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Public limited companyfounded 2011active for 15 yearsTerhulpsesteenweg 181, 1170 Watermaal-Bosvoorde, Belgium147 active companies are registered at this addressKBO/BCE: BE 0837.808.497
Summary

EPBF is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €12.3m and a net result of -€44,347. Equity remains stable across the filed financial years (±0.6% per year). Its solvency ranks better than 78% of 3,009 sector peers (NACE 64, financial year 2025). The company has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals.

Directors

Directors
4 directors, last change in 2026

Board 4

Simone TEIXEIRA DE OLIVEIRA
Administrateur non exécutif · since 05-12-2024
Current
Agnès CIRON-CAVOIZY
Director · since 07-07-2025
Current
Laurent LETERRIER
Director · since 16-07-2026
Current
Bertrand Roux
Administrateur non exécutif
Current

Statutory auditor 1

Deloitte Bedrijfsrevisoren/Réviseurs d’Entreprises
Company auditor · since 04-07-2024 · permanent representative: Yves Dehogne
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →
Not every act has been read: a resignation may still be missing
15 of this company's 19 Belgian Official Gazette deeds have not been read yet. Appointments and resignations recorded in them are not yet in the list of directors: someone who resigned there may still be listed as sitting. The acts are in the Timeline.

Mandate history

9 people since 2024, 5 in office
Show
  • Board
  • Statutory auditor
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Bertrand Roux
  • Administrateur non exécutif, since before 04-07-2024
Simone TEIXEIRA DE OLIVEIRA
  • Administrateur non exécutif, from 05-12-2024 to date
Agnès CIRON-CAVOIZY
  • Director, from 07-07-2025 to date
Laurent LETERRIER
  • Director, from 16-07-2026 to date
Deloitte Bedrijfsrevisoren/Réviseurs d’Entreprises
  • Company auditor, from 04-07-2024 to date
Nathalie BETTING
  • Administrateur non exécutif, from before 04-07-2024 to 16-07-2026
Simone TEIXEIRA
  • Director, until 16-07-2026
Baltasar GONZALEZ-COLLADO
  • Administrateur non exécutif, from before 04-07-2024 to 07-07-2025
Corinne Léger-Licoine
  • Administrateur non exécutif, from before 04-07-2024 to 05-12-2024
See the board, name and registered office on a given date →

Owners and capital

Owners

3 owners

Chain of control

  1. BPCEFR ultimately, LEI
  2. BRED BANQUE POPULAIREFR consolidated
  3. NJR INVEST 99%
  4. EPBF

Highest known parent: BPCE (France). The sources do not say who stands above it.

Owners 3

According to the 2025 annual accounts of EPBF and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.