Checked.be
Active
BE 1017.550.190Private limited company
ERFA
Hertenstraat(M) 7 ·3630 Maasmechelen, Belgium· 1 yrs active
Sector: Construction of utility projects for electricity and telecommunications
(42220)
Conclusion
ERFA has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11k and a net result of €6k. Its solvency ranks better than 15% of 939 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Based on the State Gazette, CBE and 1 annual account.
Key figures
| Equity | €11k |
| Net result | €6k |
| Staff (FTE) | 2 |
| Better than sector | 15% |
Financial profile
64
/ 100
Strong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
63
Profitability
100
Solvency
25
Growth
-
Stability
67
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
63
/ 100
Healthy
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€500
estimate, not credit advice
Score components
Liquidity
Current ratio 1.25 (≥ 1.0)
+5
Leverage
Debt/equity 7.17 (> 3.0)
-10
Profitability
ROE 56% (≥ 10%)
+10
Interest coverage
Interest coverage 6.2× (≥ 3×)
+8
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 07-07-2026 with the NBB · fiscal year 2025 · micro schema
Sector comparison
Fiscal year 2025 · NACE 42, Civil engineering · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 12.2% | 45.7% | |
| Net result | €6k | €11k | |
| Equity | €11k | €56k | |
| Gross operating margin | €165k | €43k | |
| Staff costs | €142k | €46k |
Figures by fiscal year and ratios
| Fiscal year | 2025 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | €20k |
| Net profit | €6k |
| Cash flow | €12k |
| Staff costs | €142k |
| Income taxes | €5k |
| Dividends | - |
| Total assets | €92k |
| Equity | €11k |
| Debt | €81k |
| of which ≤ 1y | €48k |
| of which > 1y | €33k |
| Working capital | €12k |
| Employees (FTE) | 2.0 |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 1.25 |
| Quick ratio | 0.93 |
| Working capital ratio | 12.9% |
| Solvency | 12.2% |
| Debt / equity | 7.17 |
| Long-term debt ratio | 2.92 |
| Interest coverage | 6.24 |
| Gross margin | - |
| Net margin | - |
| ROA | 6.8% |
| ROE | 55.5% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €92k |
| Fixed assets | 21/28 | €32k |
| Tangible fixed assets | 22/27 | €32k |
| Current assets | 29/58 | €60k |
| Stocks & contracts in progress | 3 | €15k |
| Amounts receivable within one year | 40/41 | €38k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €92k |
| Equity | 10/15 | €11k |
| Contributions / capital | 10/11 | €5k |
| Reserves | 13 | €6k |
| Amounts payable | 17/49 | €81k |
| Amounts payable after one year | 17 | €33k |
| Amounts payable within one year | 42/48 | €48k |
| Trade debts payable within one year | 44 | €15k |
| Income statement | ||
| Gross operating margin | 9900 | €165k |
| Operating result | 9901 | €14k |
| Financial income | 75 | €3 |
| Financial charges | 65 | €3k |
| Result before taxes | 9903 | €11k |
| Income taxes | 67/77 | €5k |
| Net result for the period | 9904 | €6k |
| Result to be appropriated | 9905 | €6k |
Legal Structure
| NACE primary | Construction of utility projects for electricity and telecommunications(42220) |
| Legal form | Private limited company(610) |
| Incorporation | 17-12-2024 |
| Status | Active |
| Postal code | 3630 |
Establishment units
Hertenstraat(M) 7, 3630 Maasmechelen
since 20242.368.066.344
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73048E0927/00H019 | Flanders | 852 m² | 1 · 231 m² | 7.7 m · 1 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
01-06
State Gazette act
Open capture
Seat change · Board meeting · Power of attorney · Act object
2024
19-12
State Gazette act
Incorporation
oprichting
State Gazette actNBB filing
Belgian State Gazette reading coverage
