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EPIMONIA

Active
Private limited companyfounded 20251 yr activeRue des Choraux 6, 1400 Nivelles, BelgiumKBO/BCE: BE 1026.329.779
Summary

EPIMONIA has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29,531 and a net result of €28,531. Its solvency ranks better than 67% of 38827 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Business and other management consultancy
NACE 70200
1 site
Size
€41,264total assets 2025
Equity
€29,531
Profit
€28,531
Turnover not published (abridged schema)
Financial health
97 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 86 d early0 of 1 deed read
Why 97+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Liquidity: current ratio 3.84, cash €25,103+ Equity €29,531 (71.6% of total assets)+ Figures for FY 2025 (filed 12-05-2026)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Better than 78% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency 97
equity 71.6% of total assets
Liquidity 90
short-term debt 26.1% · cash 60.8%
Profitability 100
return on assets 69.1%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,260 companies)
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • Liquidity: current ratio 3.84, cash €25,103 lowers the probability
  • Equity €29,531 (71.6% of total assets) lowers the probability
  • Figures for FY 2025 (filed 12-05-2026) lowers the probability
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 3.84; short-term debt: 26.1% and cash: 60.8% of total assets), and 28.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 67%, liquidity 83%, profitability 85%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 3.84, cash €25,103
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €29,531 (71.6% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 12-05-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-05-2026, 86 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
86 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…

Financials · fiscal year 2025, micro schema

Equity
€29,531
Total assets
€41,264
Net result
€28,531
Working capital
€30,506

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €41,264
Equity €29,531
Debt €11,733
Debt finances 28.4% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€36,845
Cash flow
€29,606
Current ratio
3.84
Debt to equity
0.40
ROE
96.6%
ROA
69.1%
Interest coverage
736.61
Debt ≤ 1 year
€10,758
Income taxes
€7,189

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,471 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 29 lines
Balance sheet Code2025
Assets
Total assets20/58€41,264
Current assets29/58€41,264
Amounts receivable within one year40/41€16,118
Trade receivables40€14,915
Other amounts receivable41€1,203
Cash at bank and in hand54/58€25,103
Deferred charges and accrued income490/1€43
Equity and liabilities
Total equity and liabilities10/49€41,264
Equity10/15€29,531
Contributions10/11€1,000
Profit (loss) carried forward14€28,531
Amounts payable17/49€11,733
Amounts payable within one year42/48€10,758
Trade debts44€851
Suppliers440/4€851
Taxes, remuneration and social security45€9,907
Taxes450/3€9,907
Accrued charges and deferred income492/3€975
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,075
Other operating charges640/8€400
Gross operating margin9900€37,245
Operating profit (loss)9901€35,770
Financial charges65/66B€50
Recurring financial charges65€50
Profit (loss) for the period before taxes9903€35,720
Income taxes67/77€7,189
Profit (loss) for the period9904€28,531
Profit (loss) for the period to be appropriated9905€28,531
Appropriation of the result
Profit (loss) to be appropriated9906€28,531

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,075
Other operating charges640/8€400
Gross operating margin9900€37,245
Operating profit (loss)9901€35,770
Financial charges65/66B€50
Recurring financial charges65€50
Profit (loss) for the period before taxes9903€35,720
Income taxes67/77€7,189
Profit (loss) for the period9904€28,531
Profit (loss) for the period to be appropriated9905€28,531
Line2025
Assets
Total assets20/58€41,264
Current assets29/58€41,264
Amounts receivable within one year40/41€16,118
Trade receivables40€14,915
Other amounts receivable41€1,203
Cash at bank and in hand54/58€25,103
Deferred charges and accrued income490/1€43
Equity and liabilities
Total equity and liabilities10/49€41,264
Equity10/15€29,531
Contributions10/11€1,000
Profit (loss) carried forward14€28,531
Amounts payable17/49€11,733
Amounts payable within one year42/48€10,758
Trade debts44€851
Suppliers440/4€851
Taxes, remuneration and social security45€9,907
Taxes450/3€9,907
Accrued charges and deferred income492/3€975
Line2025
Profit (loss) for the period9904€28,531
+ Depreciation and write-downs630€1,075
Operating cash flow (approximation)€29,606

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the function holders in the CBE →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 8 August 2025, EPIMONIA was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
06-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded08-08-2025
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:1026329779
Also 9925:BE1026329779
Registered 01-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 5 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Nivelles · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
112 m²
Building footprint
75 m²
Volume, LiDAR
494 m³
Parcel 25782D0135/00C000, Wallonia · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
Rue des Choraux 6, 1400 Nivelles
Business and other management consultancy
since 2025unit no. 2.376.845.735
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25782D0135/00C000 Wallonia 112 m² 1 · 75 m² 8.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.