IC ADVICE

Active

Private limited companyfounded 20233 yrs activeGrotendries 21, 1861 Meise, BelgiumKBO/BCE: BE 0800.502.101

Summary

IC ADVICE has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €7k. Equity is growing by ~30.3% per year across the filed fiscal years. Its solvency ranks better than 44% of 7780 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Risk analysis Watch Report Compare

IC ADVICEActiveChecked score 76/100

Risk analysis Report Compare

Checked score

Score 2025

76 / 100

Excellent

Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability83▲+5

Solvency69▲+15

Growth52=

Track record94

Bankruptcy probability, 12 months

0.9% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days acceptable

Liquidity ample (current ratio 1.91 against 1.26 in 2024; short-term debt: 21.2% and cash: 20.3% of total assets), but 55.9% of the assets are financed with debt.

Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 82

Relative position

BE, all sectors

reference

Office administrative, office support and other business support activities (NACE 82)

about 37% fewer bankruptcies

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

44.1%

Return on assets

11.4%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

1 d early

2024

33 d early

2023

13 d late

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

25-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€27k▲ 34.7%

2024 · €20k

2023: €15klowest in 3 years 2024: €20k▲ +35.0% vs 2023 2025: €27k▲ +34.7% vs 2024highest in 3 years

2023 → 2025

Total assets

€61k▼ 11.4%

2024 · €69k

2023: €79khighest in 3 years 2024: €69k▼ -12.6% vs 2023 2025: €61k▼ -11.4% vs 2024lowest in 3 years

2023 → 2025

Net result

€7k▲ 34.0%

2024 · €5k

2023: €13khighest in 3 years 2024: €5k▼ -59.6% vs 2023lowest in 3 years 2025: €7k▲ +34.0% vs 2024

2023 → 2025

Working capital

€12k▲ 154%

2024 · €5k

2023: €5k 2024: €5k▼ -1.4% vs 2023lowest in 3 years 2025: €12k▲ +154% vs 2024highest in 3 years

2023 → 2025

Trend over the years

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202320242025Trend

Equity€15k-€20k▲ 35.0%€27k▲ 34.7% 2023: €15klowest in 3 years 2024: €20k▲ +35.0% vs 2023 2025: €27k▲ +34.7% vs 2024highest in 3 years

Operating result€19k-€11k▼ 44.1%€12k▲ 9.4% 2023: €19khighest in 3 years 2024: €11k▼ -44.1% vs 2023lowest in 3 years 2025: €12k▲ +9.4% vs 2024

Net result€13k-€5k▼ 59.6%€7k▲ 34.0% 2023: €13khighest in 3 years 2024: €5k▼ -59.6% vs 2023lowest in 3 years 2025: €7k▲ +34.0% vs 2024

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result recovers in 2025; 2025 is 9% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €61k

59.6%

40.4%

Fixed assets €37k ▼ 21.8%

Current assets €25k ▲ 10.2%

Equity and liabilities €61k

44.1%

55.9%

Equity €27k ▲ 34.7%

Debt €34k ▼ 30.3%

Debt's share of the balance-sheet total falls from 71.0% to 55.9%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€25k▲

