Summary
Envision is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €19,663 and a net result of €330. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 18% of 8091 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 8091 sector peers (2025).
NBB · sector comparisonPosition among 8091 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-03-2026, 136 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
136 d early
2024
34 d early
2023
33 d early
2022
38 d early
2021
27 d early
2020
32 d early
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 47 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€19,663▲ 1.7%
2024 · €19,332
Net result
€330▼ 54.9%
2024 · €732
Total assets
€167,319▲ 17.5%
2024 · €142,432
Solvency
11.8%▼ 1.8pp
2024 · 13.6%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€85,067▲ 61.5%€59,657▼ 29.9%€53,151▼ 10.9%€1,400▼ 97.4%€3,727▲ 166%
Net result€66,985within the sector's middle half▲ 62.6%€42,032within the sector's middle half▼ 37.3%€37,183within the sector's middle half▼ 11.5%€732below the sector's middle half▼ 98.0%€330below the sector's middle half▼ 54.9%
Equity€175,702within the sector's middle half▲ 80.9%€182,440within the sector's middle half▲ 3.8%€209,623within the sector's middle half▲ 14.9%€19,332below the sector's middle half▼ 90.8%€19,663below the sector's middle half▲ 1.7%
Total assets€267,583within the sector's middle half▲ 120%€302,214within the sector's middle half▲ 12.9%€313,568within the sector's middle half▲ 3.8%€142,432within the sector's middle half▼ 54.6%€167,319within the sector's middle half▲ 17.5%
Debt€91,880▲ 279%€119,774▲ 30.4%€103,945▼ 13.2%€123,100▲ 18.4%€147,656▲ 19.9%
Working capital€160,211above the sector's middle half▲ 104%€170,425above the sector's middle half▲ 6.4%€267,354above the sector's middle half▲ 56.9%€53,407within the sector's middle half▼ 80.0%€26,942within the sector's middle half▼ 49.6%
Solvency65.7%within the sector's middle half▼ 14.4pp60.4%within the sector's middle half▼ 5.3pp66.9%within the sector's middle half▲ 6.5pp13.6%below the sector's middle half▼ 53.3pp11.8%below the sector's middle half▼ 1.8pp
Current ratio2.74within the sector's middle half▼ 1.492.42within the sector's middle half▼ 0.328.77above the sector's middle half▲ 6.351.73within the sector's middle half▼ 7.041.23within the sector's middle half▼ 0.50
Return on assets (ROA)25.0%above the sector's middle half▼ 8.9pp13.9%within the sector's middle half▼ 11.1pp11.9%within the sector's middle half▼ 2.0pp0.5%below the sector's middle half▼ 11.3pp0.2%below the sector's middle half▼ 0.3pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 166% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €167,319
Fixed assets
€21,860 ▲ 36.7%
Current assets
€145,459 ▲ 15.0%
Equity and liabilities €167,319
Equity
€19,663 ▲ 1.7%
Debt
€147,656 ▲ 19.9%
Debt's share of the balance-sheet total rises from 86.4% to 88.2%. Equity and debt are higher.
Key figures and ratios
ROE
1.7%▼
2024 · 3.8%
Debt ≤ 1 year
€118,517▲
2024 · €73,032
Debt > 1 year
€27,264▼
2024 · €47,941
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €4,691 | - | - | - | €3,009 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,153 | €3,476 | €3,760 | €4,454 | €6,525 | ▲ 46.5% |
| Other operating charges640/8 | €4,858 | €3,880 | €4,688 | €5,569 | €2,088 | ▼ 62.5% |
| Gross operating margin9900 | €94,077 | €67,014 | €61,599 | €11,422 | €12,340 | ▲ 8.0% |
| Operating profit (loss)9901 | €85,067 | €59,657 | €53,151 | €1,400 | €3,727 | ▲ 166% |
| Financial income75/76B | €43 | €48 | €4,074 | €4,214 | €1,581 | ▼ 62.5% |
| Recurring financial income75 | €43 | €48 | €4,074 | €4,214 | €1,581 | ▼ 62.5% |
| Financial charges65/66B | €863 | €2,559 | €6,201 | €4,809 | €4,978 | ▲ 3.5% |
| Recurring financial charges65 | €863 | €2,559 | €6,201 | €4,809 | €4,978 | ▲ 3.5% |
| Profit (loss) for the period before taxes9903 | €84,247 | €57,146 | €51,024 | €804 | €330 | ▼ 58.9% |
| Income taxes67/77 | €17,262 | €15,114 | €13,841 | €72 | - | - |
| Profit (loss) for the period9904 | €66,985 | €42,032 | €37,183 | €732 | €330 | ▼ 54.9% |
| Profit (loss) for the period to be appropriated9905 | €66,985 | €42,032 | €37,183 | €732 | €330 | ▼ 54.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €267,583 | €302,214 | €313,568 | €142,432 | €167,319 | ▲ 17.5% |
| Fixed assets21/28 | €15,491 | €12,015 | €11,806 | €15,992 | €21,860 | ▲ 36.7% |
| Intangible fixed assets21 | - | - | - | €2,588 | €1,658 | ▼ 35.9% |
| Tangible fixed assets22/27 | €15,491 | €12,015 | €11,806 | €13,405 | €20,202 | ▲ 50.7% |
| Plant, machinery and equipment23 | €3,109 | €1,565 | €3,264 | €6,436 | €4,690 | ▼ 27.1% |
| Furniture and vehicles24 | €1,739 | €1,078 | €442 | €140 | €9,955 | ▲ 7,017% |
