EQUI3
ActiveSummary
EQUI3 has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.31M and a net result of €-64k. Equity is growing by ~20% per year across the filed fiscal years. Its solvency ranks better than 73% of 8692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability14▲+14
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity ample (current ratio 6.34 against 6.73 in 2024; short-term debt: 11.8% and cash: 8.2% of total assets), and 22.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.4%
Return on assets
-3.8%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-64k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
42 d late
2023
55 d late
2022
92 d late
2021
78 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.31M▼ 4.6%
2024 · €1.38M
2018: €413klowest in 8 years
2019: €488k▲ +17.9% vs 2018
2020: €528k▲ +8.3% vs 2019
2021: €636k▲ +20.4% vs 2020
2022: €2.04M▲ +221% vs 2021highest in 8 years
2023: €1.76M▼ -14.0% vs 2022
2024: €1.38M▼ -21.6% vs 2023
2025: €1.31M▼ -4.6% vs 2024
2018 → 2025
Total assets
€1.70M▼ 6.2%
2024 · €1.81M
2018: €696klowest in 8 years
2019: €872k▲ +25.3% vs 2018
2020: €871k▼ -0.1% vs 2019
2021: €1.54M▲ +76.5% vs 2020
2022: €2.65M▲ +72.2% vs 2021highest in 8 years
2023: €2.53M▼ -4.5% vs 2022
2024: €1.81M▼ -28.4% vs 2023
2025: €1.70M▼ -6.2% vs 2024
2018 → 2025
Net result
€-64k▲ 83.2%
2024 · €-379k
2018: €37k
2019: €74k▲ +98.5% vs 2018
2020: €40k▼ -45.5% vs 2019
2021: €108k▲ +167% vs 2020
2022: €1.41M▲ +1204% vs 2021highest in 8 years
2023: €253▼ -100.0% vs 2022
2024: €-379k▼ -149601% vs 2023lowest in 8 years
2025: €-64k▲ +83.2% vs 2024
2018 → 2025
Working capital
€1.07M▼ 9.6%
2024 · €1.18M
2018: €-10k
2019: €97k▲ +1108% vs 2018
2020: €172k▲ +77.0% vs 2019
2021: €-39k▼ -123% vs 2020lowest in 8 years
2022: €1.32M▲ +3479% vs 2021
2023: €1.50M▲ +13.8% vs 2022highest in 8 years
2024: €1.18M▼ -21.6% vs 2023
2025: €1.07M▼ -9.6% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€636k-€2.04M▲ 221%€1.76M▼ 14.0%€1.38M▼ 21.6%€1.31M▼ 4.6%
2021: €636klowest in 5 years
2022: €2.04M▲ +221% vs 2021highest in 5 years
2023: €1.76M▼ -14.0% vs 2022
2024: €1.38M▼ -21.6% vs 2023
2025: €1.31M▼ -4.6% vs 2024
Operating result€132k-€96k▼ 27.5%€138k▲ 44.6%€-98k€-57k▲ 42.0%
2021: €132k
2022: €96k▼ -27.5% vs 2021
2023: €138k▲ +44.6% vs 2022highest in 5 years
2024: €-98k▼ -171% vs 2023lowest in 5 years
2025: €-57k▲ +42.0% vs 2024
Net result€108k-€1.41M▲ 1,204%€253▼ 100.0%€-379k€-64k▲ 83.2%
2021: €108k
2022: €1.41M▲ +1204% vs 2021highest in 5 years
2023: €253▼ -100.0% vs 2022
2024: €-379k▼ -149601% vs 2023lowest in 5 years
2025: €-64k▲ +83.2% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €57k in 2025 against €98k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.70M
Fixed assets
€433k ▲ 1.6%
Current assets
€1.27M ▼ 8.6%
Equity and liabilities €1.70M
Equity
€1.31M ▼ 4.6%
Provisions
€99k =
Debt
€285k ▼ 14.7%
Debt's share of the balance-sheet total falls from 18.5% to 16.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-48k▲
2024 · €-93k
Cash flow
€-55k▲
2024 · €-373k
Current ratio
6.34▼
2024 · 6.73
Debt to equity
0.22▼
2024 · 0.24
ROE
-4.9%▲
2024 · -27.5%
ROA
-3.8%▲
2024 · -20.9%
Interest coverage
-0.75▼
2024 · -0.29
Debt ≤ 1 year
€200k▼
2024 · €206k
Debt > 1 year
€86k▼
2024 · €129k
Income taxes
€335▼
2024 · €357
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.81M€1.70M▼
Fixed assets21/28€426k€433k▲
Tangible fixed assets22/27€18k€25k▲
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€14k€22k▲
Financial fixed assets28€408k€408k=
Current assets29/58€1.39M€1.27M▼
Amounts receivable after more than one year29€53k-
Other amounts receivable291€53k-
Amounts receivable within one year40/41€43k€66k▲
Trade receivables40€5k€8k▲
Other amounts receivable41€38k€58k▲
Current investments50/53€774k€1.06M▲
Cash at bank and in hand54/58€514k€139k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€1.81M€1.70M▼
