EQUIPE GP
ActiveSummary
EQUIPE GP has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€34,514) and a net result of -€64,514. Its solvency ranks better than 9% of 17,149 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 11-09-2024 Normal situation
- Activity
- Renting and operating of own or leased non-residential real estate, excluding land NACE 68203and 6 others
- Joint committee
- 330.04 Paritair Comité voor de gezondheidsinrichtingen en -diensten · annual accounts 2025
- Establishment unit
- 2.364.045.101 1653 Beersel, since 11-09-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 26-05-2025
Board and ownership
Board
- COUTURIER Maarten Julia HermanDirector · since 11-09-2024
- PLUYM Bert Stefaan AndreDirector · since 11-09-2024
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.0%
Annual accounts 2025
- Gross margin
- -€22,504
- Loss
- €64,514
- Equity
- -€34,514
- Total assets
- €123,871
- Employees on 31-12-2025
- 2
- Negative equity on 31-12-2025
Turnover not published (micro format)
Score breakdownraises riskCapped at 59: negative equityNegative equity -€34,514Loss of €64,514 (financial year 2025)lowers riskSector: Real estate activities (NACE 68)Size: total assets €123,871Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 10% of micro companies in real estate (NACE 68)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength
Weak
Solvency
0
equity -27.9% of total assets
Liquidity
27
short-term debt 76.8% · cash 15.4%
Profitability
0
return on assets -52.1%
Bankruptcy probability within 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
10-2025: 0.7%lowest value
11-2025: 0.7%● unchanged vs 10-2025
12-2025: 0.7%● unchanged vs 11-2025
01-2026: 0.8%▲ +0.1 percentage points vs 12-2025
02-2026: 0.8%● unchanged vs 01-2026
03-2026: 0.9%▲ +0.1 percentage points vs 02-2026
04-2026: 1.0%▲ +0.1 percentage points vs 03-2026
05-2026: 1.0%● unchanged vs 04-2026
06-2026: 0.9%▼ -0.1 percentage points vs 05-2026
07-2026: 0.9%● unchanged vs 06-2026
08-2026: 1.0%▲ +0.1 percentage points vs 07-2026
09-2026: 1.0%● unchanged vs 08-2026
10-2026: 1.0%● unchanged vs 09-2026highest value
11-2026: 1.0%● unchanged vs 10-2026highest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.59, below 1. Short-term debt is 76.8% and cash 15.4% of total assets. Equity is negative.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 5% of them on solvency, 21% on liquidity and 4% on profitability.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
4 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 27-07-2026 at the NBB
Equity
-€34,514
Total assets
€123,871
Net result
-€64,514
Working capital
-€38,559
Turnover and EBIT margin are not published. The micro format does not require them.
Balance-sheet composition
Assets €123,871
Fixed assets
€67,242
Current assets
€56,629
Equity and liabilities
Equity-€34,514
Debt€158,385
Equity is negative. Debt (€158,385) exceeds the balance-sheet total (€123,871).
Key figures and ratios
EBITDA
-€48,991
Cash flow
-€52,589
Solvency
-27.9%
Current ratio
0.59
ROA
-52.1%
Interest coverage
-13.61
Debt
€158,385
Debt ≤ 1 year
€95,188
Debt > 1 year
€63,197
Staff costs
€25,688
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
Staff
| Item | 31-12-2025 |
|---|---|
| Employees at the balance-sheet date | 2 |
| full-time | 0 |
| part-time | 2 |
| in full-time equivalents | 0.7 |
| Average over the year, in full-time equivalents | 0.6 |
| On a permanent contract | 1 |
| Joined | 2 |
| Left | 0 |
Source: social balance sheet in the 2025 annual accounts
Investments
| Item | 2025 |
|---|---|
| Tangible fixed assets | €79,167 |
| Depreciation and write-downs of the year | €11,925 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €25,688 |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,925 |
| Other operating charges640/8 | €799 |
| Gross operating margin9900 | -€22,504 |
| Operating profit (loss)9901 | -€60,916 |
| Financial income75/76B | €1 |
| Recurring financial income75 | €1 |
| Financial charges65/66B | €3,599 |
| Recurring financial charges65 | €3,599 |
| Profit (loss) for the period before taxes9903 | -€64,514 |
| Profit (loss) for the period9904 | -€64,514 |
| Profit (loss) for the period to be appropriated9905 | -€64,514 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €123,871 | |
| Fixed assets21/28 | €67,242 | |
| Tangible fixed assets22/27 | €67,242 | |
| Plant, machinery and equipment23 | €17,059 | |
| Furniture and vehicles24 | €47,810 | |
| Other tangible fixed assets26 | €2,373 | |
| Current assets29/58 | €56,629 | |
| Amounts receivable within one year40/41 | €28,542 | |
| Trade receivables40 | €6,748 | |
| Other amounts receivable41 | €21,795 | |
| Cash at bank and in hand54/58 | €19,021 | |
| Deferred charges and accrued income490/1 | €9,065 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €123,871 | |
| Equity10/15 | -€34,514 | |
| Contributions10/11 | €30,000 | |
| Profit (loss) carried forward14 | -€64,514 | |
| Amounts payable17/49 | €158,385 | |
| Amounts payable after more than one year17 | €63,197 | |
| Financial debts170/4 | €63,197 | |
| Amounts payable within one year42/48 | €95,188 | |
| Current portion of amounts payable after more than one year42 | €22,071 | |
| Financial debts43 | €19,134 | |
| Credit institutions430/8 | €19,134 | |
| Trade debts44 | €563 | |
| Suppliers440/4 | €563 | |
| Taxes, remuneration and social security45 | €3,410 | |
| Remuneration and social security454/9 | €3,410 | |
| Other amounts payable47/48 | €50,010 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€64,514 |
| + Depreciation and write-downs630 | €11,925 |
| Operating cash flow (approximation) | -€52,589 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 7,639 companies had the same profile as EQUIPE GP has now. Two years later, 84.8% were still going and 8.8% had gone bankrupt.
