EPBF (0837.808.497): financials and annual accounts

EPBF

Watermael-Boitsfort ·KBO/BCE: BE 0837.808.497

Line	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012
Balance sheet: assets
`20/58`	13.7m	13.3m	12.9m	13.0m	12.5m	12.5m	12.4m	12.4m	12.7m	13.1m	12.8m	13.0m	9.2m	7.8m
`20`	-	-	-	-	-	-	-	-	-	835	16,834	44,970	73,106	170,509
`21/28`	32,776	69,852	106,928	164,237	225,986	79,746	136,326	179,211	107,821	155,920	132,774	84,287	127,423	170,559
`21`	32,478	69,207	105,936	162,898	220,971	66,272	104,417	142,563	53,755	79,823	24,267	39,267	54,267	-
`22/27`	248	595	942	1,288	4,964	13,424	31,859	36,598	54,016	76,047	91,623	-	-	-
`23`	248	595	942	1,288	1,635	-	-	-	-	-	-	-	-	-
`24`	-	-	-	-	3,329	13,424	31,859	36,598	54,016	76,047	91,623	-	-	-
`28`	50	50	50	50	50	50	50	50	50	50	50	50	50	50
`284/8`	50	50	50	50	50	50	50	50	50	50	50	50	50	50
`285/8`	50	50	50	50	50	50	50	50	50	50	50	50	50	50
`29/58`	13.7m	13.2m	12.8m	12.8m	12.3m	12.4m	12.3m	12.2m	12.6m	12.9m	12.7m	12.9m	9.1m	7.6m
`40/41`	167,799	205,176	246,774	276,380	292,282	304,767	333,985	277,238	238,531	280,823	297,766	926,525	524,263	295,176
`40`	154,651	190,545	237,158	253,339	236,062	271,050	307,816	256,449	109,447	172,936	206,809	790,647	441,919	188,942
`41`	13,149	14,631	9,616	23,040	56,220	33,717	26,169	20,789	129,085	107,887	90,958	135,878	82,344	106,234
`50/53`	11.5m	11.5m	11.5m	1.0m	1.0m	1.0m	1.0m	1.0m	1.0m	8.8m	8.8m	11.9m	8.3m	7.1m
`51/53`	11.5m	11.5m	11.5m	1.0m	1.0m	1.0m	1.0m	1.0m	1.0m	8.8m	8.8m	11.9m	8.3m	7.1m
`54/58`	1.9m	1.3m	800,788	11.5m	11.0m	11.1m	11.0m	10.9m	11.4m	3.8m	3.5m	84,792	288,535	246,665
`490/1`	74,132	161,865	256,121	1,101	472	630	1,090	647	1,242	895	345	1,592	620	2,757
Balance sheet: equity and liabilities
`10/49`	13.7m	13.3m	12.9m	13.0m	12.5m	12.5m	12.4m	12.4m	12.7m	13.1m	12.8m	13.0m	9.2m	7.8m
`10/15`	12.3m	12.3m	12.2m	12.1m	12.0m	12.0m	12.0m	11.8m	11.7m	10.9m	10.5m	10.0m	6.6m	5.5m
`10/11`	7.0m	7.0m	7.0m	7.0m	7.0m	7.0m	7.0m	7.0m	7.0m	7.0m	7.0m	7.0m	5.0m	5.0m
`10`	7.0m	7.0m	7.0m	7.0m	7.0m	-	-	-	-	-	-	-	-	-
`100`	7.0m	7.0m	7.0m	7.0m	7.0m	7.0m	7.0m	7.0m	7.0m	7.0m	7.0m	7.0m	5.0m	5.0m
`13`	337,057	337,057	326,931	315,668	311,399	308,955	304,327	292,229	277,363	192,576	175,230	148,729	82,386	23,945
`130/1`	337,057	337,057	326,931	315,668	311,399	308,955	-	-	-	-	-	-	-	-
`130`	337,057	337,057	326,931	315,668	311,399	308,955	304,327	292,229	277,363	192,576	175,230	148,729	82,386	23,945
`14`	5.0m	5.0m	4.9m	4.8m	4.7m	4.7m	4.7m	4.6m	4.4m	3.7m	3.3m	2.8m	1.6m	454,957
`16`	-	-	-	-	-	-	-	-	-	2.1m	2.1m	2.1m	2.1m	-
`160/5`	-	-	-	-	-	-	-	-	-	2.1m	2.1m	2.1m	2.1m	-
`164/5`	-	-	-	-	-	-	-	-	-	2.1m	2.1m	2.1m	2.1m	-
`17/49`	1.4m	926,390	673,353	827,992	447,276	468,466	457,930	503,929	1.0m	134,628	173,770	919,922	441,822	2.3m
`42/48`	1.4m	926,390	673,353	827,992	447,276	468,466	457,930	503,929	1.0m	134,628	173,770	907,722	441,822	2.3m
`44`	132,517	127,064	180,521	167,497	351,338	204,579	119,498	139,764	151,476	114,604	158,078	716,824	439,226	2.3m
`440/4`	132,517	127,064	180,521	167,497	351,338	204,579	119,498	139,764	151,476	114,604	158,078	716,824	439,226	2.3m
`45`	46,657	49,152	25,376	15,053	18,516	16,947	17,409	15,371	37,169	20,024	15,692	190,898	2,596	896
`450/3`	29,689	29,958	6,141	-	-	2,611	2,611	-	23,033	7,282	4,579	190,295	329	-
`454/9`	16,968	19,194	19,236	15,053	18,516	14,336	14,797	15,371	14,136	12,742	11,113	603	2,267	896
`47/48`	1.2m	750,174	467,455	645,442	77,422	246,940	321,024	348,795	847,862	-	-	-	-	-
`492/3`	-	-	-	-	-	-	-	-	-	-	-	12,200	-	-
Income statement
`70/76A`	709,511	972,362	1.1m	1.3m	1.3m	1.4m	1.4m	1.3m	1.4m	1.3m	1.6m	3.8m	2.7m	3.1m
`70`	709,511	972,362	1.1m	1.3m	1.3m	1.4m	1.4m	1.3m	1.4m	1.3m	1.6m	3.8m	2.7m	3.1m
`60/66A`	1.0m	1.1m	1.2m	1.1m	1.2m	1.3m	1.0m	916,702	-1.1m	888,865	836,223	2.0m	1.1m	2.6m
`60`	279,970	378,699	444,973	449,541	531,158	600,124	465,394	440,894	460,032	411,359	355,201	1.6m	880,307	2.4m
`600/8`	279,970	378,699	444,973	449,541	531,158	600,124	465,394	440,894	460,032	411,359	355,201	1.6m	880,307	2.4m
`61`	529,516	554,738	526,074	495,662	541,958	536,169	391,934	304,064	362,998	285,837	321,498	274,520	172,275	133,828
`62`	152,032	138,457	147,984	124,265	133,646	117,612	117,409	115,127	116,370	110,411	100,261	17,677	19,424	6,286
`630`	37,076	37,076	57,309	61,749	39,139	56,581	63,127	55,573	69,177	80,268	57,904	43,136	43,136	45,171
`631/4`	30	-98	317	-	-	-	-	-	-	-	-	-	-	-
`635/8`	-	-	-	-	-	-	-	-	-2.1m	-	-	-	-	-
`640/8`	1,998	-	960	898	1,073	868	1,907	1,044	1,055	990	1,359	957	437	784
`9901`	-291,110	-136,509	-28,909	118,075	68,318	125,424	344,960	420,877	2.5m	455,502	723,548	1.8m	1.6m	523,874
`75/76B`	249,486	412,299	332,840	-	107	1,051	935	1,066	53,234	2,966	8,666	84,545	67,714	86,134
`75`	249,486	412,299	332,840	-	107	1,051	935	1,066	53,234	2,966	8,666	84,545	67,714	86,134
`751`	249,486	412,299	332,830	-	107	1,051	935	1,066	1,000	2,848	8,666	84,545	67,712	86,134
`752/9`	-	-	10	-	0	-	-	-	52,234	118	-	-	2	-
`65/66B`	2,723	2,301	2,364	3,059	2,784	1,038	1,315	1,702	1,147	1,487	1,238	416	411	367
`65`	2,723	2,301	2,364	3,059	2,784	1,038	1,315	1,702	1,147	1,487	1,238	416	411	367
`650`	824	824	826	736	465	-	-	198	-	-	41	0	-	0
`652/9`	1,900	1,477	1,538	2,323	2,320	1,038	1,315	1,503	1,147	1,487	1,198	415	411	367
`9903`	-44,347	273,489	301,567	115,016	65,641	125,436	344,579	420,242	2.6m	456,981	730,976	1.9m	1.7m	609,642
`67/77`	-	70,971	76,308	29,639	16,762	32,879	102,611	122,921	870,305	110,066	200,958	593,402	515,943	130,740
`670/3`	-	70,971	76,308	29,639	16,762	32,879	102,611	122,921	871,402	110,066	200,958	593,402	515,999	130,740
`77`	-	-	-	-	-	-	-	-	1,097	-	-	-	56	-
`9904`	-44,347	202,518	225,259	85,377	48,880	92,556	241,968	297,320	1.7m	346,915	530,019	1.3m	1.2m	478,902
`9905`	-44,347	202,518	225,259	85,377	48,880	92,556	241,968	297,320	1.7m	346,915	530,019	1.3m	1.2m	478,902
Appropriation of the result
`9906`	5.0m	5.1m	5.0m	4.8m	4.8m	4.8m	4.8m	4.7m	5.4m	3.7m	3.4m	2.9m	1.6m	478,902
`14P`	5.0m	4.9m	4.8m	4.7m	4.7m	-	-	-	-	-	-	-	-	-
`691/2`	-	10,126	11,263	4,269	2,444	4,628	12,098	14,866	84,787	17,346	26,501	66,343	58,441	23,945
`6920`	-	10,126	11,263	4,269	2,444	4,628	12,098	14,866	84,787	17,346	26,501	66,343	58,441	23,945
`694/7`	-	101,259	112,629	-	24,440	46,278	120,965	148,660	847,862	-	-	-	-	-
`694`	-	101,259	112,629	-	24,440	46,278	120,965	148,660	847,862	-	-	-	-	-
Social balance sheet
`9087`	1	1	1	1	1	1	1.2	1.2	1.7	2	1.9	1.7	2	0.7
Men (FTE)`1003`	-	1	1	1	1	1	1.2	1.2	1.7	2	-	1.7	2	-
Agency workers`1501`	1	1	-	-	-	-	-	-	-	-	-	1	-	-
Hours worked`1013`	1,758	1,764	1,744	1,750	1,784	1,762	2,086	2,167	3,158	3,634	3,500	3,174	3,782	1,170
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Financial year	Type	Filed	Reference	Document
31-12-2025	full format	17-06-2026	2026-00166871	PDF
31-12-2024	full format	28-05-2025	2025-00108553	PDF
31-12-2023	full format	30-05-2024	2024-00102401	PDF
31-12-2022	full format	30-05-2023	2023-00099046	PDF
31-12-2021	full format	17-06-2022	2022-20068755	PDF
31-12-2020	full format	28-05-2021	2021-15900334	PDF
31-12-2019	full format	15-05-2020	2020-12300175	PDF
31-12-2018	full format	04-06-2019	2019-16000247	PDF
31-12-2017	full format	09-05-2018	2018-12600117	PDF
31-12-2016	full format	23-05-2017	2017-13100381	PDF
31-12-2015	full format	06-06-2016	2016-15600364	PDF
31-12-2014	full format	19-06-2015	2015-19300265	PDF
31-12-2013	full format	26-06-2014	2014-22400271	PDF
31-12-2012	full format	23-05-2013	2013-13200495	PDF

2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012
0	0	0	0	185,379	0	20,243	126,963	20,243	104,249	106,391	0	0	-
610,904	525,117	-10.7m	543,116	-130,347	143,073	60,698	-493,420	7.6m	296,541	3.4m	-203,743	41,870	-
-41.0%	-14.0%	-2.5%	9.4%	5.2%	8.7%	24.9%	31.5%	-	33.9%	46.4%	48.1%	59.2%	16.7%
89.6%	93.0%	94.8%	93.6%	96.4%	96.2%	96.3%	95.9%	91.9%	82.9%	82.1%	76.7%	72.3%	70.4%
-0.4%	1.6%	1.8%	0.7%	0.4%	0.8%	2.0%	2.5%	14.5%	3.2%	5.0%	13.3%	17.6%	8.7%
-0.3%	1.5%	1.7%	0.7%	0.4%	0.7%	1.9%	2.4%	13.3%	2.6%	4.1%	10.2%	12.7%	6.2%

By activity	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
établissement de paiement	€1,559,772	€1,344,188	€1,413,428	€1,337,579	€1,384,730	€1,436,761	€1,308,681	€1,250,190	€1,148,708	€972,362	€709,511
vente immobilisé	-	-	-	-	-	-	€6,612	-	-	-	-
Total	€1,559,772	€1,344,188	€1,413,428	€1,337,579	€1,384,730	€1,436,761	€1,315,292	€1,250,190	€1,148,708	€972,362	€709,511

By geographic market	2012	2015	2016	2017	2018	2019	2020
France	€3,140,131	€1,559,772	€1,344,188	€1,413,428	€1,319,339	€1,352,063	€1,404,357
Belgique	-	-	-	-	€18,240	€32,667	€32,404
Total	€3,140,131	€1,559,772	€1,344,188	€1,413,428	€1,337,579	€1,384,730	€1,436,761

EPBF

Annual accounts 2025

Money flows

Balance sheet

in €m

in €m

Position in the sector

89.6%

-0.3%

Staff

€152,032

Filed annual accounts

Filings

Key figures and ratios

Revenue breakdown

By activity 2025

By geographic market 2020

By activity

By geographic market

Social balance sheet

Investments

Auditor

Insights on EPBF

Next steps

Item	31-12-2025	31-12-2024	31-12-2023	31-12-2022	31-12-2021
Employees at the balance-sheet date	1	1	1	1	1
full-time	1	1	1	1	1
in full-time equivalents	1	1	1	1	1
	1	1	1	1	1
On a permanent contract	1	1	1	1	1
Agency workers, average number	1	1	-	-	-

Item	2025	2024	2023	2022	2021
Tangible fixed assets	-	-	-	-	€1,734
Intangible fixed assets	-	-	-	-	€183,645
	€37,076	€37,076	€57,309	€61,749	€39,139

Annual accounts 2025

Money flows

Balance sheet

Change in equityin €m

Change in cashin €m

Position in the sector

Solvency89.6%

Return on assets-0.3%

Staff

Staff cost per FTE€152,032

Filed annual accounts

Filings

Key figures and ratios

Revenue breakdown

By activity 2025

By geographic market 2020

By activity

By geographic market

Social balance sheet

Investments

Auditor

Insights on EPBF

Next steps

in €m

in €m

89.6%

-0.3%

€152,032