LJDS
ActiveLJDS has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €10k. Equity is growing by ~40.4% per year across the filed fiscal years. Its solvency ranks better than 62% of 16491 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency100▲+28
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 3.85 against 1.82 in 2024; short-term debt: 25.5% and cash: 97.2% of total assets), and 25.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.5%
Return on assets
53.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
30 d early
2024
9 d early
2023
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€14k▲ 253%
2024 · €4k
2023: €8k
2024: €4k
2023 → 2025
Total assets
€18k▲ 124%
2024 · €8k
2023: €14k
2024: €8k
2023 → 2025
Net result
€10k
2024 · €-4k
2023: €7k
2024: €-4k
2023 → 2025
Working capital
€13k▲ 278%
2024 · €4k
2023: €7k
2024: €4k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€8k-€4k▼ 48.8%€14k▲ 253%
Operating result€8k-€-4k€13k
Net result€7k-€-4k€10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €13k after a loss of €4k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €18k
Fixed assets
€345=
Current assets
€18k▲ 130%
Equity and liabilities €18k
Equity
€14k▲ 253%
Debt
€5k▲ 8.7%
The debt ratio falls from 52.6% to 25.5%. Equity and debt are higher.
Key figures and ratios
Solvency
74.5%▲
2024 · 47.4%
Current ratio
3.85▲
2024 · 1.82
Quick ratio
3.85▲
2024 · 1.82
Debt / equity
0.34▼
2024 · 1.11
ROE
71.7%▲
2024 · -95.2%
ROA
53.4%▲
2024 · -45.1%
Debt
€5k▲
2024 · €4k
Debt ≤ 1 year
€5k▲
2024 · €4k
Income taxes
€3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€8k€18k▲
Fixed assets21/28€345€345=
Financial fixed assets28€345€345=
Current assets29/58€8k€18k▲
Amounts receivable within one year40/41-€21
Other amounts receivable41-€21
Cash at bank and in hand54/58€8k€18k▲
Deferred charges and accrued income490/1€167€152▼
Equity and liabilities
Total equity and liabilities10/49€8k€18k▲
Equity10/15€4k€14k▲
Contributions10/11€1k€1k=
Reserves13-€10k
Distributable reserves133-€10k
Profit (loss) carried forward14€3k€3k=
Amounts payable17/49€4k€5k▲
Amounts payable within one year42/48€4k€5k▲
Trade debts44€476€90▼
Suppliers440/4€476€90▼
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€2k€3k▲
Remuneration and social security454/9€1k€1k=
Other amounts payable47/48€393€393=
Income statement
Code20242025
Other operating charges640/8€387€400▲
Gross operating margin9900€-3k€13k▲
Operating profit (loss)9901€-4k€13k▲
Financial charges65/66B€146€139▼
Recurring financial charges65€146€139▼
Profit (loss) for the period before taxes9903€-4k€13k▲
Income taxes67/77-€3k
Profit (loss) for the period9904€-4k€10k▲
Profit (loss) for the period to be appropriated9905€-4k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€13k▲
Profit (loss) brought forward from the previous period14P€7k€3k▼
Transfer to equity691/2-€10k
To other reserves6921-€10k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 3.85
Current ratio from 1.82 to 3.85.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-4k ▼156%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jemeppe-sur-Sambre · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Saiwet 45190 Jemeppe-sur-SambreGround area
3,197 m²
Building footprint
81 m²
Volume, LiDAR
410 m³
2 parcels, Wallonia · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LJDS
since 20222.336.197.983
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92068E0662/00N000 | Wallonia | 2,434 m² | - | - |
| 92119E0066/00P000 | Wallonia | 764 m² | 1 · 81 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 10,452 companies in sector 86995 we hold annual accounts for 885. 527 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-09-2022
Fiscal year end31-12
Activities, NACEBEL
86909Human health activities
86995Nutrition and dietetics services
46190Agents in non-specialised wholesale trade
55204Guest rooms (bed and breakfast)
70200Business and other management consultancy
70220Business consulting
96040Personal service activities
96230Day spas, saunas and steam baths
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.