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DELADVICE

Active
Private limited companyfounded 201511 yrs activeWijdebroeken 8, 9051 Gent, BelgiumKBO/BCE: BE 0597.774.970

DELADVICE has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41k and a net result of €-74k. Equity is shrinking by ~22.9% per year across the filed fiscal years. Its solvency ranks better than 91% of 17932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2025
52 / 100
Fair= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 6.53 against 48.81 in 2024), and 14.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
85.3%
Return on assets
-155.2%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 11 years 0 20 y
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
2122232425
2021 to 2025 · latest year -€74k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filings
Deviation from the deadline
2025
27 d late
2024
26 d late
2023
29 d late
2022
21 d late
2021
30 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
11-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€41k▼ 64.5%
2024 · €115k
2021: €131k 2022: €81k 2023: €163k 2024: €115k
2021 → 2025
Total assets
€48k▼ 59.3%
2024 · €117k
2021: €455k 2022: €317k 2023: €449k 2024: €117k
2021 → 2025
Net result
€-74k▼ 54.9%
2024 · €-48k
2021: €27k 2022: €-49k 2023: €92k 2024: €-48k
2021 → 2025
Working capital
€38k▼ 66.8%
2024 · €114k
2021: €128k 2022: €80k 2023: €157k 2024: €114k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€131k-€81k▼ 37.8%€163k▲ 101%€115k▼ 29.4%€41k▼ 64.5%
Operating result€41k-€-41k€120k€-40k€-72k▼ 79.8%
Net result€27k-€-49k€92k€-48k€-74k▼ 54.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€-50k€0€50k€100kOperating result 2021: €41k€41kNet result 2021: €27k€27kOperating result 2022: €-41k€-41kNet result 2022: €-49k€-49kOperating result 2023: €120k€120kNet result 2023: €92k€92kOperating result 2024: €-40k€-40kNet result 2024: €-48k€-48kOperating result 2025: €-72k€-72kNet result 2025: €-74k€-74k20212022202320242025
The operating result stays negative: a loss of €72k in 2025 against €40k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €48k
Fixed assets €3k▲ 352%
Current assets €45k▼ 61.6%
Equity and liabilities €48k
Equity €41k▼ 64.5%
Debt €7k▲ 194%
The debt ratio rises from 2.0% to 14.7%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€-71k
2024 · €-40k
Cash flow
€-74k
2024 · €-47k
Solvency
85.3%
2024 · 98.0%
Current ratio
6.53
2024 · 48.81
Quick ratio
6.53
2024 · 48.81
Debt / equity
0.17
2024 · 0.02
ROE
-181.9%
2024 · -41.7%
ROA
-155.2%
2024 · -40.8%
Interest coverage
-34.56
2024 · -4.61
Debt
€7k
2024 · €2k
Debt ≤ 1 year
€7k
2024 · €2k
Income taxes
€218
2024 · €219
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€117k€48k
Fixed assets21/28€674€3k
Tangible fixed assets22/27€674€3k
Land and buildings22-€3k
Furniture and vehicles24€674€169
Current assets29/58€117k€45k
Amounts receivable within one year40/41€30k€37k
Other amounts receivable41€30k€37k
Cash at bank and in hand54/58€84k€7k
Deferred charges and accrued income490/1€3k€795
Equity and liabilities
Total equity and liabilities10/49€117k€48k
Equity10/15€115k€41k
Contributions10/11€1k€1k=
Reserves13€114k€40k
Non-distributable reserves130/1€100€100=
Reserves not available under the articles1311€100€100=
Distributable reserves133€114k€40k
Amounts payable17/49€2k€7k
Amounts payable within one year42/48€2k€7k
Trade debts44€2k€709
Suppliers440/4€2k€709
Taxes, remuneration and social security45-€6k
Taxes450/3-€3k
Remuneration and social security454/9-€3k
Accrued charges and deferred income492/3-€181
Income statement Code20242025
Remuneration, social security and pensions62€2k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€506€657
Other operating charges640/8€1k€1k
Gross operating margin9900€-36k€-70k
Operating profit (loss)9901€-40k€-72k
Financial income75/76B€886€0
Recurring financial income75€886€0
Financial charges65/66B€9k€2k
Recurring financial charges65€9k€2k
Profit (loss) for the period before taxes9903€-48k€-74k
Income taxes67/77€219€218
Profit (loss) for the period9904€-48k€-74k
Profit (loss) for the period to be appropriated9905€-48k€-74k
Appropriation of the result
Profit (loss) to be appropriated9906€-48k€-74k
Transfer from equity791/2€48k€74k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial Weakest financial yearnet €-74k
Net result drops to €-74k, the lowest in the series.
26-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial Liquidity times 32current ratio 48.81
Current ratio from 1.55 to 48.81; short-term debt falls from €286k to €2k.
29-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial Back to profitnet €92k
Net result €92k after one loss-making year.
31-12
Financial Equity above €150kEq €163k ▲101%
Equity rises from €81k to €163k.
21-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
30-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
no sitting director, last change in 2022
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
26-01-2022 Resigned as Manager
Not every act has been read: a resignation may be missing here
4 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2015
exact location from the address register On OpenStreetMap
Ground area
1,686 m²
Building footprint
368 m²
Volume, LiDAR
1,830 m³
2 parcels, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vlieguit 4, 9830 Sint-Martens-Latem
Retail trade
since 20152.239.734.948
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44064B0916/00N000 Flanders 1,026 m² 1 · 209 m² 7.5 m · 2 fl.
44062B0183/00K000 Flanders 659 m² 1 · 159 m² 8.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,971 companies in sector 47120 we hold annual accounts for 2,176. 1,485 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded01-02-2015
Fiscal year end31-12
Activities, NACEBEL
47120Other non-specialised retail sale
47191Retail trade
47512Retail sale of household textiles and bedding
47551Retail sale of household furniture
47591Retail trade
66199Other activities auxiliary to financial services, excluding insurance and pension funding
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.