Equity
€64,355 ▲ 40.3%
Equate has made a profit in every financial year since 2023.
Equate
Overview
Lifetime
3 annual accounts with figures on one time axispeak €32,692 (2024)
€24,888▼ 23.9%
peak €24,190 (2024)
€18,476▼ 23.6%
peak €64,355 (2025)
€64,355▲ 40.3%
€10,432▲ 49.2%
Board1 name since 2023
1 directorTAIEBI Mourad
Documentsfilings and deeds
13-04-2026109 days before the deadline
2025micro format
Gross margin from €32,692 to €24,888Equity from €45,879 to €64,355Debts from €6,992 to €10,432Cash from €39,609 to €26,451
Key points
from the 2025 annual accountsTurnover
≈ €150,000 estimated
The micro format states no turnover.
Position in the sector
86.1%
Higher solvency than 85% of companies in office administrative support. Sector median 50.3% · 9,696 companies.
Checked score
98
Excellent
Financially stronger than 81% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025highest value
04-2025: < 0.1%▼ -0.3 percentage points vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025lowest value
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: 0.1%▲ +0.1 percentage points vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2023
Size: total assets €74,788
lowers risk
Sector: Office administrative, office support and other business support activities (NACE 82)
Liquidity: current ratio 7.17, cash €26,451
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 88% of them on solvency, 86% on liquidity, 73% on profitability and 76% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as Equate has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Equate itself is lower: 0.1% within 12 months. It rests on far more data about Equate than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Equate. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 7.17 (7.56 in 2024), above the usual 1.5. Short-term debt is 13.9% and cash 35.4% of total assets. 13.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-04-2026, 109 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
109 days early
2024
150 days early
2023
8 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 89 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 April (3 of the last 3 accounts filed within 102 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- TAIEBI Mourad 249 sharesdeed of 14-07-2023
- HASSINE Hana 1 sharedeed of 14-07-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0803894527
Incorporation
Founding capital of €2,500, 250 shares · Founders: TAIEBI Mourad and HASSINE Hana · Appointment: TAIEBI Mourad (director) · published on 14-07-2023 · Gazette deed
First establishment
Rijmenamsebaan 35, Keerbergen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Equate Keerbergen | €74,788 | €24,888 | 86.1% | - |
| IC ADVICE Meise | €61,358 | €25,818 | 44.1% | - |
| RoVi Aarschot | €60,123 | €24,387 | 70.8% | - |
| Kumscore Dilbeek | €58,856 | €27,259 | 19.8% | - |
| ARTIGAS Ghent | €73,775 | €25,064 | 51.3% | - |
| BVE Technics Beveren-Kruibeke-Zwijndrecht | €77,695 | €24,273 | 48.3% | - |
| EPC HQ-VISION Stoumont | €77,769 | €27,325 | 63.2% | - |
These companies have the same main activity as Equate: other business support services (NACE 82990). They are comparable in size and age: total assets between €58,900 and €77,800, founded in 2023.
Official details
Source: KBO- Status
- Active since 12-07-2023Normal situation
- Activity
- Other business support servicesNACE 82990
- Establishment unit
- 2.347.507.9853140 Keerbergen, since 12-07-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 04-12-2025
Annual accounts 2025
- €24,888▼ 23.9%
- €18,476▼ 23.6%
- €64,355▲ 40.3%
- €74,788▲ 41.5%
- Filing
- Filed on 13-04-2026, 109 days before the end of the filing period
Insights on Equate
Equate files the micro format. That format states no turnover. The gross margin fell from €25,180 in 2023 to €24,888 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 13-04-2026, 109 days before the deadline€24,888
▼ 23.9%
€24,599
▼ 24.8%
€18,476
▼ 23.6%
€64,355
▲ 40.3%
86.1%
▼ 0.7 percentage points
7.17
▼ 0.39
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €150,000. Estimated: probably between €76,000 and €280,000.
Balance sheet
balance sheet total €74,788 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
86.1%
Higher than 86% of 9,696 companies in 2025.
