Checked.be
Active
BE 0811.325.420Private limited company
EQUILIBRE3
Lintsesteenweg 184 ·2540 Hove, Belgium· 17 yrs active
Sector: Other retail sale of food
(47279)
Conclusion
EQUILIBRE3 has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €557k and a net result of €14k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 83% of 9575 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Based on the State Gazette, CBE and 4 annual accounts.
Key figures
| Equity | €557k |
| Net result | €14k |
| Staff (FTE) | 2.8 |
| Better than sector | 83% |
Financial profile
70
/ 100
Strong profile, led by solvency.
All 5 axes are computed from data Checked has read.
Health
83
Profitability
13
Solvency
100
Growth
52
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Established
Founded in 2009, 17 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
83
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€45k
estimate, not credit advice
Score history
93
2021
86
2022
94
2023
83
2024
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 2.08 (≥ 1.5)
+10
Quick ratio
Quick ratio 1.28 (≥ 1.0)
+5
Leverage
Debt/equity 0.39 (< 1.0)
+10
Profitability
ROE 3%
+3
Interest coverage
Interest coverage 9.9× (≥ 3×)
+8
Profit trend
Net profit down YoY
-3
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 25-06-2025 with the NBB · fiscal year 2024 · abbreviated schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
volatile
Too volatile to project: the yearly deviation from the trend is ~78% of the level (threshold 35%). We therefore deliberately show no projection line.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 72.0% | 38.6% | |
| Net result | €14k | €44k | |
| Equity | €557k | €332k | |
| Gross operating margin | €236k | €266k | |
| Staff costs | €181k | €166k |
€52k
-12.6%
21-24
€14k
-27.9%
21-24
€33k
-22.6%
21-24
€774k
-7.3%
21-24
€557k
-2.7%
21-24
€177k
-24.4%
21-24
3
-3.4%
21-24
€181k
+10.2%
21-24
€16k
+47.2%
21-24
€25k
-16.0%
21-24
€217k
-17.2%
21-24
€164k
+4.9%
21-24
€53k
-49.7%
21-24
2.08
-16.7%
21-24
1.28
+22.5%
21-24
72.0%
+4.9%
21-24
0.39
-14.9%
21-24
2.5%
-25.8%
21-24
1.8%
-22.2%
21-24
9.94
+32.6%
21-24
Figures by fiscal year and ratios
| Fiscal year | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Deposit | abbreviated schema | abbreviated schema | abbreviated schema | abbreviated schema |
| Revenue | - | - | - | - |
| EBITDA | €52k | €60k | €55k | €249k |
| Net profit | €14k | €20k | €13k | €138k |
| Cash flow | €33k | €43k | €56k | €171k |
| Staff costs | €181k | €165k | €156k | €114k |
| Income taxes | €16k | €11k | €-2k | €66k |
| Dividends | €25k | - | - | €30k |
| Total assets | €774k | €834k | €892k | €1.02M |
| Equity | €557k | €573k | €553k | €544k |
| Debt | €217k | €262k | €339k | €474k |
| of which ≤ 1y | €164k | €156k | €168k | €219k |
| of which > 1y | €53k | €106k | €171k | €255k |
| Working capital | €177k | €235k | €257k | €318k |
| Employees (FTE) | 2.8 | 2.9 | 2.9 | 2.3 |
Ratios (computed)
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Current ratio | 2.08 | 2.50 | 2.53 | 2.45 |
| Quick ratio | 1.28 | 1.05 | 1.39 | 1.39 |
| Working capital ratio | 22.9% | 28.1% | 28.8% | 31.2% |
| Solvency | 72.0% | 68.6% | 62.0% | 53.4% |
| Debt / equity | 0.39 | 0.46 | 0.61 | 0.87 |
| Long-term debt ratio | 0.10 | 0.18 | 0.31 | 0.47 |
| Interest coverage | 9.94 | 7.50 | 6.28 | 18.63 |
| Gross margin | - | - | - | - |
| Net margin | - | - | - | - |
| ROA | 1.8% | 2.3% | 1.5% | 13.6% |
| ROE | 2.5% | 3.4% | 2.4% | 25.5% |
| EBITDA margin | - | - | - | - |
| Days sales outstanding | - | - | - | - |
| Days payable outstanding | - | - | - | - |
| Inventory turnover | - | - | - | - |
| Days inventory (DSI) | - | - | - | - |
Balance-sheet composition 2024
Full annual accounts (27 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €774k | €834k | €892k | €1.02M |
| Fixed assets | 21/28 | €433k | €444k | €467k | €481k |
| Intangible fixed assets | 21 | - | - | - | €0 |
| Tangible fixed assets | 22/27 | €20k | €31k | €54k | €68k |
| Financial fixed assets | 28 | €412k | €412k | €412k | €412k |
| Current assets | 29/58 | €341k | €391k | €425k | €537k |
| Stocks & contracts in progress | 3 | €131k | €227k | €192k | €232k |
| Amounts receivable within one year | 40/41 | €152k | €139k | €172k | €143k |
| Investments | 50/53 | €14k | €5k | €25k | €115k |
| Cash & bank | 54/58 | €32k | €9k | €31k | €37k |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €774k | €834k | €892k | €1.02M |
| Equity | 10/15 | €557k | €573k | €553k | €544k |
| Contributions / capital | 10/11 | €19k | €19k | €19k | €19k |
| Reserves | 13 | €497k | €512k | €493k | €484k |
| Accumulated profits (losses) | 14 | €42k | €42k | €42k | €42k |
| Amounts payable | 17/49 | €217k | €262k | €339k | €474k |
| Amounts payable after one year | 17 | €53k | €106k | €171k | €255k |
| Amounts payable within one year | 42/48 | €164k | €156k | €168k | €219k |
| Trade debts payable within one year | 44 | €37k | €48k | €61k | €48k |
| Income statement | |||||
| Gross operating margin | 9900 | €236k | €228k | €214k | €364k |
| Operating result | 9901 | €33k | €37k | €13k | €217k |
| Financial income | 75 | €2k | €2k | €8k | €2k |
| Financial charges | 65 | €5k | €8k | €9k | €13k |
| Result before taxes | 9903 | €30k | €30k | €12k | €205k |
| Income taxes | 67/77 | €16k | €11k | €-2k | €66k |
| Net result for the period | 9904 | €14k | €20k | €13k | €138k |
| Result to be appropriated | 9905 | €14k | €20k | €13k | €138k |
Legal Structure
| NACE primary | Other retail sale of food(47279) |
| Legal form | Private limited company(610) |
| Incorporation | 21-04-2009 |
| Status | Active |
| Postal code | 2540 |
Establishment units
EQUILIBRE 3
since 20092.177.828.162
Equilibre 3 Warehouse
since 20092.303.229.168
Real-estate footprint
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11029A0181/00M002 | Flanders | 3.6 ha | 1 · 2,470 m² | 12.4 m · 2 fl. |
| 11021B0122/00X000 | Flanders | 1,035 m² | 1 · 115 m² | 8.5 m · 2 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €13k ▼90.3%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
10-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
30-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Wholesale of other food products46389Other retail sale of food47279Retail trade47299Agents specialised in the wholesale of other particular products46180Other non-specialised retail sale47120Retail trade47910Other business support services82990Other personal services96999
Names & trade names
| Legal nameNL | EQUILIBRE3 |
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