Equity
€24,002 from €76,124 in 2021
Equity fell by 68% in 4 years.
eNVé
Lifetime
11 annual accounts with figures on one time axispeak €80,626 (2024)
-€22,757▼ €103,383
lowest -€25,226 (2025)
-€25,226▼ €79,279
peak €76,124 (2021)
€24,002▼ 60.6%
€28,027▼ 23.1%
Board2 names since 2021
1 directorVERMEYLEN Nancy
Documentsfilings and deeds
17-04-2026105 days before the deadline
2025micro format
Gross margin from €80,626 to -€22,757Loss of €25,226Dividend €11,765Equity from €60,993 to €24,002Debts from €36,427 to €28,027Cash from €74,111 to €30,274
Key points
from the 2025 annual accountsResult
-€25,226 -€25,226
From profit to loss in 2025, after a profit of €54,053 in 2024.
Filings
11 annual accounts since 2015
The last five annual accounts were filed 43 to 105 days before the end of the period.
Turnover not published (micro format)
Checked score
84
Excellent
Financially stronger than 39% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,277 companies (NACE 47, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.1%▼ -0.1 percentage points vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: < 0.1%▼ -0.1 percentage points vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026lowest value
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: 0.4%▲ +0.4 percentage points vs 04-2026highest value
06-2026: 0.3%▼ -0.1 percentage points vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.3%● unchanged vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Loss of €25,226 (financial year 2025)
Sector: Retail trade (NACE 47)
lowers risk
Liquidity: current ratio 1.83, cash €30,274, halved
Size: total assets €52,030
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 61% of them on solvency, 78% on liquidity, 6% on profitability and 9% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 4,805 companies had the same profile as eNVé has now. Each dot stands for 13 companies, two years later.
88.1%
were still trading
9.8%
stopped another way
2.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of eNVé itself is lower: 0.3% within 12 months. It rests on far more data about eNVé than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,805 companies, not a prediction for eNVé. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.83 (2.65 in 2024), above the usual 1.5. Short-term debt is 53.9% and cash 58.2% of total assets. However, 53.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-04-2026, 105 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
105 days early
2024
43 days early
2023
56 days early
2022
54 days early
2021
52 days early
2020
144 days early
2019
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 69 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0560996629
Change of role: VERMEYLEN Nancy, from manager to director
Resignation: VAN dER BORGHT Geert Gaston Josée (manager) · General meeting of 25-01-2022 · Gazette deed
Registered office moved from Mechelen to Tremelo
New registered office: Van Meerstraetenlaan 6, 3120 Tremelo · Previous registered office: Korenmarkt 41, 2800 Mechelen · General meeting of 31-12-2019 · Gazette deed
First establishment
ENVE, Van Meerstraetenlaan 6, Tremelo
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| eNVé Tremelo | €52,030 | -€22,757 | 46.1% | - |
| Converseo Leuven | €47,636 | -€30,014 | -116.9% | - |
| ADISTRI Asse | €39,241 | -€1,381 | -180.3% | - |
| DELADVICE Ghent | €47,859 | -€70,201 | 85.3% | - |
| THECOCOONALIST Brussels | €47,090 | -€452,345 | -2769.0% | - |
| Eurocase International Schoten | €59,300 | -€1,737 | 9.9% | - |
| YouFashion Kampenhout | €45,859 | -€7,039 | -1339.5% | - |
These companies have the same main activity as eNVé: other non-specialised retail sale (NACE 47120). They are comparable in size and age: total assets between €39,200 and €59,300, founded between 2015 and 2017.
Official details
Source: KBO- Status
- Active since 02-09-2014Normal situation
- Activity
- Other non-specialised retail saleNACE 47120and 7 others
- Establishment unit
- 2.234.168.5343120 Tremelo, since 10-09-2014
- Financial year end
- 31 December
- Peppol
- Reachable since 28-11-2024
Annual accounts 2025
- €52,030▼ 46.6%
- Filing
- Filed on 17-04-2026, 105 days before the end of the filing period
Insights on eNVé
eNVé files the micro format. That format states no turnover. The gross margin fell from -€3,023 in 2015 to -€22,757 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about eNVé
- What is the company number of eNVé?
- The company number of eNVé is 0560.996.629. The VAT number is the same number with BE in front: BE 0560.996.629.
- Where is eNVé based?
- The registered office is at Van Meerstraetenlaan 6, 3120 Tremelo.Company details
- What does eNVé do?
- According to the KBO register, the main activity is other non-specialised retail sale (NACE 47120).
- What is the legal form of eNVé?
- eNVé is a private limited company (BV).
- When was eNVé founded?
- eNVé was founded on 02-09-2014.
- Is eNVé still active?
- Yes, eNVé is an active enterprise in the KBO register.
- What is the turnover of eNVé?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is eNVé profitable?
- In financial year 2025, eNVé made a loss of €25,226.
- Where can I find the annual accounts of eNVé?
- eNVé filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of eNVé due?
- eNVé must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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