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ELTECO

Active
Public limited companyfounded 1986active for 40 yearsPotteriestraat(Nieuwk) 2, 8950 Heuvelland, BelgiumKBO/BCE: BE 0429.262.513
Summary

ELTECO has been active since 1986 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €141,152 and a net result of €7,192. Equity has been growing by about 3.4% per year since 2018. Its solvency ranks better than 95% of 313 sector peers (NACE 79, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 20-08-1986 Normal situation
Activity
Tourist information services NACE 79901
Establishment unit
2.035.253.703 8950 Heuvelland, since 04-09-1986
Financial year end
31 December
Peppol
Reachable since 26-11-2025

Board and ownership

Board

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€8,016
▼ 11.6%
Turnover
≈ €54,000
estimated
Profit
€7,192
▼ 39.0%
Equity
€141,152
▲ 5.4%
Total assets
€146,413
▲ 6.8%
Score breakdownlowers riskLiquidity: current ratio 27.83, cash €143,929Equity €141,152 (96.4% of total assets)Founded in 1986Legal form: public limited companyShow the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 70% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 96.4% of total assets
Liquidity 100=
short-term debt 3.6% · cash 98.3%
Profitability 50-9
return on assets 4.9%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,896 companies, NACE 46, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026highest value 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 27.83 (43.71 in 2024), above the usual 1.5. Short-term debt is 3.6% and cash 98.3% of total assets. 3.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 90% of them on solvency, 98% on liquidity, 38% on profitability and 56% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 27.83, cash €143,929
NBB · annual accounts
lowers risk · Equity €141,152 (96.4% of total assets)
NBB · annual accounts
lowers risk · Founded in 1986
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Legal form: public limited company
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
38 days early
2024
55 days early
2023
9 days early
2022
20 days early
2021
23 days early
2020
31 days early
2019
15 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 27 days before the deadline. In the sector (NACE 79), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 95% of companies in travel agenciessector median 31.1% · 313 companies 96.4% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Reappointments: OOGHE Carl, LAPERE Charlotte and OOGHE Arthur“Het aankopen, invoeren, assembleren, opslaan, verdelen, verkopen, groot- en kleinhandel, en uitvoeren van…” (deed in Dutch)
  2. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as ELTECO: tourist information services (NACE 79901). They are comparable in size and age: total assets between €56,400 and €334,000, founded between 1989 and 2006.

CompanyTotal assetsGross margin
ELTECO Heuvelland€146,413€8,016
EFFICIENT TRENDY TOURISM Maaseik€134,492€22,914
WANDELTUIN Schoten€195,660€35,034
ONCE IN BRUSSELS Brussel€56,361€5,299
B. VERHEYEN Aarschot€334,137€27,047
WAUTERS F Niel€91,656€39,170
FLY and BiKE Travel Gent€142,701€26,852
Full comparison

Key facts about ELTECO

What is the company number of ELTECO?
The company number of ELTECO is 0429.262.513. The VAT number is the same number with BE in front: BE 0429.262.513.
Where is ELTECO based?
The registered office is at Potteriestraat(Nieuwk) 2, 8950 Heuvelland.Company details
What does ELTECO do?
According to the KBO register, the main activity is tourist information services (NACE 79901).
What is the legal form of ELTECO?
The legal form of ELTECO is Public limited company (NV).
When was ELTECO founded?
ELTECO was founded on 20-08-1986.
Is ELTECO still active?
Yes, ELTECO is an active enterprise in the KBO register.
What is the turnover of ELTECO?
The turnover in financial year 2025 is ≈ €54,000. This figure is estimated from the gross margin of €8,016 and 2,707 comparable companies of the same size. It probably lies between €23,000 and €140,000. It is a rough estimate.Financials
Is ELTECO profitable?
In financial year 2025, ELTECO made a profit of €7,192.
Where can I find the annual accounts of ELTECO?
ELTECO filed 39 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ELTECO due?
ELTECO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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