Summary
Ensimo is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €425k and a net result of €188k. Equity is shrinking by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 64% of 1482 sector peers (fiscal year 2025). The company has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €425k
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
16 d early
2023
33 d early
2022
34 d early
2021
5 d early
2020
26 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€425k▲ 8.2%
2024 · €393k
2018: €528k
2019: €560k▲ +6.0% vs 2018
2020: €729k▲ +30.2% vs 2019
2021: €784k▲ +7.6% vs 2020highest in 8 years
2022: €370k▼ -52.8% vs 2021lowest in 8 years
2023: €385k▲ +3.9% vs 2022
2024: €393k▲ +2.0% vs 2023
2025: €425k▲ +8.2% vs 2024
2018 → 2025
Net result
€188k▲ 2,306%
2024 · €8k
2018: €109k
2019: €32k▼ -70.8% vs 2018
2020: €169k▲ +431% vs 2019
2021: €56k▼ -67.0% vs 2020
2022: €-414k▼ -844% vs 2021lowest in 8 years
2023: €15k▲ +104% vs 2022
2024: €8k▼ -46.2% vs 2023
2025: €188k▲ +2306% vs 2024highest in 8 years
2018 → 2025
Total assets
€777k▲ 13.7%
2024 · €683k
2018: €2.35Mhighest in 8 years
2019: €2.29M▼ -2.3% vs 2018
2020: €1.32M▼ -42.6% vs 2019
2021: €1.24M▼ -6.1% vs 2020
2022: €751k▼ -39.3% vs 2021
2023: €735k▼ -2.2% vs 2022
2024: €683k▼ -7.0% vs 2023lowest in 8 years
2025: €777k▲ +13.7% vs 2024
2018 → 2025
Solvency
54.7%▼ 2.8pp
2024 · 57.5%
2018: 22.5%lowest in 8 years
2019: 24.4%▲ +8.6% vs 2018
2020: 55.3%▲ +127% vs 2019
2021: 63.3%▲ +14.6% vs 2020highest in 8 years
2022: 49.3%▼ -22.2% vs 2021
2023: 52.4%▲ +6.3% vs 2022
2024: 57.5%▲ +9.8% vs 2023
2025: 54.7%▼ -4.9% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€784k-€370k▼ 52.8%€385k▲ 3.9%€393k▲ 2.0%€425k▲ 8.2%
2021: €784khighest in 5 years
2022: €370k▼ -52.8% vs 2021lowest in 5 years
2023: €385k▲ +3.9% vs 2022
2024: €393k▲ +2.0% vs 2023
2025: €425k▲ +8.2% vs 2024
Operating result€75k-€-434k€-2k▲ 99.7%€20k€262k▲ 1,208%
2021: €75k
2022: €-434k▼ -677% vs 2021lowest in 5 years
2023: €-2k▲ +99.7% vs 2022
2024: €20k▲ +1421% vs 2023
2025: €262k▲ +1208% vs 2024highest in 5 years
Net result€56k-€-414k€15k€8k▼ 46.2%€188k▲ 2,306%
2021: €56k
2022: €-414k▼ -844% vs 2021lowest in 5 years
2023: €15k▲ +104% vs 2022
2024: €8k▼ -46.2% vs 2023
2025: €188k▲ +2306% vs 2024highest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 1,208% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €777k
Fixed assets
€325k ▼ 34.5%
Current assets
€452k ▲ 141%
Equity and liabilities €777k
Equity
€425k ▲ 8.2%
Provisions
€64k
Debt
€288k ▼ 0.9%
Debt's share of the balance-sheet total falls from 42.5% to 37.1%. Equity is higher and debt is lower.
