ENZO
ActiveThe computed 12-month bankruptcy probability of ENZO is 9.6% (elevated). For ENZO, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (€-4k) and a net result of €-16k. Equity is shrinking by ~83.1% per year across the filed fiscal years. Its solvency ranks better than 25% of 1766 sector peers (fiscal year 2023). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability0▼-80
Solvency18▼-21
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
9.6%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
-6.8%
Return on assets
-31.5%
Age of the figures
36 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 30-09-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 3 filingsPosition against the passed deadline
30-09-2024 close30-04-2025 deadline17-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2023 was due by 30-04-2024 and was filed on 28-03-2024, 33 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
33 d early
2022
33 d early
2021
39 d early
← before the deadline
after the deadline →
Financials · fiscal year 2023, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-16k
2022 · €10k
2021: €2k
2022: €10k
2021 → 2023
Working capital
€27k▼ 58.4%
2022 · €65k
2021: €69k
2022: €65k
2021 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202120222023Trend
Equity€2k-€13k▲ 447%€-4k
Operating result€5k-€11k▲ 151%€-13k
Net result€2k-€10k▲ 469%€-16k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2023: a loss of €13k after €11k in 2022, the lowest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €51k
Fixed assets
€24k▲ 45.6%
Current assets
€28k▼ 61.7%
Key figures and ratios
EBITDA
€-11k▼
2022 · €13k
Cash flow
€-14k▼
2022 · €12k
Solvency
-6.8%▼
2022 · 14.4%
Current ratio
46.48▲
2022 · 10.11
Quick ratio
46.48▲
2022 · 10.11
Debt / equity
-15.66▼
2022 · 5.94
ROA
-31.5%▼
2022 · 11.8%
Interest coverage
-5.03▼
2022 · 5.63
Debt
€55k▼
2022 · €76k
Debt ≤ 1 year
€592▼
2022 · €7k
Debt > 1 year
€54k▼
2022 · €68k
Income taxes
€2k
Staff costs
€31k▼
2022 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€88k€51k▼
Fixed assets21/28€16k€24k▲
Tangible fixed assets22/27€16k€23k▲
Plant, machinery and equipment23€13k€20k▲
Furniture and vehicles24€3k€4k▲
Financial fixed assets28€460€460=
Current assets29/58€72k€28k▼
Amounts receivable within one year40/41€61k€6k▼
Other amounts receivable41€61k€6k▼
Cash at bank and in hand54/58€11k€21k▲
Equity and liabilities
Total equity and liabilities10/49€88k€51k▼
Equity10/15€13k€-4k▼
Contributions10/11€500€500=
Outside capital11€500€500=
Share premium1100/10-€500
Other1109/19€500-
Profit (loss) carried forward14€12k€-4k▼
Amounts payable17/49€76k€55k▼
Amounts payable after more than one year17€68k€54k▼
Financial debts170/4€68k€54k▼
Amounts payable within one year42/48€7k€592▼
Trade debts44€7k€592▼
Suppliers440/4€7k€592▼
Taxes, remuneration and social security45€111-
Taxes450/3€111-
Income statement
Code20222023
Remuneration, social security and pensions62€40k€31k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€4k€3k▼
Gross operating margin9900€57k€23k▼
Operating profit (loss)9901€11k€-13k▼
Financial income75/76B€1k€666▼
Recurring financial income75€1k€666▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€10k€-15k▼
Income taxes67/77-€2k
Profit (loss) for the period9904€10k€-16k▼
Profit (loss) for the period to be appropriated9905€10k€-16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€-4k▼
Profit (loss) brought forward from the previous period14P€2k€12k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
28-03
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-09
Financial
Weakest financial yearnet €-16k ▼256%
Net result drops to €-16k, the lowest in the series.
30-09
Financial
Liquidity times 5current ratio 46.48
Current ratio from 10.11 to 46.48; short-term debt falls from €7k to €592.
28-03
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-09
Financial
Highest result since 2021net €10k ▲469%
Operating result €11k, net result €10k, both a record.
22-03
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Morel(TOU) 177500 TournaiGround area
121 m²
Building footprint
79 m²
Volume, LiDAR
786 m³
Parcel 57462C0453/00L000, Wallonia · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue Morel(TOU) 17, 7500 Tournai
since 20202.298.267.619
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57462C0453/00L000 | Wallonia | 121 m² | 1 · 79 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteTournai2.298.267.619
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Of 21,908 companies in sector 56112 we hold annual accounts for 9,783. 7,454 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-2019
Fiscal year end30-09
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.