Equity
€101,569 ▲ 120%
Equity rose in 2025 from €46,129 to €101,569.
Envision Construct
Overview
Lifetime
2 annual accounts with figures on one time axispeak €253,903 (2025)
€253,903▲ 30.2%
peak €61,129 (2024)
€55,439▼ 9.3%
peak €101,569 (2025)
€101,569▲ 120%
€44,269▼ 43.3%
Board2 names since 2023
1 director
Documentsfilings and deeds
17-03-2026136 days before the deadline
2025micro format
Gross margin from €194,965 to €253,903Equity from €46,129 to €101,569Debts from €78,018 to €44,269Cash from €54,764 to €17,001
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Key points
from the 2025 annual accountsTurnover
≈ €440,000 estimated
The micro format states no turnover.
Staff
4 employees on 31-12-2025
In 2025, 3 people joined and 1 left.
Liquidity
3.05 was 1.41 in 2024
Short-term debts fell from €78,018 to €44,269.
Starting capital
€10,000 2,000 shares
Position in the sector
€55,439
Higher net result than 83% of companies in real estate. Sector median €5,995 · 17,190 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as Envision Construct has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Envision Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
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Signals
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Board and ownership
Director, since 14-09-2023
- 1,000 sharesdeed of 19-09-2023
- 1,000 sharesdeed of 19-09-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0805866595
Resignation: (director)
Permanent representative: · General meeting of 25-09-2023 · Gazette deed
Incorporation
Founding capital of €10,000, 2,000 shares · Founders: and · Founder: · published on 19-09-2023 · Gazette deed
First establishment
Pastoor Nijsstraat 12, Aarschot
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Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Envision Construct Aarschot | €145,838 | €253,903 | 69.6% | - |
| LN Living Schilde | €170,383 | €215,475 | 33.7% | - |
| Coresult Rotselaar | €214,877 | €106,138 | 77.1% | - |
| POSSIMPIBLE INVEST Floreffe | €144,727 | €203,119 | 34.2% | - |
| DAMIR Ghent | €170,614 | €120,012 | 67.1% | - |
| Akinbouw Zele | €126,892 | €125,740 | 44.2% | - |
| R. Volpe Management Herzele | €180,399 | €129,555 | 84.6% | - |
These companies have the same main activity as Construct: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €127,000 and €215,000, founded between 2022 and 2024.
Official details
Source: KBO- Status
- Active since 15-09-2023Normal situation
- Activity
- Development of residential building projectsNACE 68121and 5 others
- Joint committee
- 124Construction · annual accounts 2025
- Establishment unit
- 2.349.549.3413200 Aarschot, since 15-09-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 01-01-2026
Annual accounts 2025
- €253,903▲ 30.2%
- €55,439▼ 9.3%
- €101,569▲ 120%
- €145,838▲ 17.5%
- Employeeson 31-12-2025
- 4▲ 100%
- Filing
- Filed on 17-03-2026, 136 days before the end of the filing period
Insights on Envision Construct
Construct has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €101,569 and a net result of €55,439.
Its solvency ranks better than 79% of 17,199 sector peers (NACE 68, financial year 2025).
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Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 17-03-2026, 136 days before the deadline€253,903
▲ 30.2%
€70,148
▲ 0.7%
€55,439
▼ 9.3%
€90,589
▲ 185%
69.6%
▲ 32.5 percentage points
3.05
▲ 1.64
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €440,000. Estimated: probably between €340,000 and €740,000.
Balance sheet
balance sheet total €145,838 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
69.6%
Higher than 79% of 17,199 companies in 2025.
3.05
Higher than 77% of 16,496 companies in 2025.
38.0%
Higher than 93% of 16,875 companies in 2025.
Envision Construct
Middle half of the sector
80% of the sector
Micro accounts in real estate (NACE 68)
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Staff
€56,786
Staff costs divided by the average number of full-time equivalents.
+2 people
people who joined
people who left
In 2025, 3 people joined and 1 left.