- Micro
- 2 to 5 years old
- negative equity
- a loss of 10% of the balance sheet or more
84.8%
was still going
5.6%
stopped otherwise
8.8%
went bankrupt
Another 0.7% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of EQUIPE GP itself is lower: 1.0% within 12 months. It rests on far more data about EQUIPE GP than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for EQUIPE GP. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 27-07-2026 | 2026-00333936 |
Board & ownership
Directors
Directors
2 directors, no change since 2024
COUTURIER Maarten Julia Herman
Current
Director (not named in the articles) · since 11-09-2024 · term without a fixed end · listed in the 2025 annual accounts, filed on 27-07-2026
PLUYM Bert Stefaan Andre
Current
Director (not named in the articles) · since 11-09-2024 · term without a fixed end · listed in the 2025 annual accounts, filed on 27-07-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Artikel 12. Bevoegdheden van het bestuursorgaan - vertegenwoordiging 12.1. Als er slechts één bestuurder is, is het geheel van de…”
deed of 13-09-2024Owners and capital
Shareholders
At incorporation
act of 13-09-2024 ↗
- PLUYM Bert Stefaan Andre 150 shares (50%) · €15,000 in cash
- COUTURIER Maarten Julia Herman 150 shares (50%) · €15,000 in cash
Capital transactions
Capital over time
- 13-09-2024 Incorporation · €30,000 · 300 shares
Mandate history
2 people, 2 in office
- Board
| Name | Functions and periods |
|---|---|
| COUTURIER Maarten Julia Herman |
|
| PLUYM Bert Stefaan Andre |
|
Articles of association
Board and representation
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Bestuursorgaan, 1”
Capital, shares and profit
- Share issue ruleThe articles set how and by whom new shares are issued.
- “Inbrengen, 300”
Audit, dissolution and liquidation
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Auditor ruleThe articles set how a statutory auditor is appointed and what they check.
- “Wanneer het door de wet vereist is en binnen de wettelijke grenzen, 3”
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Alle machten genoemd in de artikel 2:87 van het Wetboek van vennootschappen en verenigingen, zonder bijzondere machtiging van de algemene…”
Articles of association, deed of 13-09-2024 (in Dutch)
Network & group
EQUIPE GP shares no director with another company.
