Equilibre et moi

Active

Private limited companyfounded 20251 yr activeRue de Marchienne(GOZ) 71, 6534 Thuin, BelgiumKBO/BCE: BE 1019.892.147

Equilibre et moi has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €4k. Its solvency ranks better than 24% of 16408 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

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Checked score

Score 2025

73 / 100

Healthy

The score combines four axes. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency43

Growth-

Stability67

Bankruptcy probability, 12 months

1.4% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days acceptable

Liquidity tight (current ratio 1.09), and 73.4% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 16408 sector peers (2025).

NBB · sector comparison

Position among 16408 sector peers

Solvency

better than 24%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

11 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€14k

Total assets

€52k

Net result

€4k

Working capital

€3k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €51k

17.8%

82.2%

Fixed assets €9k

Current assets €42k

Equity and liabilities €52k

26.6%

73.4%

Equity €14k

Debt €38k

Debt finances 73.4% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€6k

Cash flow

€5k

Solvency

26.6%

Current ratio

1.09

Quick ratio

0.68

Debt / equity

2.76

ROE

28.2%

ROA

7.5%

Interest coverage

49.85

Debt

€38k

Debt ≤ 1 year

€38k

Income taxes

€946

Staff costs

€740

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€52k

Formation expenses20€1k

Fixed assets21/28€9k

Tangible fixed assets22/27€6k

Plant, machinery and equipment23€451

Furniture and vehicles24€6k

Financial fixed assets28€3k

Current assets29/58€42k

Stocks and contracts in progress3€16k

Stocks30/36€16k

Amounts receivable within one year40/41€1k

Trade receivables40€1k

Cash at bank and in hand54/58€25k

Deferred charges and accrued income490/1€383

Equity and liabilities

Total equity and liabilities10/49€52k

Equity10/15€14k

Contributions10/11€10k

Profit (loss) carried forward14€4k

Amounts payable17/49€38k

Amounts payable within one year42/48€38k

Trade debts44€4k

Suppliers440/4€4k

Taxes, remuneration and social security45€6k

Taxes450/3€6k

Remuneration and social security454/9€385

Other amounts payable47/48€28k

Income statement Code2025

Remuneration, social security and pensions62€740

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€767

Other operating charges640/8€147

Gross operating margin9900€7k

Operating profit (loss)9901€5k

Financial income75/76B€0

Recurring financial income75€0

Financial charges65/66B€115

Recurring financial charges65€115

Profit (loss) for the period before taxes9903€5k

Income taxes67/77€946

Profit (loss) for the period9904€4k

Profit (loss) for the period to be appropriated9905€4k

Appropriation of the result

Profit (loss) to be appropriated9906€4k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

11-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 11 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Thuin · 1 establishment unit since 2025

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de Marchienne(GOZ) 716534 Thuin

Ground area

1,214 m²

Building footprint

334 m²

Volume, LiDAR

3,466 m³

Parcel 56030C0295/00C000, Wallonia · tallest building 13.4 m, ±4 floors. Linked by address, not a title deed.

1 establishment unit

Equilibre et moi

Rue de Marchienne(GOZ) 71, 6534 ThuinOther retail sale of food

since 20252.372.381.557

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
56030C0295/00C000	Wallonia	1,214 m²	1 · 334 m²	13.4 m · 4 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Thuin2.372.381.557

2 permissions

Toelating · Detailhandel met verwerking · since 08-09-2025

Drankgelegenheid · since 08-09-2025

Similar companies · same sector, comparable size

ASIA GROUP

BE 0436.179.207

Rixensart · Eq €14k

GROUPE GARNIER INTERNATIONAL

Chaudfontaine · Eq €13k

Glam Beauty & More

BE 0741.786.417

Charleroi · Eq €13k

Of 2,058 companies in sector 47750 we hold annual accounts for 510. 365 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded12-02-2025

Fiscal year end31-12

Activities, NACEBEL

47750Retail sale of cosmetics and toilet articles

86995Nutrition and dietetics services

47716Retail sale of clothing and accessories for women, men, children and babies (general range)

96230Day spas, saunas and steam baths

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.