Key figures and ratios
ROE
44.3%▲
2024 · 2.0%
ROA
24.2%▲
2024 · 1.1%
Debt ≤ 1 year
€175k▲
2024 · €169k
Debt > 1 year
€112k▼
2024 · €122k
Income taxes
€60▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€683k€777k▲
Fixed assets21/28€496k€325k▼
Tangible fixed assets22/27€489k€319k▼
Land and buildings22€475k€312k▼
Plant, machinery and equipment23€14k€7k▼
Financial fixed assets28€6k€6k=
Current assets29/58€188k€452k▲
Amounts receivable within one year40/41€183k€157k▼
Trade receivables40€293€759▲
Other amounts receivable41€183k€156k▼
Cash at bank and in hand54/58€2k€293k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€683k€777k▲
Equity10/15€393k€425k▲
Contributions10/11€65k€65k=
Capital10€65k€65k=
Issued capital100€65k€65k=
Reserves13€6k€200k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132-€193k
Profit (loss) carried forward14€321k€160k▼
Provisions and deferred taxes16-€64k
Deferred taxes168-€64k
Amounts payable17/49€291k€288k▼
Amounts payable after more than one year17€122k€112k▼
Financial debts170/4€114k€105k▼
Other amounts payable178/9€7k€7k=
Amounts payable within one year42/48€169k€175k▲
Current portion of amounts payable after more than one year42€135k€10k▼
Financial debts43€3k-
Credit institutions430/8€3k-
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Taxes, remuneration and social security45€7k€3k▼
Taxes450/3€7k€3k▼
Other amounts payable47/48€20k€157k▲
Accrued charges and deferred income492/3€438€425▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€15k▼
Other operating charges640/8€5k€6k▲
Gross operating margin9900€48k€283k▲
Operating profit (loss)9901€20k€262k▲
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€12k€12k▼
Recurring financial charges65€12k€12k▼
Profit (loss) for the period before taxes9903€11k€253k▲
Transfer to deferred taxes680-€64k
Income taxes67/77€3k€60▼
Profit (loss) for the period9904€8k€188k▲
Transfer to tax-exempt reserves689-€193k
Profit (loss) for the period to be appropriated9905€8k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€321k€316k▼
Profit (loss) brought forward from the previous period14P€314k€321k▲
Profit to be distributed694/7-€156k
Return on contributions (dividend)694-€156k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €34k | €23k | €23k | €23k | €15k | ▼ 35.8% |
| Other operating charges640/8 | €7k | €431k | €4k | €5k | €6k | ▲ 28.7% |
| Gross operating margin9900 | €116k | €20k | €26k | €48k | €283k | ▲ 493% |
| Operating profit (loss)9901 | €75k | €-434k | €-2k | €20k | €262k | ▲ 1,208% |
| Financial income75/76B | €17k | €31k | €28k | €3k | €2k | ▼ 9.5% |
| Recurring financial income75 | €17k | €31k | €28k | €3k | €2k | ▼ 9.5% |
| Financial charges65/66B | €17k | €5k | €9k | €12k | €12k | ▼ 3.2% |
| Recurring financial charges65 | €17k | €5k | €9k | €12k | €12k | ▼ 3.2% |
| Profit (loss) for the period before taxes9903 | €75k | €-408k | €17k | €11k | €253k | ▲ 2,268% |
| Transfer from deferred taxes780 | - | €34k | - | - | - | - |
| Transfer to deferred taxes680 | - | - | - | - | €64k | - |
| Income taxes67/77 | €19k | €40k | €2k | €3k | €60 | ▼ 97.9% |
| Profit (loss) for the period9904 | €56k | €-414k | €15k | €8k | €188k | ▲ 2,306% |
| Transfer from tax-exempt reserves789 | - | €80k | - | - | - | - |
| Transfer to tax-exempt reserves689 | - | - | - | - | €193k | - |
| Profit (loss) for the period to be appropriated9905 | €56k | €-334k | €15k | €8k | €-5k | ▼ 164% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.24M | €751k | €735k | €683k | €777k | ▲ 13.7% |
| Fixed assets21/28 | €1.01M | €541k | €518k | €496k | €325k | ▼ 34.5% |
| Tangible fixed assets22/27 | €573k | €535k | €512k | €489k | €319k | ▼ 34.9% |
| Land and buildings22 | €546k | €513k | €494k | €475k | €312k | ▼ 34.4% |
| Plant, machinery and equipment23 | €26k | €22k | €18k | €14k | €7k | ▼ 51.1% |
| Financial fixed assets28 | €433k | €6k | €6k | €6k | €6k | = |