| Other tangible fixed assets26 | €10,643 | €9,372 | €8,100 | €6,828 | €5,557 | ▼ 18.6% |
| Current assets29/58 | €252,092 | €290,200 | €301,761 | €126,439 | €145,459 | ▲ 15.0% |
| Amounts receivable after more than one year29 | - | €265,000 | €265,000 | €95,000 | €95,000 | = |
| Other amounts receivable291 | - | €265,000 | €265,000 | €95,000 | €95,000 | = |
| Amounts receivable within one year40/41 | €221,185 | €16,424 | €18,253 | €11,174 | €30,172 | ▲ 170% |
| Trade receivables40 | €14,339 | €15,319 | €12,584 | - | €15,125 | - |
| Other amounts receivable41 | €206,846 | €1,105 | €5,669 | €11,174 | €15,047 | ▲ 34.7% |
| Current investments50/53 | €675 | €2,237 | €3,778 | €6,231 | €7,731 | ▲ 24.1% |
| Cash at bank and in hand54/58 | €30,232 | €6,539 | €10,756 | €657 | €355 | ▼ 46.0% |
| Deferred charges and accrued income490/1 | - | - | €3,975 | €13,377 | €12,200 | ▼ 8.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €267,583 | €302,214 | €313,568 | €142,432 | €167,319 | ▲ 17.5% |
| Equity10/15 | €175,702 | €182,440 | €209,623 | €19,332 | €19,663 | ▲ 1.7% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €157,102 | €163,840 | €191,023 | €732 | €1,063 | ▲ 45.1% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | €155,242 | €161,980 | €191,023 | €732 | €1,063 | ▲ 45.1% |
| Amounts payable17/49 | €91,880 | €119,774 | €103,945 | €123,100 | €147,656 | ▲ 19.9% |
| Amounts payable after more than one year17 | - | - | €67,661 | €47,941 | €27,264 | ▼ 43.1% |
| Financial debts170/4 | - | - | €67,661 | €47,941 | €27,264 | ▼ 43.1% |
| Amounts payable within one year42/48 | €91,880 | €119,774 | €34,408 | €73,032 | €118,517 | ▲ 62.3% |
| Current portion of amounts payable after more than one year42 | - | €5,025 | €23,877 | €23,105 | €28,919 | ▲ 25.2% |
| Trade debts44 | €791 | €1,989 | €2,028 | €6,562 | €687 | ▼ 89.5% |
| Suppliers440/4 | €791 | €1,989 | €2,028 | €6,562 | €687 | ▼ 89.5% |
| Taxes, remuneration and social security45 | €17,602 | €10,826 | €7,450 | €532 | €9,034 | ▲ 1,598% |
| Taxes450/3 | €17,602 | €10,826 | €7,450 | €532 | €9,034 | ▲ 1,598% |
| Other amounts payable47/48 | €73,487 | €101,934 | €1,053 | €42,834 | €79,877 | ▲ 86.5% |
| Accrued charges and deferred income492/3 | - | - | €1,876 | €2,126 | €1,876 | ▼ 11.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €66,985 | €42,032 | €37,183 | €732 | €330 | ▼ 54.9% |
| + Depreciation and write-downs630 | €4,153 | €3,476 | €3,760 | €4,454 | €6,525 | ▲ 46.5% |
| Operating cash flow (approximation) | €71,139 | €45,508 | €40,943 | €5,186 | €6,855 | ▲ 32.2% |
| Investment in fixed assets (approximation) | - | €0 | -€3,552 | -€8,640 | -€12,393 | ▼ 43.4% |
| Change in cash | - | -€23,693 | €4,217 | -€10,098 | -€302 | ▲ 97.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-09
State Gazette act
Incorporation · Founder
Registered office clause · Duration
17-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €330 ▼54.9%
Net result drops to €330, the lowest in the series.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 8.77
Current ratio from 2.42 to 8.77; short-term debt falls from €119,774 to €34,408.
31-12
Financial
Equity above €200,000Eq €209,623 ▲14.9%
6 profitable years in a row build equity to €209,623.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €66,985 ▲62.6%
Operating result €85,067, net result €66,985, both a record.
31-12
Financial
Equity above €150,000Eq €175,702 ▲80.9%
4 profitable years in a row build equity to €175,702.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2017
Ground area
737 m²
Building footprint
170 m²
Parcel 24001A0173/00C002, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Envision
since 20172.268.947.784
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24001A0173/00C002 | Flanders | 737 m² | 1 · 170 m² | 0.1 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
The group is listed under Ownership & control below; here you explore it as a network.
This company
Company
Director
Shareholding
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Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 225 EUR awarded · 225 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 225 EUR | 225 EUR |
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 7,368 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-10-2017
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43230Insulation installation
43350Other building finishing work
43990Other specialised construction activities
Contact
E-mail
info@envision.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0682776169
Also
9925:BE0682776169
Registered
01-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.