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
Address history · 1
01-06-2026
Seat change: to: Hertenstraat 7, 3630 Maasmechelen, from: Herdersstraat(V) 1 bus 5, 3630 Maasmechelen, effective_date: 2026-02-23
All acts · 2
updated 3 months ago
2026
01-06-2026 Seat change · Board meeting · Power of attorney · Act object
- Filing: 2026-05-22 · ERFA
- Publication: 2026-06-01 · ERFA
- Seat change: to: Hertenstraat 7, 3630 Maasmechelen, from: Herdersstraat(V) 1 bus 5, 3630 Maasmechelen, effective_date: 2026-02-23 · ERFA
- Board meeting: 2026-02-23 · ERFA
- Power of attorney: role: Lasthebber, type: bijzondere volmacht · Jan Quintens
- Act object: Zetel (zetelverplaatsing)
Summary:
Seat change · Board meeting · Power of attorney · Act object
Technical details
{
"facts": [
{
"type": "filing",
"quote": "22 MEI 2026 neergelegd ter griffie",
"value": "2026-05-22",
"object": null,
"subject": "e1"
},
{
"type": "publication",
"quote": "Bijlagen bij het Belgisch Staatsblad - 01/06/2026",
"value": "2026-06-01",
"object": null,
"subject": "e1"
},
{
"type": "seat_change",
"quote": "Het bestuur beslist dat de zetel van de vennootschap zal worden verplaatst van Herdersstraat(V) 1 bus 5, 3630 Maasmechelen naar Hertenstraat 7, 3630 Maasmechelen, en dit vanaf 23/02/2026.",
"value": {
"to": "Hertenstraat 7, 3630 Maasmechelen",
"from": "Herdersstraat(V) 1 bus 5, 3630 Maasmechelen",
"effective_date": "2026-02-23"
},
"object": null,
"subject": "e1"
},
{
"type": "board_meeting",
"quote": "Op 23/02/2026 heeft het bevoegde bestuursorgaan als volgt beslist:",
"value": "2026-02-23",
"object": null,
"subject": "e1"
},
{
"type": "power_of_attorney",
"quote": "BV Jan Quintens Accountancy, vertegenwoordigd door Jan Quintens, bestuurder Lasthebber, bij bijzondere volmacht",
"value": {
"role": "Lasthebber",
"type": "bijzondere volmacht"
},
"object": "e1",
"subject": "e3"
},
{
"type": "act_object",
"quote": "Onderwerp akte: Zetel (zetelverplaatsing)",
"value": "Zetel (zetelverplaatsing)",
"object": null,
"subject": null
}
],
"act_meta": {
"model_id": 40,
"extractor": "open-capture-27b-v3",
"ocr_chars": 1313,
"truncated": false,
"needs_verify": true
},
"entities": [
{
"id": "e1",
"kbo": "1017.550.190",
"kind": "company",
"name": "ERFA",
"attrs": {
"new_seat": "Hertenstraat 7, 3630 Maasmechelen",
"old_seat": "Herdersstraat(V) 1 bus 5, 3630 Maasmechelen",
"legal_form": "Besloten vennootschap (BV)"
}
},
{
"id": "e2",
"kbo": null,
"kind": "company",
"name": "BV Jan Quintens Accountancy",
"attrs": {}
},
{
"id": "e3",
"kbo": null,
"kind": "person",
"name": "Jan Quintens",
"attrs": {
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]
}2024
19-12-2024 Incorporation of a new BV
Summary:
oprichting
Technical details
{
"kind": "oprichting",
"seat": "3630 Maasmechelen, Herdersstraat 1/5",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": null,
"name": "EROL Fatih",
"niss": null,
"address": "3630 Maasmechelen, Herdersstraat 1//005"
},
"share_class": "A",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 5000,
"holder_person_name": "EROL Fatih",
"is_subscriber_only": true,
"n_shares_subscribed": 100,
"amount_subscribed_eur": 5000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 5000,
"subject_company": {
"kbo": "1017.550.190",
"name_full": "ERFA",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2024-12-06",
"post_incorporation_mandates": []
}Credit advice
Company registry (CBE)
Activities
Construction of utility projects for electricity and telecommunications42220General electrical installation work43211Site preparation43120Electrical installation work in industrial facilities43212
Names & trade names
| Legal nameNL | ERFA |
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