| Current assets29/58 | €232k | €210k | €216k | €188k | €452k | ▲ 141% |
| Amounts receivable within one year40/41 | €108k | €160k | €183k | €183k | €157k | ▼ 14.5% |
| Trade receivables40 | - | - | €293 | €293 | €759 | ▲ 159% |
| Other amounts receivable41 | €108k | €160k | €183k | €183k | €156k | ▼ 14.8% |
| Cash at bank and in hand54/58 | €105k | €21k | €8k | €2k | €293k | ▲ 12,006% |
| Deferred charges and accrued income490/1 | €19k | €30k | €26k | €2k | €3k | ▲ 33.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.24M | €751k | €735k | €683k | €777k | ▲ 13.7% |
| Equity10/15 | €784k | €370k | €385k | €393k | €425k | ▲ 8.2% |
| Contributions10/11 | €65k | €65k | €65k | €65k | €65k | = |
| Capital10 | €65k | €65k | €65k | €65k | €65k | = |
| Issued capital100 | €65k | €65k | €65k | €65k | €65k | = |
| Reserves13 | €86k | €6k | €6k | €6k | €200k | ▲ 3,119% |
| Non-distributable reserves130/1 | €6k | €6k | €6k | €6k | €6k | = |
| Legal reserve130 | €6k | €6k | €6k | €6k | €6k | = |
| Tax-exempt reserves132 | €80k | - | - | - | €193k | - |
| Profit (loss) carried forward14 | €633k | €299k | €314k | €321k | €160k | ▼ 50.2% |
| Provisions and deferred taxes16 | €34k | - | - | - | €64k | - |
| Deferred taxes168 | €34k | - | - | - | €64k | - |
| Amounts payable17/49 | €420k | €381k | €350k | €291k | €288k | ▼ 0.9% |
| Amounts payable after more than one year17 | €141k | €132k | €131k | €122k | €112k | ▼ 7.5% |
| Financial debts170/4 | €141k | €132k | €123k | €114k | €105k | ▼ 8.0% |
| Other amounts payable178/9 | - | - | €7k | €7k | €7k | = |
| Amounts payable within one year42/48 | €279k | €249k | €219k | €169k | €175k | ▲ 3.8% |
| Current portion of amounts payable after more than one year42 | €148k | €134k | €135k | €135k | €10k | ▼ 92.7% |
| Financial debts43 | - | - | - | €3k | - | - |
| Credit institutions430/8 | - | - | - | €3k | - | - |
| Trade debts44 | €4k | €3k | €7k | €3k | €5k | ▲ 54.7% |
| Suppliers440/4 | €4k | €3k | €7k | €3k | €5k | ▲ 54.7% |
| Taxes, remuneration and social security45 | €36k | €45k | €43k | €7k | €3k | ▼ 60.1% |
| Taxes450/3 | €36k | €45k | €43k | €7k | €3k | ▼ 60.1% |
| Other amounts payable47/48 | €91k | €66k | €35k | €20k | €157k | ▲ 691% |
| Accrued charges and deferred income492/3 | - | - | €452 | €438 | €425 | ▼ 3.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €56k | €-414k | €15k | €8k | €188k | ▲ 2,306% |
| + Depreciation and write-downs630 | €34k | €23k | €23k | €23k | €15k | ▼ 35.8% |
| Operating cash flow (approximation) | €90k | €-391k | €37k | €31k | €203k | ▲ 560% |
| Investment in fixed assets (approximation) | - | €442k | €0 | €0 | €156k | - |
| Change in cash | - | €-85k | €-13k | €-5k | €291k | ▲ 5,590% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
2025
31-12
Financial
Highest result since 2018net €188k ▲2,306%
Net result €188k, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 2.58
Current ratio from 1.11 to 2.58.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-414k
Net result drops to €-414k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 1997
Ground area
9,580 m²
Building footprint
3,201 m²
Volume, LiDAR
11,988 m³
2 parcels, Flanders, Wallonia · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
116
companies at this address
See who is registered here
1 establishment unit
ENSIMO
since 19972.084.270.078
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23772C0379/00L000 | Flanders | 7,036 m² | 1 · 1,631 m² | 9.2 m · 2 fl. |
| 25033B0525/00T002 | Wallonia | 2,544 m² | 1 · 1,570 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 853 companies in sector 66210 we hold annual accounts for 511. 378 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded01-10-1997
Fiscal year end31-12
Activities, NACEBEL 2025
66210Risk and damage evaluation
Contact
Phone
026560159Zaventem
Scores and ratios are computed by Checked and are not a credit decision.