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
145,838 | 124,148 | |
21/28 |
10,980 | 14,385 | |
21 |
2,476 | 3,870 | |
22/27 |
8,504 | 10,514 | |
23 |
8,504 | 10,514 | |
29/58 |
134,858 | 109,763 | |
40/41 |
117,857 | 54,999 | |
40 |
101,049 | 53,754 | |
41 |
16,807 | 1,245 | |
54/58 |
17,001 | 54,764 | |
| Balance sheet: equity and liabilities | |||
10/49 |
145,838 | 124,148 | |
10/15 |
101,569 | 46,129 | |
10/11 |
10,000 | 10,000 | |
13 |
91,569 | 36,129 | |
133 |
91,569 | 36,129 | |
17/49 |
44,269 | 78,018 | |
42/48 |
44,269 | 78,018 | |
44 |
15,185 | 43,565 | |
440/4 |
15,185 | 43,565 | |
45 |
23,557 | 9,044 | |
450/3 |
23,557 | 9,044 | |
47/48 |
5,527 | 25,409 | |
| Income statement | |||
9900 |
253,903 | 194,965 | |
62 |
176,036 | 109,258 | |
630 |
4,094 | 1,835 | |
640/8 |
3,625 | 14,188 | |
9901 |
70,148 | 69,684 | |
75/76B |
1,055 | 842 | |
75 |
1,055 | 842 | |
65/66B |
1,250 | 352 | |
65 |
1,250 | 352 | |
9903 |
69,953 | 70,173 | |
67/77 |
14,513 | 9,044 | |
9904 |
55,439 | 61,129 | |
9905 |
55,439 | 61,129 | |
| Appropriation of the result | |||
9906 |
55,439 | 61,129 | |
691/2 |
55,439 | 36,129 | |
6921 |
55,439 | 36,129 | |
694/7 |
- | 25,000 | |
695 |
- | 25,000 | |
| Social balance sheet | |||
9087 |
3.1 | 1.4 | |
Hours worked1013 |
4,945 | 2,079 | |
| Document | |||
The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 17-03-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankSubsidies and aid
Flemish government 2024 to 2025, 2 entries, €282 awarded, €282 paid
| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €147 | €282 |
| 2024 | 1 | €135 | €0 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 74,242 | 71,519 | ||
| 59,534 | 62,964 | ||
| 690 | 16,220 | ||
| -37,763 | - | ||
| 90,589 | 31,745 | ||
| 69.6% | 37.2% | ||
| 3.05 | 1.41 | ||
| 0.44 | 1.69 | ||
| 54.6% | 132.5% | ||
| 38.0% | 49.2% | ||
| 59.38 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-12-2025 | 31-12-2024 |
|---|---|---|
| Employees at the balance-sheet date | 4 | 2 |
| full-time | 4 | 1 |
| part-time | - | 1 |
| in full-time equivalents | 4 | 1.8 |
| 3.1 | 1.4 | |
| On a permanent contract | 3 | 2 |
| Joined | 3 | 2 |
| Left | 1 | 2 |
Source: social balance sheet in the 2024 to 2025 annual accounts
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €690 | €12,037 |
| Intangible fixed assets | - | €4,183 |
| €4,094 | €1,835 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on Envision Construct
The operating result for 2025 is 1% higher than in 2024.
Debt's share of the balance-sheet total falls from 62.8% to 30.4%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, no change since October 20231 name is hidden.
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Mandates through the years
2 names, the dashed line is todayDirector
Director
BoardEarliermandate already running before its first mention
Mandates as a list
-
- Director, from 14-09-2023 to date
-
- Director, until 19-10-2023
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Control
Founders
,
This company
Envision Construct
Equity €101,569
Profit €55,439 in 2025
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Capital
- Contribution
- €10,000
- Shares
- 2,000
- Contribution per share
- €5
- Equity per share
- €50.78 in 2025
- Source
- deed of 19-09-2023
Articles of association
deed of 19-09-2023 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Algemene kosten los van representatie- reis- en verplaatsingskosten, algemene vergadering met absolute meerderheid of enige aandeelhouder”
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Vermelde prijs of bij betwisting deskundige, helft overdrager en helft kopers naar evenredigheid aantal”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Thursday of June at 20:00
Shareholders
At incorporation
deed of 19-09-2023 ↗
- 1,000 shares (50%)
- 1,000 shares (50%)
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Network & group
No group
Construct has no parent and no holdings in its annual accounts. is the only director. Construct shares no director with another company.
