ENTREPRISE HERMAN DAMIEN
ActiveSummary
The computed 12-month bankruptcy probability of ENTREPRISE HERMAN DAMIEN is 2.3% (moderate). The 2025 annual accounts show equity of €40k and a net result of €30k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 4486 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+11
Solvency37▼-13
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.76 against 1.04 in 2024; short-term debt: 32.6% and cash: 8.7% of total assets), and 88.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.6%
Return on assets
8.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 4486 sector peers (2025).
NBB · sector comparisonPosition among 4486 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
28 d late
2024
12 d late
2023
29 d late
2022
21 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€40k▼ 50.0%
2024 · €81k
2022: €29k
2023: €82k
2024: €81k
2022 → 2025
Total assets
€349k▲ 7.3%
2024 · €325k
2022: €395k
2023: €368k
2024: €325k
2022 → 2025
Net result
€30k
2024 · €-2k
2022: €19k
2023: €53k
2024: €-2k
2022 → 2025
Working capital
€-27k
2024 · €4k
2022: €-35k
2023: €2k
2024: €4k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€29k-€82k▲ 180%€81k▼ 2.0%€40k▼ 50.0%
Operating result€27k-€38k▲ 40.6%€4k▼ 88.3%€3k▼ 30.5%
Net result€19k-€53k▲ 174%€-2k€30k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 31% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €349k
Fixed assets
€262k ▲ 14.8%
Current assets
€87k ▼ 10.3%
Equity and liabilities €349k
Equity
€40k ▼ 50.0%
Debt
€308k ▲ 26.3%
Debt's share of the balance-sheet total rises from 75.2% to 88.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€86k▼
2024 · €98k
Cash flow
€113k▲
2024 · €91k
Current ratio
0.76▼
2024 · 1.04
Quick ratio
0.65▼
2024 · 1.04
Debt to equity
7.64▲
2024 · 3.03
ROE
73.6%▲
2024 · -2.0%
ROA
8.5%▲
2024 · -0.5%
Interest coverage
13.07▲
2024 · 12.69
Debt ≤ 1 year
€114k▲
2024 · €93k
Debt > 1 year
€194k▲
2024 · €151k
Income taxes
€14k▲
2024 · €37
Staff costs
€43k▼
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€325k€349k▲
Fixed assets21/28€228k€262k▲
Tangible fixed assets22/27€226k€259k▲
Plant, machinery and equipment23€35k€24k▼
Furniture and vehicles24€78k€86k▲
Leasing and similar rights25€113k€149k▲
Financial fixed assets28€2k€2k=
Current assets29/58€97k€87k▼
Stocks and contracts in progress3-€13k
Contracts in progress37-€13k
Amounts receivable within one year40/41€87k€40k▼
Trade receivables40€25k€40k▲
Other amounts receivable41€62k€491▼
Cash at bank and in hand54/58€10k€30k▲
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€325k€349k▲
Equity10/15€81k€40k▼
Contributions10/11€10k€10k=
Reserves13€47k€30k▼
Tax-exempt reserves132€17k-
Distributable reserves133€30k€30k=
Profit (loss) carried forward14€24k€321▼
Amounts payable17/49€244k€308k▲
Amounts payable after more than one year17€151k€194k▲
Financial debts170/4€151k€194k▲
Amounts payable within one year42/48€93k€114k▲
Current portion of amounts payable after more than one year42€73k€60k▼
Trade debts44€9k€17k▲
Suppliers440/4€9k€17k▲
Taxes, remuneration and social security45€11k€34k▲
Taxes450/3€6k€28k▲
Remuneration and social security454/9€5k€5k▲
Other amounts payable47/48-€2k
Income statement
Code20242025
Remuneration, social security and pensions62€48k€43k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€93k€83k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€24k€12k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€173k€143k▼
Operating profit (loss)9901€4k€3k▼
Financial income75/76B€2k€47k▲
Recurring financial income75€2k€47k▲
Non-recurring financial income76B-€47k
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Profit (loss) for the period before taxes9903€-2k€44k▲
Income taxes67/77€37€14k▲
Profit (loss) for the period9904€-2k€30k▲
Transfer from tax-exempt reserves789€10k€17k▲
Profit (loss) for the period to be appropriated9905€8k€47k▲
Appropriation of the result
Profit (loss) to be appropriated9906€24k€70k▲
Profit (loss) brought forward from the previous period14P€16k€24k▲
Profit to be distributed694/7-€70k
Return on contributions (dividend)694-€70k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
31-12
Financial
Weakest financial yearnet €-2k ▼103%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Highest result since 2022net €53k ▲174%
Operating result €38k, net result €53k, both a record.
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Libramont-Chevigny · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rondu, Hersamont 196800 Libramont-Chevigny1 establishment unit
Entreprise Herman Damien
since 20222.326.761.863
Recognitions · licences · registrations
Recognised contractor
6 categoriesENTREPRISE HERMAN DAMIEN SRL44478
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Of 21,216 companies in sector 81300 we hold annual accounts for 4,362. 3,521 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
81300Landscape service activities
43120Site preparation
43230Insulation installation
71113Urban planning and landscape architecture
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filings
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:herman_damien@yahoo.fr
Phone:+32474910693