7.17
Higher than 86% of 9,314 companies in 2025.
24.7%
Higher than 69% of 9,438 companies in 2025.
Equate
Middle half of the sector
80% of the sector
Micro accounts in office administrative support (NACE 82)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
74,788 | 52,871 | 29,815 | |
29/58 |
74,788 | 52,871 | 29,815 | |
29 |
28,062 | - | - | |
291 |
28,062 | - | - | |
40/41 |
20,275 | 13,262 | 26,620 | |
40 |
11,400 | 12,516 | 26,620 | |
41 |
8,875 | 746 | - | |
54/58 |
26,451 | 39,609 | 3,195 | |
| Balance sheet: equity and liabilities | ||||
10/49 |
74,788 | 52,871 | 29,815 | |
10/15 |
64,355 | 45,879 | 21,689 | |
10/11 |
2,500 | 2,500 | 2,500 | |
13 |
61,855 | 43,379 | 19,189 | |
133 |
61,855 | 43,379 | 19,189 | |
17/49 |
10,432 | 6,992 | 8,126 | |
42/48 |
10,432 | 6,992 | 8,126 | |
43 |
2,692 | 4,226 | - | |
430/8 |
2,692 | 4,226 | - | |
44 |
1,014 | - | 695 | |
440/4 |
1,014 | - | 695 | |
46 |
794 | - | - | |
45 |
5,932 | 2,336 | 6,502 | |
450/3 |
5,932 | 2,336 | 6,502 | |
47/48 |
0 | 429 | 929 | |
| Income statement | ||||
9900 |
24,888 | 32,692 | 25,180 | |
62 |
289 | - | - | |
9901 |
24,599 | 32,692 | 25,180 | |
65/66B |
187 | 1,306 | 588 | |
65 |
187 | 1,306 | 588 | |
9903 |
24,412 | 31,386 | 24,592 | |
67/77 |
5,936 | 7,196 | 5,403 | |
9904 |
18,476 | 24,190 | 19,189 | |
9905 |
18,476 | 24,190 | 19,189 | |
| Appropriation of the result | ||||
9906 |
18,476 | 24,190 | 19,189 | |
691/2 |
18,476 | 24,190 | 19,189 | |
6921 |
18,476 | 24,190 | 19,189 | |
| Document | ||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 13-04-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| 0 | - | - | ||
| -13,158 | 36,414 | - | ||
| 64,355 | 45,879 | 21,689 | ||
| 86.1% | 86.8% | 72.7% | ||
| 7.17 | 7.56 | 3.67 | ||
| 0.16 | 0.15 | 0.37 | ||
| 28.7% | 52.7% | 88.5% | ||
| 24.7% | 45.8% | 64.4% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Financial fixed assets | €0 | - | - |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Insights on Equate
The operating result for 2025 is 25% lower than in 2024 and the lowest since 2023.
Debt's share of the balance-sheet total rises from 13.2% to 13.9%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporation- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 14-07-2023
Mandates through the years
1 name, the dashed line is todayControl
Capital
- Contribution
- €2,500
- Shares
- 250
- Contribution per share
- €10
- Equity per share
- €257 in 2025
- Source
- deed of 14-07-2023
Articles of association
deed of 14-07-2023 (in Dutch)- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- “Titel V. Algemene vergadering Artikel 17. Organisatie en bijeenroeping Ieder jaar wordt een gewone algemene vergadering van aandeelhouders…”
Shareholders
At incorporation
deed of 14-07-2023 ↗
- TAIEBI Mourad 249 shares (99.6%) · €2,490
- HASSINE Hana 1 share (0.4%) · €10
Network & group
No group
Equate has no parent and no holdings in its annual accounts. TAIEBI Mourad is the only director. Equate shares no director with another company.
The LEI register names no parent.
Timeline
Timeline
8 events since 2023Filings
Financial
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed PDFmicro format · 109 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0803894527
Annual accounts 2024 filed PDFmicro format · 150 days before the deadline
2024
Highest result from 2023 to 2025 net €24,190 ▲26.1% The operating result of €32,692 and the net result of €24,190 are both a record.