Equity10/15€1.38M€1.31M▼
Contributions10/11€80k€80k=
Reserves13€1.30M€1.23M▼
Non-distributable reserves130/1€8k€8k=
Reserves not available under the articles1311€8k€8k=
Distributable reserves133€1.29M€1.23M▼
Provisions and deferred taxes16€99k€99k=
Provisions for liabilities and charges160/5€99k€99k=
Other liabilities and charges164/5€99k€99k=
Amounts payable17/49€334k€285k▼
Amounts payable after more than one year17€129k€86k▼
Financial debts170/4€129k€86k▼
Amounts payable within one year42/48€206k€200k▼
Current portion of amounts payable after more than one year42€43k€43k=
Trade debts44€1k€5k▲
Suppliers440/4€1k€5k▲
Taxes, remuneration and social security45€11k€5k▼
Taxes450/3€3k€1k▼
Remuneration and social security454/9€8k€4k▼
Other amounts payable47/48€151k€147k▼
Income statement
Code20242025
Remuneration, social security and pensions62€159-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€9k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€-90k€-46k▲
Operating profit (loss)9901€-98k€-57k▲
Financial income75/76B€39k€58k▲
Recurring financial income75€39k€58k▲
Financial charges65/66B€319k€64k▼
Recurring financial charges65€319k€64k▼
Profit (loss) for the period before taxes9903€-378k€-63k▲
Income taxes67/77€357€335▼
Profit (loss) for the period9904€-379k€-64k▲
Profit (loss) for the period to be appropriated9905€-379k€-64k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-379k€-64k▲
Transfer from equity791/2€379k€64k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €61k | €21k | €1k | €159 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12k | €1k | €3k | €6k | €9k | ▲ 64.4% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | €18k | - | €-76k | - | - | - |
| Other operating charges640/8 | €2k | €2k | €5k | €3k | €2k | ▼ 24.9% |
| Gross operating margin9900 | €224k | €121k | €71k | €-90k | €-46k | ▲ 49.0% |
| Operating profit (loss)9901 | €132k | €96k | €138k | €-98k | €-57k | ▲ 42.0% |
| Financial income75/76B | €15k | €1.35M | €233k | €39k | €58k | ▲ 49.5% |
| Recurring financial income75 | €5k | €1.35M | €233k | €39k | €58k | ▲ 49.5% |
| Non-recurring financial income76B | €10k | - | - | - | - | - |
| Financial charges65/66B | €6k | €7k | €335k | €319k | €64k | ▼ 79.8% |
| Recurring financial charges65 | €6k | €7k | €335k | €319k | €64k | ▼ 79.8% |
| Profit (loss) for the period before taxes9903 | €140k | €1.43M | €37k | €-378k | €-63k | ▲ 83.2% |
| Income taxes67/77 | €32k | €26k | €37k | €357 | €335 | ▼ 6.1% |
| Profit (loss) for the period9904 | €108k | €1.41M | €253 | €-379k | €-64k | ▲ 83.2% |
| Profit (loss) for the period to be appropriated9905 | €108k | €1.41M | €253 | €-379k | €-64k | ▲ 83.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.54M | €2.65M | €2.53M | €1.81M | €1.70M | ▼ 6.2% |
| Fixed assets21/28 | €1.11M | €1.11M | €523k | €426k | €433k | ▲ 1.6% |
| Tangible fixed assets22/27 | €5k | €8k | €19k | €18k | €25k | ▲ 36.8% |
| Plant, machinery and equipment23 | - | - | - | €4k | €3k | ▼ 25.8% |
| Furniture and vehicles24 | €5k | €8k | €19k | €14k | €22k | ▲ 53.8% |
| Financial fixed assets28 | €1.10M | €1.10M | €504k | €408k | €408k | = |
| Current assets29/58 | €429k | €1.54M | €2.01M | €1.39M | €1.27M | ▼ 8.6% |
| Amounts receivable after more than one year29 | €207k | €210k | €216k | €53k | - | - |
| Other amounts receivable291 | €207k | €210k | €216k | €53k | - | - |
| Amounts receivable within one year40/41 | €121k | €62k | €93k | €43k | €66k | ▲ 52.8% |
| Trade receivables40 | €107k | €62k | €81k | €5k | €8k | ▲ 60.0% |
| Other amounts receivable41 | €15k | - | €12k | €38k | €58k | ▲ 51.9% |
| Current investments50/53 | - | - | €1.25M | €774k | €1.06M | ▲ 37.0% |
| Cash at bank and in hand54/58 | €101k | €1.26M | €447k | €514k | €139k | ▼ 73.0% |
| Deferred charges and accrued income490/1 | - | €1k | €2k | €2k | €1k | ▼ 35.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.54M | €2.65M | €2.53M | €1.81M | €1.70M | ▼ 6.2% |