Companies at the same address
4 other companiesConnections & network
2 current directorsThe network starts from the directors of EQUIPE GP. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
2026
27-07
micro format · 4 days before the deadline
2024
13-09
Gazette deed
IncorporationStarting capital €30,000 · Appointments: PLUYM Bert Stefaan Andre (director) and COUTURIER Maarten Julia Herman (director) · Founder9 points ▸
Gazette deed
Incorporation
Starting capital €30,000 · Appointments: PLUYM Bert Stefaan Andre (director) and COUTURIER Maarten Julia Herman (director) · Founder9 points ▸
- Incorporation, 10-09-2024
- Founder, PLUYM Bert Stefaan Andre
- Founder, COUTURIER Maarten Julia Herman
- Founding capital, €30,000
- Registered office clause, “1653 Dworp, Alsembergsesteenweg 830” (deed in Dutch)
- Board rule, 2
- Director appointment, PLUYM Bert Stefaan Andre (director (not named in the articles))
- Director appointment, COUTURIER Maarten Julia Herman (director (not named in the articles))
- Pre-incorporation commitments, “takeover, alle verbintenissen en alle verplichtingen die eruit voortvloeien, en alle activiteiten in naam en voor rekening van de vennootschap in oprichting doo…” (deed in Dutch)
Gazette deedNBB filing
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Register details
Identity
KBO recordName
EQUIPE GP in Dutch
Enterprise number
1013.444.815
Legal form
Private limited company
Status
Active, normale toestand
Founded
11-09-2024
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 13-09-2024 (in Dutch)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 13-09-2024 (in Dutch)Registered office and establishments
Registered office
Alsembergsesteenweg 830, 1653 Beersel, Belgium
Establishment unit
EQUIPE GP, Alsembergsesteenweg 830, 1653 Beersel since 11-09-2024 · unit number 2.364.045.1016820301 Renting and operating of own or leased non-residential real estate, excluding land
Activities
NACEBEL 2025VAT activities
68203
Renting and operating of own or leased non-residential real estate, excluding land main activity
70200
Business and other management consultancy
77399
Renting and leasing of other machinery, equipment and tangible goods
82990
Other business support services
86210
General medical practice
86951
Physiotherapy
86995
Nutrition and dietetics services
Social security (RSZ) activities
86210
General medical practice main activity
Codes under NACEBEL 2008
68203
Real estate rental main activity
70220
Business consulting
77399
Renting and leasing of other machinery, equipment and tangible goods
82990
Other business support services
Joint committee
330.04 Paritair Comité voor de gezondheidsinrichtingen en -diensten annual accounts 2025
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 13-09-2024 (in Dutch)
“Een patrimonium bestaande uit roerende en onroerende goederen verwerven, behouden, in de ruimste zin van het woord, beheren en oordeelkundig…”
8 activities
- Een patrimonium bestaande uit roerende en onroerende goederen verwerven, behouden, in de ruimste zin van het woord, beheren en oordeelkundig uitbreiden. Binnen het kader van haar maatschappelijk doel zal de vennootschap mogen overgaan, in België of in het buitenland, voor eigen rekening tot het verwerven, vervreemden, opschikken, uitrusten, valoriseren, bouwen, huren en verhuren van alle onroerende goederen, al dan niet gemeubeld.
- Alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals de huurfinanciering of onroerende leasing van onroerende goederen aan derden, het aankopen, verkopen, ruilen, bouwen, verbouwen, onderhouden, verhuren, huren verkavelen, prospecteren en uitbaten van onroerende goederen.
- De aan- en verkoop, huur en verhuur van roerende goederen, alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit doel in verband staan en die van aard zijn de opbrengst van de roerende en onroerende goederen te bevorderen, alsmede zich borg te stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze roerende en onroerende goederen.
- Het ter beschikking stellen van bedrijfsruimte met bijkomende diensten en nutsvoorzieningen. Het verwerven, in eigendom of anderszins, van bedrijfsuitrusting van gelijk welke aard, om deze ten bezwarende titel ter beschikking te stellen van derden, in het kader van wetenschappelijk, professioneel of administratief dienstbetoon.
- De aanwerving, de selectie, de vorming en het ter beschikking stellen van personeel.
- Het ter beschikking stellen van alle nodige middelen voor de uitoefening van de beroepsactiviteit als geneesheer van de vennoten.
- Het inrichten van een medische secretariaat in het bijzonder die nuttig of nodig zijn voor de uitoefening van de beroepsactiviteit als geneesheer van de vennoten.
- De aankoop, het huren en/of leasen van alle medische apparatuur en begeleidende accommodaties, kortom van een volledige materiele infrastructuur (hier begrepen materiaal en informatica), om deze ter beschikking te stellen van de vennoten.
Invoicing and payment
VAT number
BE 1013.444.815
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Thursday of June at 18:00
deed of 13-09-2024 (in Dutch)Meeting accessThe articles set who may attend the meeting and what is needed to be admitted.
“Indien enkel stemrechten geschorst zijn, mag men deelnemen aan de algemene vergadering zonder deelname aan de stemming”
deed of 13-09-2024 (in Dutch)Voting ruleThe articles set which majority the meeting decides by, for example a simple or a special majority.
“Gewone meerderheid van de uitgebrachte stemmen (50+1), ongeacht aantal effecten vertegenwoordigd, behoudens wet of statuten, stemrechten…”
deed of 13-09-2024 (in Dutch)Sites & property
Location
Buildings and parcels at the address
Ground area
1,128 m²
Building footprint
229 m²
Building volume
643 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23017C0070/00A002 | Flanders | 1,128 m² | 1 · 229 m² | 5.0 m · 1 |