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At the same address
Pastoor Nijsstraat 12, 3200 Aarschot · 4 other companies| ENVISION REAL ESTATE
registered office since 12-01-2021 · founded in 2021 |
total assets €8.9m (2025) 0761.503.052 |
| Envision
registered office since 11-10-2017 · founded in 2017 |
total assets €167,319 (2025) 0682.776.169 |
| Envimmo
registered office since 28-08-2026 |
founded in 2026 1041.838.693 |
| Envision Real Estate II
registered office since 01-04-2025 |
founded in 2025 1021.741.778 |
Timeline
Timeline
8 events since 2023Board
Filings
Financial
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed PDFmicro format · 136 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:0805866595
2025
Liquidity more than doubled current ratio 3.05 The current ratio rises from 1.41 to 3.05. Short-term debt falls from €78,018 to €44,269.
Equity above €100,000 equity €101,569 ▲120% With a profit in every financial year since 2024, equity grows to €101,569.
Annual accounts 2024 filed PDFmicro format · 104 days before the deadline
2023
Resignation: (director)Permanent representative: · General meeting of 25-09-20233 points ▸
- General meeting, 25-09-2023
- Director resignation,
- Permanent representative,
- The deed holds 1 more point.
IncorporationFounding capital of €10,000, 2,000 shares · Founders: and · Founder: · published on 19-09-20235 points ▸
- Founder,
- Founder,
- Founding capital, €10,000, 2,000 shares
- holds 1,000 shares
- holds 1,000 shares
- The deed holds 4 more points.
First establishment Pastoor Nijsstraat 12, Aarschot
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Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 15 September 2023, Construct was incorporated as a private limited company by two natural persons, with a starting capital of €10,000.12 has served as director since 2023.3 The company has filed 2 sets of annual accounts, the latest for financial year 2025.4
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Company details
Identity
- Enterprise number
- 0805.866.595
- VAT number
- BE 0805.866.595
- Peppol ID
- 0208:0805866595
- Other Peppol ID
- 9925:BE0805866595
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 15-09-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Thursday of June at 20:00deed of 19-09-2023 (in Dutch)
- Peppol
- Reachable since 01-01-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Envision Construct in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 19-09-2023 (in Dutch)
- Name clauseThe company operates under this name according to its articles.
- Constructdeed of 19-09-2023 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 19-09-2023 (in Dutch)
Activities
NACEBEL 2025VAT activities
68121
Development of residential building projects main activity
Social security (RSZ) activities
41001
General construction of residential buildings main activity
Joint committees annual accounts 2025
JC 124
Construction
Codes under NACEBEL 2008
VAT activities
41101
Real estate development main activity
41102
Construction of residential and non-residential buildings
41201
General construction of buildings
41203
Construction of residential and non-residential buildings
43390
Specialised construction activities
68203
Real estate rental
Social security (RSZ) activities
41201
General construction of buildings main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Opdrachten verwerven en uitvoeren op het gebied van werfleiding,project management,aannemerschap,bouwen en verbouwen,decoreren en…”deed of 19-09-2023 (in Dutch)
19 activities
- Opdrachten verwerven en uitvoeren op het gebied van werfleiding,project management,aannemerschap,bouwen en verbouwen,decoreren en inrichten,alsmede alle onderhoudswerkzaamheden van onroerende goederen en toebehorende goederen en diensten in de ruimste zin;
- Het uitoefenen van de activiteiten van hoofdaannemer,onderaannemer,projectontwikkelaar en bouwpromotor: het oprichten,aankopen,verkopen,verbouwen en verhuren van alle onroerende goederen;
- Het uitvoeren van algemene bouwwerkzaamheden,metsel- en voegwerken,sanitaire installaties en herstellingen,elektronische installaties en herstellingen,grondwerken en het aanleggen van verhardingen,tuinaanleg,schilderwerken en decoratiewerkzaamheden,schrijnwerk,en alle andere overige gespecialiseerde en niet-gespecialiseerde bouwwerkzaamheden;
- De klein- en groothandel en verhuring van de hierboven opgesomde goederen,via een fysieke winkel of via postorderbedrijven en internet;
- Het optreden als tussenpersoon in de verkoop en verhuur van alle bovenstaande goederen en diensten;
- Het organiseren van evenementen,beurzen,congressen,voordrachten en opleidingen en dit in de meest ruime zin van het woord;
- Het verlenen van advies inzake organisatieleer,management- en cost accounting,bedrijfsfinanciering,informatica,marketing,technische evoluties en managementprincipes evenals het uitwerken van nieuwe concepten en strategieën binnen deze domeinen.
