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Generated 12-08-2026
Active BE 0793.843.545Private limited company

Epicuria Sélection

Drève des Marronniers 9 ·1410 Waterloo, Belgium· 3 yrs active
Sector: Detailhandel in wijnen en geestrijke dranken (47251)
Conclusion Checked

The computed 12-month bankruptcy probability of Epicuria Sélection is 2.9% (moderate). The 2024 annual accounts show equity of €512k and a net result of €11k. Its solvency ranks better than 59% of 866 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €512k
Net result €11k
Better than sector 59%
Active 3 yrs
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health51Profitability11Solvency57Growth52Stability94
53 / 100

Mixed profile: strong on stability, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 51
Profitability 11
Solvency 57
Growth 52
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
2.9% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
51 / 100 Fair
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 25-07-2025 with the NBB · fiscal year 2024 · volledig
€0€50k€100k€150kOperating result 2023: €159k€159kNet result 2023: €102k€102kOperating result 2024: €74k€74kNet result 2024: €11k€11k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency 23.9% 17.3%
better than 59% of 866 sector peers
Net result €11k €14k
better than 47% of 867 sector peers
Equity €512k €100k
better than 81% of 868 sector peers
Gross operating margin €110k €213k
better than 33% of 794 sector peers
Total assets €2.15M €767k
better than 79% of 867 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€77k
-52.5% 23-24
Net profit
€11k
-89.3% 23-24
Cash flow
€13k
-87.1% 23-24
Total assets
€2.15M
+21.0% 23-24
Equity
€512k
+2.2% 23-24
Working capital
€1.20M
+4.6% 23-24
Income taxes
€23k
0.0% 23-24
Debt
€1.63M
+28.4% 23-24
Debt ≤ 1y
€928k
+52.8% 23-24
Debt > 1y
€704k
+5.9% 23-24
Current ratio
2.29
-20.6% 23-24
Quick ratio
0.27
-21.5% 23-24
Solvency
23.9%
-15.5% 23-24
Debt / equity
3.19
+25.6% 23-24
ROE
2.1%
-89.5% 23-24
ROA
0.5%
-91.1% 23-24
Interest coverage
1.90
-57.4% 23-24
Figures by fiscal year
Fiscal year2024
Depositvolledig
Revenue-
EBITDA€77k
Net profit€11k
Cash flow€13k
Staff costs-
Income taxes€23k
Dividends-
Total assets€2.15M
Equity€512k
Debt€1.63M
of which ≤ 1y€928k
of which > 1y€704k
Working capital€1.20M
Employees (FTE)-
Ratios (computed)
2024
Current ratio2.29
Quick ratio0.27
Working capital ratio55.9%
Solvency23.9%
Debt / equity3.19
Long-term debt ratio1.37
Interest coverage1.90
Gross margin-
Net margin-
ROA0.5%
ROE2.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€2.15M
Fixed assets 21/28€19k
Tangible fixed assets 22/27€14k
Financial fixed assets 28€5k
Current assets 29/58€2.13M
Stocks & contracts in progress 3€1.88M
Amounts receivable within one year 40/41€249k
Cash & bank 54/58€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€2.15M
Equity 10/15€512k
Contributions / capital 10/11€400k
Reserves 13€11k
Accumulated profits (losses) 14€102k
Amounts payable 17/49€1.63M
Amounts payable after one year 17€704k
Amounts payable within one year 42/48€928k
Trade debts payable within one year 44€329k
Income statement
Gross operating margin 9900€110k
Operating result 9901€74k
Financial income 75€13
Financial charges 65€41k
Result before taxes 9903€34k
Income taxes 67/77€23k
Net result for the period 9904€11k
Result to be appropriated 9905€11k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Detailhandel in wijnen en geestrijke dranken(47251)
Legal form Private limited company(610)
Incorporation22-11-2022
StatusActive
Postal code1410
Establishment units 2 locations
EPICURIA SELECTION
Drève des Marronniers 9, 1410 WaterlooGroothandel in wijnen en geestrijke dranken
since 20222.338.447.987
ES Entrepot
Rue des Sablières 45, 1435 Mont-Saint-GuibertGroothandel in wijnen en geestrijke dranken
since 20232.348.118.986
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25763I0176/00A000 Wallonia 1,118 m² 1 · 168 m² 10.4 m · 2 fl.
25068B0069/00L000 Wallonia 997 m² 1 · 96 m² 6.6 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
25-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
14-03-2025
State Gazette act Director changes
2024
07-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
14-03-2025 Discharge granted to the board Director changes
Technical details 
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      "evidence_quote": "Apr\u00E8s d\u00E9lib\u00E9ration, l\u0027assembl\u00E9e g\u00E9n\u00E9rale extraordinaire d\u00E9cide, \u00E0 l\u0027unanimit\u00E9 des voix: 1.D\u0027approuver l\u0027exercice des mandats des administrateurs, \u00E0 savoir Madame POLL Barbara",
      "decharge_status": "granted",
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      "evidence_quote": "Monsieur JESPERS - COCHEZ Nicolas",
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  "act_meta": {
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  "decisions": [
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  "is_correction": false,
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  "co_filed_documents": [],
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}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Detailhandel in wijnen en geestrijke dranken in gespecialiseerde winkels47251Detailhandel in wijnen en geestrijke dranken47251Groothandel in wijnen en geestrijke dranken46341Groothandel in wijnen en geestrijke dranken46341Overige financiële dienstverlening64999Overige financiële dienstverlening, neg64999Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Organisatie van congressen en beurzen82300Organisatie van congressen en beurzen82300Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameFR Epicuria Sélection
Registered office
Drève des Marronniers 9
1410 Waterloo, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative