860.274.885",
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  }
}

2019

11-10-2019 Articles of association amended Statutes amendment

Summary: v3.2

Original publication ↗

Technical details

{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
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  "bedrijfsrevisor": null,
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    "kbo": "0860.274.885",
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  "governance_change": {
    "admin_delegated_added": []
  }
}

11-10-2019 Change in the board of directors Director changes

Summary: v3.2

Original publication ↗

Technical details

{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
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  "subject_company": {
    "kbo": "0860.274.885",
    "name_full": "ERFPUNT PROJECTVERENIGING",
    "legal_form": null
  }
}

2016

29-06-2016 Articles of association amended Statutes amendment

Summary: v3.2

Original publication ↗

Technical details

{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
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    "seat_change": false,
    "object_change": false,
    "effective_date": "2016-06-29",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0860.274.885",
    "name_full": "ARCHEOLOGISCHE DIENST WAASLAND, AFGEKORT : ADW PROJECTVERENIGING",
    "legal_form": null
  },
  "signature_regime": null,
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  "governance_change": {
    "admin_delegated_added": []
  }
}

2015

23-06-2015 Change in the board of directors Director changes

Summary: v3.2

Original publication ↗

Technical details

{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0860.274.885",
    "name_full": "ARCHEOLOGISCHE DIENST WAASLAND, AFGEKORT : ADW PROJECTVERENIGING",
    "legal_form": null
  }
}

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Exploitatie van monumenten en dergelijke toeristenattracties91030Activiteiten van historische locaties en monumenten91220Musea en monumentenzorg92520

Primary activity highlighted.

Names & trade names

Legal nameNL

Erfpunt

Registered office

Regentiestraat 63

9100 Sint-Niklaas, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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