| Equity10/15 | €636k | €2.04M | €1.76M | €1.38M | €1.31M | ▼ 4.6% |
| Contributions10/11 | €80k | €80k | €80k | €80k | €80k | = |
| Reserves13 | €555k | €1.96M | €1.68M | €1.30M | €1.23M | ▼ 4.9% |
| Non-distributable reserves130/1 | €8k | €8k | €8k | €8k | €8k | = |
| Reserves not available under the articles1311 | €8k | €8k | €8k | €8k | €8k | = |
| Distributable reserves133 | €547k | €1.96M | €1.67M | €1.29M | €1.23M | ▼ 4.9% |
| Profit (loss) carried forward14 | €1k | - | - | - | - | - |
| Provisions and deferred taxes16 | €175k | €175k | €99k | €99k | €99k | = |
| Provisions for liabilities and charges160/5 | €175k | €175k | €99k | €99k | €99k | = |
| Other liabilities and charges164/5 | €175k | €175k | €99k | €99k | €99k | = |
| Amounts payable17/49 | €728k | €431k | €673k | €334k | €285k | ▼ 14.7% |
| Amounts payable after more than one year17 | €257k | €214k | €171k | €129k | €86k | ▼ 33.3% |
| Financial debts170/4 | €257k | €214k | €171k | €129k | €86k | ▼ 33.3% |
| Amounts payable within one year42/48 | €468k | €216k | €502k | €206k | €200k | ▼ 3.0% |
| Current portion of amounts payable after more than one year42 | €283k | €43k | €43k | €43k | €43k | = |
| Trade debts44 | €12k | €13k | €20k | €1k | €5k | ▲ 334% |
| Suppliers440/4 | €12k | €13k | €20k | €1k | €5k | ▲ 334% |
| Taxes, remuneration and social security45 | €27k | €13k | €17k | €11k | €5k | ▼ 53.6% |
| Taxes450/3 | €19k | €13k | €17k | €3k | €1k | ▼ 62.7% |
| Remuneration and social security454/9 | €7k | - | - | €8k | €4k | ▼ 49.7% |
| Other amounts payable47/48 | €146k | €147k | €422k | €151k | €147k | ▼ 2.4% |
| Accrued charges and deferred income492/3 | €2k | €358 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €108k | €1.41M | €253 | €-379k | €-64k | ▲ 83.2% |
| + Depreciation and write-downs630 | €12k | €1k | €3k | €6k | €9k | ▲ 64.4% |
| Operating cash flow (approximation) | €119k | €1.41M | €3k | €-373k | €-55k | ▲ 85.3% |
| Investment in fixed assets (approximation) | - | €-4k | €586k | €91k | €-16k | ▼ 117% |
| Change in cash | - | €1.16M | €-817k | €67k | €-375k | ▼ 656% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
11-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 42 days late
2024
31-12
Financial
Weakest financial yearnet €-379k
Net result drops to €-379k, the lowest in the series; recovery starts the following year.
24-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 55 days late
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
2022
31-12
Financial
Highest result since 2018net €1.41M ▲1,204%
Net result €1.41M, the highest in the series.
31-12
Financial
Liquidity times 8current ratio 7.11
Current ratio from 0.92 to 7.11; short-term debt falls from €468k to €216k.
31-12
Financial
Equity above €2MEq €2.04M ▲221%
5 profitable years in a row build equity to €2.04M.
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Equity above €500kEq €528k ▲8.3%
3 profitable years in a row build equity to €528k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
Show earlier events
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Damme · 1 establishment unit since 2011
Ground area
363 m²
Building footprint
105 m²
Volume, LiDAR
497 m³
Parcel 31026C0696/00Z000, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 establishment unit
EQUI3
since 20112.198.668.910
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31026C0696/00Z000 | Flanders | 363 m² | 1 · 105 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 591 EUR awarded · 591 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 591 EUR | 591 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 24,834 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-04-2011
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
Scores and ratios are computed by Checked and are not a credit decision.