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ERAL TRADING

Active
Private limited company (pre-2019)founded 199234 yrs activeRue Charles-Magnette 60/50, 4000 Liège, BelgiumKBO/BCE: BE 0447.579.873
Summary

ERAL TRADING has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44,876 and a net result of -€4,138. Equity is growing by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 94% of 537 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
ERAL TRADINGActiveChecked score 94/100
Risk analysis ReportCompare

Overview

Activity
Tourist information services
NACE 79901
1 site
Size
€50,780total assets 2025
Equity
€44,876
Loss
-€4,138
Turnover not published (abridged schema)
Financial health
94 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts filed 31 d late0 of 2 deeds read
Why 94- Loss of €4,138 (FY 2025)+ Liquidity: current ratio 7.57, cash €29,692+ Founded in 1992+ Equity €44,876 (88.4% of total assets)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Better than 57% of its sector peers (NACE 79, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 88.4% of total assets
Liquidity 99-1
short-term debt 11.6% · cash 58.5%
Profitability 9-61
return on assets -8.1%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (999 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%▼ -7.5% vs 12-2024lowest value 02-2025: < 0.1%● 0.0% vs 01-2025lowest value 03-2025: < 0.1%● 0.0% vs 02-2025lowest value 04-2025: < 0.1%● 0.0% vs 03-2025lowest value 05-2025: < 0.1%▲ +5.4% vs 04-2025 06-2025: < 0.1%▼ -2.6% vs 05-2025 07-2025: < 0.1%▲ +2.6% vs 06-2025 08-2025: < 0.1%● 0.0% vs 07-2025 09-2025: < 0.1%▼ -2.6% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%● 0.0% vs 03-2026 05-2026: < 0.1%▲ +2.6% vs 04-2026 06-2026: < 0.1%● 0.0% vs 05-2026 07-2026: < 0.1%▲ +7.7% vs 06-2026 08-2026: 0.1%▲ +85.7% vs 07-2026 09-2026: 0.1%▲ +33.3% vs 08-2026highest value 10-2026: 0.1%● 0.0% vs 09-2026highest value
  • Liquidity: current ratio 7.57, cash €29,692 lowers the probability
  • Loss of €4,138 (FY 2025) raises the probability
  • Founded in 1992 lowers the probability for this profile
  • Equity €44,876 (88.4% of total assets) lowers the probability
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 7.57 against 8.23 in 2024; short-term debt: 11.6% and cash: 58.5% of total assets), and 11.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 79, micro). Better than this share of them on solvency 93%, liquidity 93%, profitability 15%, growth against the median 25%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 7.57, cash €29,692
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Loss of €4,138 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 1992
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Equity €44,876 (88.4% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
34 d early
2023
33 d early
2022
33 d early
2021
40 d early
2020
37 d early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 21 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€4,138
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Among the best 7% on solvencysector median 38.7% · 537 companies 88.4% View
  • Active since 1992founded 20-05-1992 34 years View
  • Total assets 20256 fiscal years filed €50,780 View

By topic

Financials

Fiscal year
2025
Total assets
€50,780
Loss
-€4,138
Solvency
88.4%
Total assets▼ 6.8%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 31-08-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 27-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Tourist information servicesNACE 79901
Founded
20-05-1992
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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