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals de huurfinanciering van onroerende goederen aan derden,het aankopen,verkopen,ruilen,bouwen,verbouwen,onderhouden,verhuren,huren,verkavelen,prospecteren en uitbaten van onroerende goederen; de aan- en verkoop,huur en verhuur van roerende goederen,alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit doel in verband staan en die van aard zijn de opbrengst van de roerende en onroerende goederen te bevorderen,alsmede zich borg te stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze roerende en onroerende goederen;
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een roerend patrimonium,alle verrichtingen met betrekking tot roerende goederen en rechten,van welke aard ook,zoals het verwerven door inschrijving of aankoop en het beheren van aandelen,obligaties,kasbons of andere roerende waarden,van welke vorm ook,van Belgische of buitenlandse,bestaande of nog op te richten rechtspersonen en ondernemingen.
- Het verwerven van participaties in eender welke vorm in alle bestaande of op te richten rechtspersonen en vennootschappen,het stimuleren,de planning,de coördinatie,de ontwikkeling van en de investering in rechtspersonen en ondernemingen waarin zij al of niet een participatie aanhoudt;
- Het toestaan van leningen en kredietopeningen aan rechtspersonen en ondernemingen of particulieren,onder om het even welke vorm; in dit kader kan zij zich ook borg stellen of haar aval verlenen,in de meest ruime zin,alle handels- en financiële operaties verrichten behalve die wettelijk voorbehouden zijn aan depositobanken,houders van deposito's op korte termijn,spaarkassen,hypotheekmaatschappijen en kapitalisatieondernemingen;
- Het verlenen van adviezen van managementtechnische,financiële,technische,commerciële of administratieve aard; in de ruimste zin,met uitzondering van adviezen inzake beleggingen en geldplaatsingen; bijstand en diensten verlenen,rechtstreeks of onrechtstreeks op het vlak van administratie en financiën,verkoop,productie en algemeen bestuur;
- Het waarnemen van alle bestuursopdrachten,het uitoefenen van opdrachten en functies;
- Het ontwikkelen,kopen,verkopen,in licentie nemen of geven van octrooien,knowhow en aanverwante immateriële duurzame activa;
- Het verlenen van administratieve prestaties en computerservices;
- De aan- en verkoop,in- en uitvoer,commissiehandel en vertegenwoordiging van om het even welke goederen,in ’t kort tussenpersoon in de handel;
- De ontwikkeling,de vervaardiging of commercialisering van nieuwe producten,nieuwe concepten en nieuwe vormen van technologie en hun toepassingen.
- De vennootschap mag alle verrichtingen stellen van commerciële,industriële,onroerende,roerende of financiële aard die rechtstreeks of onrechtstreeks met haar voorwerp verwant of verknocht zijn of de verwezenlijking ervan kunnen bevorderen.
- De vennootschap mag betrokken zijn bij wijze van inbreng,samensmelting,inschrijving of op elke andere wijze,in de ondernemingen,verenigingen of vennootschappen,die een gelijkaardig,soortgelijk of samenhangend voorwerp hebben of die nuttig zijn voor de verwezenlijking van het geheel of een gedeelte van haar maatschappelijk voorwerp.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Pastoor Nijsstraat 12 registered office 3200 Aarschot | 15-09-2023 | 2.349.549.341 |
Buildings and parcels at the address
- Ground area
- 737 m²
- Buildings
- 170 m²
- Tallest building
- 0.1 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 24001A0173/00C002 | 737 m² | 1 · 170 m² | 0.1 m |
Recognitions
Dual-learning approval
4 live approvalsBinnenschrijnwerk en interieur duaal (so)
Interieurbouwer duaal (so)
Machinaal houtbewerker duaal (so)
Medewerker hout duaal (so)
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0805.866.595