Active BE 0829.711.769Private limited company (pre-2019)Open bankruptcy

ER&DI

Joseph Bensstraat 43 ·1180 Ukkel, Belgium· 15 yrs active

Sector: Head offices & management consulting (70200)

Conclusion Checked

A bankruptcy procedure is open for ER&DI according to publications in the Belgian State Gazette. The 2023 annual accounts show negative equity (€-16k) and a net result of €29k.

Based on the State Gazette, CBE and 5 annual accounts.

Key figures

Equity	€-16k
Net result	€29k
Better than sector	5%
Active	15 yrs

Snowflake analysis 5 axes · computed by Checked

24 / 100

Fragile profile — watch health in particular.

Health 0

Profitability 50

Solvency 36

Growth 33

Stability 0

Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open — a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based

50 / 100

High risk

Components

· Open bankruptcy (+50)

Trust signals 1 signals

Open bankruptcy

Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags 0 events

No administrative flags

Health barometer FY 2023 · computed

0 / 100 Critical

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 24-09-2024 with the NBB · fiscal year 2023 · micro

RevenueOperating resultNet result

Sector comparison

Fiscal year 2023 · NACE 70 — Head offices & management consulting · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	-65.6%	56.0%	better than 5% of 2193 sector peers
Net result	€29k	€29k	better than 50% of 2192 sector peers
Equity	€-16k	€39k	better than 5% of 2194 sector peers
Gross operating margin	€52k	€44k	better than 56% of 2190 sector peers
Total assets	€25k	€82k	better than 12% of 2193 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Revenue

€148k

+46.9% 18–23

EBITDA

€87k

+41.5% 18–23

Net profit

€29k

— 18–23

Cash flow

€58k

-15.3% 18–23

Total assets

€25k

+45.0% 18–23

Equity

€-16k

+63.8% 18–23

Working capital

€-16k

+64.1% 18–23

Income taxes

€12k

+847.9% 18–23

Debt

€41k

-33.8% 18–23

Debt ≤ 1y

€41k

-33.9% 18–23

Current ratio

0.61

+119.2% 18–23

Quick ratio

0.61

+119.2% 18–23

Solvency

-65.6%

+75.1% 18–23

Debt / equity

-2.52

-82.9% 18–23

ROE

-176.4%

— 18–23

ROA

115.7%

— 18–23

Net margin

19.3%

— 18–23

EBITDA margin

43.1%

+36.6% 18–23

Interest coverage

6.32

— 18–23

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2023
Revenue	€148k
EBITDA	—
Net profit	€29k
Cash flow	—
Staff costs	—
Income taxes	€12k
Dividends	—
Total assets	€25k
Equity	€-16k
Debt	€41k
of which ≤ 1y	€41k
of which > 1y	—
Working capital	€-16k
Employees (FTE)	—

Ratios (computed)

	2023
Current ratio	0.61
Quick ratio	0.61
Working capital ratio	-64.5%
Solvency	-65.6%
Debt / equity	-2.52
Long-term debt ratio	—
Interest coverage	—
Gross margin	35.3%
Net margin	19.3%
ROA	115.7%
ROE	-176.4%
EBITDA margin	—
Days sales outstanding	9d
Days payable outstanding	20d
Inventory turnover	—
Days inventory (DSI)	—

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2023
Balance sheet — Assets
TOTAL ASSETS	20/58	€25k
Current assets	29/58	€25k
Amounts receivable within one year	40/41	€4k
Cash & bank	54/58	€21k
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€25k
Equity	10/15	€-16k
Contributions / capital	10/11	€12k
Reserves	13	€2k
Accumulated profits (losses)	14	€-30k
Amounts payable	17/49	€41k
Amounts payable within one year	42/48	€41k
Trade debts payable within one year	44	€5k
Income statement
Turnover	70	€148k
Gross operating margin	9900	€52k
Operating result	9901	€41k
Financial income	75	€0
Financial charges	65	€549
Result before taxes	9903	€41k
Income taxes	67/77	€12k
Net result for the period	9904	€29k
Result to be appropriated	9905	€29k

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates1 person

Role	Name	Tenure	Source
Curator	BERT DEHANDSCHUTTER EDMOND TOLLENAERESR- TRAAT 56-76 B23, 1020 BRUSSEL 2- bert.dehandschutter@modo- law.be ↔ Also on 77 other cases	09-09-2025 → present	Belgian State Gazette

Legal Structure

NACE primary	Head offices & management consulting(70200)
Legal form	Private limited company (pre-2019)(015)
Incorporation	29-09-2010
Status	Active
Postal code	1180
First BS signal	15-09-2025
Latest BS signal	15-09-2025

Company structure — linked entities1 linked entities

Mandates

↔ 1 of these mandate-holders are active on other cases — click any red card to open that KBO.

Establishment units 1 location

ER&DI

Joseph Bensstraat 43, 1180 UkkelOverige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering

since 20102.192.365.096

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21616A0233/02K008	Brussels	5,400 m²	1 · 705 m²	26.1 m · 8 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data — this is not proof of ownership.

Updates 11 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

15-09-2025

Bankruptcy Opening

Ondernemingsrechtbank Brussel · ER&DI BV JOSEPH BENS- STRAAT 43/24, 1180 UKKEL · event 09-09-2025

2024

24-09-2024