Envé
ActiveEnvé has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €114k and a net result of €5k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 63% of 6974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▲+9
Solvency93▲+8
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.98 against 2.4 in 2024; short-term debt: 31.9% and cash: 44.1% of total assets), and 31.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.1%
Return on assets
3.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
4 d early
2023
on the day
2022
30 d early
2021
14 d early
2020
17 d early
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€114k▲ 5.0%
2024 · €109k
2019: €99k
2020: €99k
2021: €102k
2022: €101k
2023: €106k
2024: €109k
2019 → 2025
Total assets
€167k▼ 7.7%
2024 · €181k
2019: €149k
2020: €179k
2021: €197k
2022: €179k
2023: €183k
2024: €181k
2019 → 2025
Net result
€5k▲ 150%
2024 · €2k
2019: €4k
2020: €1k
2021: €3k
2022: €-431
2023: €5k
2024: €2k
2019 → 2025
Working capital
€106k▲ 8.3%
2024 · €98k
2019: €58k
2020: €69k
2021: €55k
2022: €71k
2023: €91k
2024: €98k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€102k-€101k▼ 0.4%€106k▲ 5.0%€109k▲ 2.0%€114k▲ 5.0%
Operating result€1k-€4k▲ 188%€14k▲ 231%€8k▼ 42.5%€12k▲ 42.6%
Net result€3k-€-431€5k€2k▼ 57.5%€5k▲ 150%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 43% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €167k
Fixed assets
€8k▼ 39.2%
Current assets
€159k▼ 5.1%
Equity and liabilities €167k
Equity
€114k▲ 5.0%
Debt
€53k▼ 26.5%
The debt ratio falls from 40.1% to 31.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€18k▲
2024 · €14k
Cash flow
€12k▲
2024 · €8k
Solvency
68.1%▲
2024 · 59.9%
Current ratio
2.98▲
2024 · 2.40
Quick ratio
2.98▲
2024 · 2.40
Debt / equity
0.47▼
2024 · 0.67
ROE
4.7%▲
2024 · 2.0%
ROA
3.2%▲
2024 · 1.2%
Interest coverage
4.15▲
2024 · 3.30
Debt
€53k▼
2024 · €73k
Debt ≤ 1 year
€53k▼
2024 · €70k
Income taxes
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€181k€167k▼
Fixed assets21/28€14k€8k▼
Tangible fixed assets22/27€14k€8k▼
Furniture and vehicles24€14k€8k▼
Current assets29/58€168k€159k▼
Amounts receivable within one year40/41€22k€7k▼
Trade receivables40€21k€7k▼
Other amounts receivable41€117€0▼
Current investments50/53€47k€77k▲
Cash at bank and in hand54/58€97k€74k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€181k€167k▼
Equity10/15€109k€114k▲
Contributions10/11€6k€6k=
Reserves13€102k€108k▲
Distributable reserves133€102k€108k▲
Amounts payable17/49€73k€53k▼
Amounts payable within one year42/48€70k€53k▼
Trade debts44€664€677▲
Suppliers440/4€664€677▲
Taxes, remuneration and social security45€10k€6k▼
Taxes450/3€10k€6k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€59k€47k▼
Accrued charges and deferred income492/3€3k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€16k€20k▲
Operating profit (loss)9901€8k€12k▲
Financial income75/76B€280€1k▲
Recurring financial income75€280€1k▲
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€4k€9k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€2k€5k▲
Profit (loss) for the period to be appropriated9905€2k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€5k▲
Transfer to equity691/2€2k€5k▲
To the legal reserve6920-€5k
To other reserves6921€2k€0▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €5k ▲150%
Net result €5k, the highest in the series.
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
2022
01-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-05
Financial
Weakest financial yearnet €-431 ▼113%
Net result drops to €-431, the lowest in the series; recovery starts the following year.
2021
17-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-05
Financial
Equity above €100kEq €102k ▲2.6%
3 profitable years in a row build equity to €102k.
2020
14-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
26-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
22-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
27-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
15-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Peer · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint Trudostraat 113990 PeerGround area
837 m²
Building footprint
175 m²
Volume, LiDAR
820 m³
Parcel 72035B0275/00E000, Flanders · tallest building 6.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Envé
since 20102.189.715.414
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72035B0275/00E000 | Flanders | 837 m² | 1 · 175 m² | 6.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
6994007HKZIW7NTI6T72
Similar companies · same sector, comparable size
MATAJUR CONSULTING
BE 0836.673.597
Etterbeek · Eq €114k
BUREAU CNOCKAERT
BE 0412.467.754
Mouscron · Eq €113k
INVENTIVE RESOURCES
BE 0464.784.804
Antwerpen · Eq €113k
MERCURY ENGINEERING
BE 0464.932.975
Sint-Agatha-Berchem · Eq €113k
TOP MARKETS
BE 0451.332.981
Namur · Eq €115k
Of 2,717 companies in sector 73200 we hold annual accounts for 1,785. 1,328 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-07-2010
Fiscal year end30-06
Activities, NACEBEL
73200Market research and public opinion polling
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
85699Other educational support services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:nadine.vervliet@gmail.com
Phone:0473/250835