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EQUI3

Active Private limited companyfounded 2011active for 15 yearsDorpsstraat 128, 8340 DammeKBO/BCE: BE 0835.535.729

Lifetime

14 annual accounts with figures on one time axis
peak €325,582 (2012)
-€45,840▲ €44,021
lowest -€378,700 (2024)
-€63,797▲ €314,903
peak €2.0m (2022)
€1.3m▼ 4.6%
€285,471▼ 14.7%
peak 2 FTE (2012)
-not published
Board1 name since 2011
- 
Documentsfilings and deeds
31-07-2026on the last day
2025abbreviated format
Gross margin from -€89,861 to -€45,840Loss of €63,797Cash from €514,430 to €139,044

Key points

from the 2025 annual accounts

Result

-€63,797 ▲ 83.2%
-€379,0002024-€63,8002025

The result rose in 2025: different schema filed.

Filings

14 annual accounts since 2012
AprilJune31 JulyOctober201520202025

Nine of the last ten came late. The 2022 accounts came latest: 92 days after the end of the period.

Position in the sector

-€63,797

Lower net result than 92% of companies in head offices and management consultancy. Sector median €37,464 · 10,858 companies.

Turnover not published (abbreviated or micro format)

Checked score

84
Excellent
Financially stronger than 45% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025 08-2025: 0.5%▲ +0.1 percentage points vs 07-2025 09-2025: 0.6%▲ +0.1 percentage points vs 08-2025 10-2025: 0.7%▲ +0.1 percentage points vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026highest value 05-2026: 0.3%▼ -0.4 percentage points vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.1%▼ -0.2 percentage points vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.3%▲ +0.2 percentage points vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026

Financial strength
Average

100=equity 77.4% of total assets
59-26short-term debt 11.8% · cash 8.2%
14+14return on assets -3.8%

Score breakdown

raises risk
1 change of registered office in 24 months
2 of the last 3 accounts late
lowers risk
Size: total assets €1.7m
Sector: Activities of head offices; management consultancy activities (NACE 70)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 51% on liquidity, 12% on profitability and 33% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 2,686 companies had the same profile as EQUI3 has now. Each dot stands for 7 companies, two years later.

93.7%
were still trading
5.4%
stopped another way
0.6%
went bankrupt
  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a small loss

Another 0.3% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of EQUI3 itself: 0.3% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,686 companies, not a prediction for EQUI3. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €110,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 6.34 (6.73 in 2024), above the usual 1.5. Short-term debt is 11.8% and cash 8.2% of total assets. 22.6% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · 2 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €1.7m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€63,797
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
42 days late
2023
55 days late
2022
92 days late
2021
78 days late
2020
31 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 47 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 September (4 of the last 5 accounts filed within 36 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

last known board
LM
Director, until 2021

Shares in 1 company, Keirse, De Ridder & Partners

Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0835535729
Company renamed from VAN MEENEN - DE RIDDER to EQUI3 “Het uitoefenen van een bestuurdersmandaat in een verzekeringsagentschap en in het algemeen alles wat enig…” (deed in Dutch) · General meeting of 13-12-2024 · Gazette deed
Registered office moved from Maldegem to Tielt New registered office: Tramstraat 75, 8700 Tielt · Previous registered office: Stationsstraat 1, 9990 Maldegem · Board meeting of 27-02-2024 · Gazette deed
Legal-form change · Resignations & appointments Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 22-11-2021 · Gazette deed
All 27 events

Comparable companies

same main activity, similar in size and age
Company
EQUI3 Damme €1.7m -€45,840 77.4% -
JDC INVEST Knokke-Heist €1.5m -€5,751 89.5% -
GAS Projects Bruges €1.4m -€12,037 98.7% -
AM-PHARMA Menen €1.4m -€9,314 34.7% 0
Sopheus Knokke-Heist €2.0m -€33,220 -3.9% -
SEB, BAS, TIEN en Co Zedelgem €1.3m -€1,771 87.9% -
VUURKRUISENBIZZ Antwerp €1.7m -€986,549 63.4% 0.1

These companies have the same main activity as EQUI3: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €1.3m and €2m, founded between 2010 and 2013.

Official details

Source: KBO
Status
Active since 15-04-2011Normal situation
Activity
Business and other management consultancyNACE 70200and 1 other
Establishment unit
2.198.668.9108340 Damme, since 09-05-2011
Financial year end
31 December
Peppol
Reachable since 21-10-2026
Company details

Annual accounts 2025

€1.7m▼ 6.2%
Filing
Filed on 31-07-2026, on the last day of the filing period
Financials

Insights on EQUI3

EQUI3 files the abbreviated format. That format states no turnover. The gross margin fell from €325,582 in 2012 to -€45,840 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about EQUI3

What is the company number of EQUI3?
The company number of EQUI3 is 0835.535.729. The VAT number is the same number with BE in front: BE 0835.535.729.
Where is EQUI3 based?
The registered office is at Dorpsstraat 128, 8340 Damme.Company details
What does EQUI3 do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of EQUI3?
EQUI3 is a private limited company (BV).
When was EQUI3 founded?
EQUI3 was founded on 15-04-2011.
Is EQUI3 still active?
Yes, EQUI3 is an active enterprise in the KBO register.
How many employees does EQUI3 have?
EQUI3 had an average of 1 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
What is the turnover of EQUI3?
The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.
Is EQUI3 profitable?
In financial year 2025, EQUI3 made a loss of €63,797.
Where can I find the annual accounts of EQUI3?
EQUI3 filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of EQUI3 due?
EQUI3 must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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