2024 · €23k

Cash flow

€20k▲

2024 · €17k

Current ratio

1.91▲

2024 · 1.26

Debt to equity

1.27▼

2024 · 2.45

ROE

25.8%▼

2024 · 25.9%

ROA

11.4%▲

2024 · 7.5%

Interest coverage

14.33▲

2024 · 11.85

Debt ≤ 1 year

€13k▼

2024 · €18k

Debt > 1 year

€21k▼

2024 · €31k

Income taxes

€3k▼

2024 · €4k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

As filed By statement

Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines

Balance sheet Code20242025

Assets

Total assets20/58€69k€61k▼

Fixed assets21/28€47k€37k▼

Tangible fixed assets22/27€47k€37k▼

Plant, machinery and equipment23€831€2k▲

Furniture and vehicles24€46k€35k▼

Current assets29/58€22k€25k▲

Amounts receivable within one year40/41€8k€12k▲

Trade receivables40€2k€0▼

Other amounts receivable41€5k€12k▲

Cash at bank and in hand54/58€13k€12k▼

Deferred charges and accrued income490/1€2k€0▼

Equity and liabilities

Total equity and liabilities10/49€69k€61k▼

Equity10/15€20k€27k▲

Contributions10/11€2k€2k=

Reserves13€18k€25k▲

Distributable reserves133€18k€25k▲

Amounts payable17/49€49k€34k▼

Amounts payable after more than one year17€31k€21k▼

Financial debts170/4€31k€21k▼

Amounts payable within one year42/48€18k€13k▼

Current portion of amounts payable after more than one year42€10k€10k▲

Trade debts44€1k€741▼

Suppliers440/4€1k€741▼

Advances received on contracts in progress46-€50

Taxes, remuneration and social security45€3k€2k▼

Taxes450/3€587€116▼

Remuneration and social security454/9€2k€2k=

Other amounts payable47/48€4k€38▼

Income statement Code20242025

Non-recurring operating income76A-€3

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€13k▲

Other operating charges640/8€1k€1k▼

Gross operating margin9900€24k€26k▲

Operating profit (loss)9901€11k€12k▲

Financial income75/76B€15€50▲

Recurring financial income75€15€50▲

Financial charges65/66B€2k€2k▼

Recurring financial charges65€2k€2k▼

Non-recurring financial charges66B€0€12▲

Profit (loss) for the period before taxes9903€9k€10k▲

Income taxes67/77€4k€3k▼

Profit (loss) for the period9904€5k€7k▲

Profit (loss) for the period to be appropriated9905€5k€7k▲

Appropriation of the result

Profit (loss) to be appropriated9906€5k€7k▲

Transfer to equity691/2€5k€7k▲

To other reserves6921€5k€7k▲

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement

Income statement Balance sheet Cash flow

Line	2023	2024	2025	Change
Non-recurring operating income76A	-	-	€3	-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630	€480	€12k	€13k	▲ 8.0%
Other operating charges640/8	-	€1k	€1k	▼ 11.0%
Gross operating margin9900	€20k	€24k	€26k	▲ 7.5%
Operating profit (loss)9901	€19k	€11k	€12k	▲ 9.4%
Financial income75/76B	-	€15	€50	▲ 229%
Recurring financial income75	-	€15	€50	▲ 229%
Financial charges65/66B	€985	€2k	€2k	▼ 9.5%
Recurring financial charges65	€985	€2k	€2k	▼ 10.2%
Non-recurring financial charges66B	-	€0	€12	▲ 61,250%
Profit (loss) for the period before taxes9903	€18k	€9k	€10k	▲ 13.8%
Income taxes67/77	€5k	€4k	€3k	▼ 15.2%
Profit (loss) for the period9904	€13k	€5k	€7k	▲ 34.0%
Profit (loss) for the period to be appropriated9905	€13k	€5k	€7k	▲ 34.0%

Line	2023	2024	2025	Change
Assets
Total assets20/58	€79k	€69k	€61k	▼ 11.4%
Fixed assets21/28	€57k	€47k	€37k	▼ 21.8%
Tangible fixed assets22/27	€57k	€47k	€37k	▼ 21.8%
Plant, machinery and equipment23	€1k	€831	€2k	▲ 99.8%
Furniture and vehicles24	€56k	€46k	€35k	▼ 24.0%
Current assets29/58	€22k	€22k	€25k	▲ 10.2%
Amounts receivable after more than one year29	€6k	-	-	-
Other amounts receivable291	€6k	-	-	-
Amounts receivable within one year40/41	€15k	€8k	€12k	▲ 58.9%
Trade receivables40	€15k	€2k	€0	▼ 100%
Other amounts receivable41	€444	€5k	€12k	▲ 133%
Cash at bank and in hand54/58	€1k	€13k	€12k	▼ 3.2%
Deferred charges and accrued income490/1	-	€2k	€0	▼ 100%
Equity and liabilities
Total equity and liabilities10/49	€79k	€69k	€61k	▼ 11.4%
Equity10/15	€15k	€20k	€27k	▲ 34.7%
Contributions10/11	€2k	€2k	€2k	=
Reserves13	€13k	€18k	€25k	▲ 38.5%
Distributable reserves133	€13k	€18k	€25k	▲ 38.5%
Amounts payable17/49	€64k	€49k	€34k	▼ 30.3%
Amounts payable after more than one year17	€41k	€31k	€21k	▼ 32.0%
Financial debts170/4	€41k	€31k	€21k	▼ 32.0%
Amounts payable within one year42/48	€17k	€18k	€13k	▼ 27.2%
Current portion of amounts payable after more than one year42	€9k	€10k	€10k	▲ 4.0%
Trade debts44	€3k	€1k	€741	▼ 48.5%
Suppliers440/4	€3k	€1k	€741	▼ 48.5%
Advances received on contracts in progress46	-	-	€50	-
Taxes, remuneration and social security45	€2k	€3k	€2k	▼ 18.2%
Taxes450/3	-	€587	€116	▼ 80.2%
Remuneration and social security454/9	€2k	€2k	€2k	=
Other amounts payable47/48	€3k	€4k	€38	▼ 99.1%
Accrued charges and deferred income492/3	€6k	-	-	-

Line	2023	2024	2025	Change
Profit (loss) for the period9904	€13k	€5k	€7k	▲ 34.0%
+ Depreciation and write-downs630	€480	€12k	€13k	▲ 8.0%
Operating cash flow (approximation)	€13k	€17k	€20k	▲ 15.8%
Investment in fixed assets (approximation)	-	€-2k	€-3k	▼ 60.7%
Change in cash	-	€12k	€-416	▼ 104%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Timeline · acts, filings and financial milestones

All 4Financial 1Filings 3

Next filing, fiscal year 2026, expected by 31-07-2027

2026

30-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

28-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Weakest financial yearnet €5k ▼59.6%

Net result drops to €5k, the lowest in the series; recovery starts the following year.

13-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 13 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

0 of 1 act read

About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Meise · 1 establishment unit since 2023

seat establishment The establishment unit on the map

Ground area

2,240 m²

Building footprint

122 m²

Volume, LiDAR

121 m³

Parcel 23093D0418/00G000, Flanders · tallest building 3.3 m. Linked by address, not a title deed.

2 companies at this address See who is registered here

1 establishment unit

IC ADVICE

Grotendries 21, 1861 MeiseWholesale of wines and spirits

since 20232.343.874.247

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23093D0418/00G000	Flanders	2,240 m²	1 · 122 m²	3.3 m

Linked by address, not proof of ownership

Good to know

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Lies Maddens

BE 0774.280.526

Roeselare · Eq €27,045

Of 24,497 companies in sector 82990 we hold annual accounts for 9,406. 6,248 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification

Legal formPrivate limited company

Founded06-04-2023

Fiscal year end31-12

Activities, NACEBEL 2025

82990Other business support services

Scores and ratios are computed by Checked and are not a credit decision.