Liquidity more than doubled current ratio 7.56 The current ratio rises from 3.67 to 7.56. Short-term debt falls from €8,126 to €6,992.
Annual accounts 2023 filed PDFmicro format · 8 days before the deadline
2023
IncorporationFounding capital of €2,500, 250 shares · Founders: TAIEBI Mourad and HASSINE Hana · Appointment: TAIEBI Mourad (director) · published on 14-07-20234 points ▸
- Founder, TAIEBI Mourad
- Founder, HASSINE Hana
- Director appointment, TAIEBI Mourad
- Founding capital, €2,500, 250 shares
- The deed holds 4 more points.
First establishment Rijmenamsebaan 35, Keerbergen
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 12 July 2023, Equate was incorporated as a private limited company by two natural persons, with a starting capital of €2,500.12 TAIEBI Mourad has served as director since 2023.3 Total assets went from €29,815 in 2023 to €74,788 in 2025.4
Company details
Identity
- Enterprise number
- 0803.894.527
- VAT number
- BE 0803.894.527
- Peppol ID
- 0208:0803894527
- Other Peppol ID
- 9925:BE0803894527
- LEI code
- 984500F3DDEXADA00206 live in the LEI register
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 12-07-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- “Titel V. Algemene vergadering Artikel 17. Organisatie en bijeenroeping Ieder jaar wordt een gewone algemene vergadering van aandeelhouders…”deed of 14-07-2023 (in Dutch)
- Peppol
- Reachable since 04-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Equate in Dutch
- Entity type
- Legal entity
Activities
NACEBEL 202582990
Other business support services main activity
Codes under NACEBEL 2008
82990
Other business support services main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het verlenen van management,zowel algemeen,financieel,administratief,economisch,juridisch,fiscaal of anderszins…”deed of 14-07-2023 (in Dutch)
12 activities
- Het verlenen van management,zowel algemeen,financieel,administratief,economisch,juridisch,fiscaal of anderszins;
- Foodtrucks,horeca,brasserie
- Het begeleiden van start-ups en bestaande vennootschappen door middel van advies en/of participatie,al dan niet beperkt in de tijd;
- Het begeleiden van kleine,middelgrote of grote ondernemingen,in de meest ruime zin;dit alles in de meest brede zin van het woord en voor de meest uiteenlopende sectoren in binnen -en buitenland;
- Het geven van seminaries,lessen en raadgevingen in financiële,economische en commerciële materies;
- Het administratief opvolgen en beheren van bestanden en archieven;
- Het vervullen van mandaten in en voeren van directie over vennootschappen,ongeacht hun aard of doel;
- Het nemen van participaties in andere ondernemingen,ongeacht hun aard of doel;
- Het beleggen van gelden in andere ondernemingen,ongeacht hun aard of doel;
- Het beleggen van gelden in onroerende en roerende goederen of waarden;
- Het aankopen,verkopen,opschikken,uitrusten,valoriseren,bouwen,verhuren,onderverhuren of in huur nemen van onroerende goederen,al dan niet gemeubeld;
- De vennootschap mag alle industriële en financiële,roerende en onroerende verrichtingen doen,die kunnen bijdragen tot het verwezenlijken van het maatschappelijk doel,met inbegrip van:het deelnemen in alle ondernemingen die een gelijkaardig doel nastreven of waarvan het doel in nauw verband staat met het hare,kredieten en leningen aangaan en toestaan,zich voor derden borg stellen door haar goederen in hypotheek of in pand te geven,inclusief de eigen handelszaak;
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rijmenamsebaan 35 registered office 3140 Keerbergen | 12-07-2023 | 2.347.507.985 |
Buildings and parcels at the address
- Ground area
- 743 m²
- Buildings
- 128 m²
- Volume, LiDAR
- 579 m³
- Tallest building
- 17.7 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 24048A0299/00E002 | 743 m² | 1 · 128 m² | 17.7 m · 2 |