Checked.be
Active
BE 1007.695.584Private limited company
EPIDA GROUP
Opperhofdreef 11 ·9160 Lokeren, Belgium· 2 yrs active
Sector: General construction of residential buildings
(41001)
Conclusion
The computed 12-month bankruptcy probability of EPIDA GROUP is 2.2% (moderate). The 2025 annual accounts show equity of €33k and a net result of €12k. Its solvency ranks better than 42% of 1093 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €33k |
| Net result | €12k |
| Better than sector | 42% |
| Active | 2 yrs |
Financial profile
69
/ 100
Strong profile, led by profitability.
All 5 axes are computed from data Checked has read.
Health
61
Profitability
100
Solvency
50
Growth
52
Stability
82
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
61
/ 100
Healthy
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€2k
estimate, not credit advice
Score history
58
2024
61
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 0.75 (< 1.0)
-10
Leverage
Debt/equity 1.82 (< 2.0)
+3
Profitability
ROE 36% (≥ 10%)
+10
Interest coverage
Interest coverage 141.3× (≥ 3×)
+8
Profit trend
Net profit down YoY
-3
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 31-08-2026 with the NBB · fiscal year 2025 · micro schema
Sector comparison
Fiscal year 2025 · NACE 41, Construction of residential and non-residential buildings · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 35.4% | 42.3% | |
| Net result | €12k | €11k | |
| Equity | €33k | €35k | |
| Gross operating margin | €25k | €29k | |
| Staff costs | €783 | €17k |
€23k
-14.4%
24-25
€12k
-42.2%
24-25
€18k
-18.6%
24-25
€94k
+35.2%
24-25
€33k
+55.1%
24-25
€-15k
-279.8%
24-25
€783
-49.7%
24-25
€5k
+6.7%
24-25
€61k
+26.3%
24-25
€61k
+26.3%
24-25
0.75
-18.0%
24-25
0.75
-18.0%
24-25
35.4%
+14.7%
24-25
1.82
-18.6%
24-25
35.5%
-62.7%
24-25
12.6%
-57.2%
24-25
141.30
-21.8%
24-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 |
|---|---|---|
| Deposit | micro schema | micro schema |
| Revenue | - | - |
| EBITDA | €23k | €27k |
| Net profit | €12k | €20k |
| Cash flow | €18k | €22k |
| Staff costs | €783 | €2k |
| Income taxes | €5k | €5k |
| Dividends | - | - |
| Total assets | €94k | €69k |
| Equity | €33k | €21k |
| Debt | €61k | €48k |
| of which ≤ 1y | €61k | €48k |
| of which > 1y | - | - |
| Working capital | €-15k | €-4k |
| Employees (FTE) | - | - |
Ratios (computed)
| 2025 | 2024 | |
|---|---|---|
| Current ratio | 0.75 | 0.92 |
| Quick ratio | 0.75 | 0.92 |
| Working capital ratio | -15.9% | -5.7% |
| Solvency | 35.4% | 30.9% |
| Debt / equity | 1.82 | 2.24 |
| Long-term debt ratio | - | - |
| Interest coverage | 141.30 | 180.67 |
| Gross margin | - | - |
| Net margin | - | - |
| ROA | 12.6% | 29.4% |
| ROE | 35.5% | 95.3% |
| EBITDA margin | - | - |
| Days sales outstanding | - | - |
| Days payable outstanding | - | - |
| Inventory turnover | - | - |
| Days inventory (DSI) | - | - |
Balance-sheet composition 2025
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 |
|---|---|---|---|
| Balance sheet, Assets | |||
| TOTAL ASSETS | 20/58 | €94k | €69k |
| Fixed assets | 21/28 | €48k | €25k |
| Formation expenses | 20 | €0 | €0 |
| Intangible fixed assets | 21 | €27k | - |
| Tangible fixed assets | 22/27 | €21k | €25k |
| Financial fixed assets | 28 | €0 | - |
| Current assets | 29/58 | €46k | €44k |
| Amounts receivable within one year | 40/41 | €40k | €32k |
| Cash & bank | 54/58 | €6k | €12k |
| Balance sheet, Equity & liabilities | |||
| TOTAL EQUITY & LIABILITIES | 10/49 | €94k | €69k |
| Equity | 10/15 | €33k | €21k |
| Contributions / capital | 10/11 | €1k | €1k |
| Accumulated profits (losses) | 14 | €32k | €20k |
| Amounts payable | 17/49 | €61k | €48k |
| Amounts payable within one year | 42/48 | €61k | €48k |
| Trade debts payable within one year | 44 | €53k | €38k |
| Income statement | |||
| Gross operating margin | 9900 | €25k | €29k |
| Operating result | 9901 | €17k | €26k |
| Financial income | 75 | €184 | - |
| Financial charges | 65 | €166 | €152 |
| Result before taxes | 9903 | €17k | €26k |
| Income taxes | 67/77 | €5k | €5k |
| Net result for the period | 9904 | €12k | €20k |
| Result to be appropriated | 9905 | €12k | €20k |
Legal Structure
| NACE primary | General construction of residential buildings(41001) |
| Legal form | Private limited company(610) |
| Incorporation | 28-03-2024 |
| Status | Active |
| Postal code | 9160 |
Establishment units
EPIDA GROUP
since 20242.357.964.882
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46007B1396/00E000 | Flanders | 219 m² | 1 · 86 m² | - |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
NBB filing
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
General construction of residential buildings41001
Names & trade names
| Legal nameNL | EPIDA GROUP |
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