ENSEMBLIER
ActiveENSEMBLIER has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €293k and a net result of €87k. Equity is growing by ~27% per year across the filed fiscal years. Its solvency ranks better than 78% of 9520 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
100
/ 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 4.09 against 6.95 in 2023), and 21.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
78.3%
Return on assets
23.1%
Age of the figures
20 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
92 d late
2023
92 d late
2022
60 d late
2021
29 d late
2020
90 d late
2019
119 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€293k▲ 18.9%
2023 · €246k
2018: €47k
2019: €87k
2020: €132k
2021: €148k
2022: €180k
2023: €246k
2018 → 2024
Total assets
€374k▲ 32.0%
2023 · €283k
2018: €85k
2019: €130k
2020: €192k
2021: €189k
2022: €222k
2023: €283k
2018 → 2024
Net result
€87k▲ 29.9%
2023 · €67k
2018: €6k
2019: €40k
2020: €44k
2021: €16k
2022: €32k
2023: €67k
2018 → 2024
Working capital
€250k▲ 14.0%
2023 · €220k
2018: €41k
2019: €60k
2020: €95k
2021: €117k
2022: €146k
2023: €220k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€132k-€148k▲ 12.0%€180k▲ 21.7%€246k▲ 37.1%€293k▲ 18.9%
Operating result€63k-€25k▼ 60.7%€44k▲ 77.8%€93k▲ 111%€118k▲ 26.3%
Net result€44k-€16k▼ 64.4%€32k▲ 103%€67k▲ 108%€87k▲ 29.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 26% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €374k
Fixed assets
€43k▲ 59.4%
Current assets
€331k▲ 29.2%
Equity and liabilities €374k
Equity
€293k▲ 18.9%
Debt
€81k▲ 119%
The debt ratio rises from 13.0% to 21.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€125k▲
2023 · €100k
Cash flow
€94k▲
2023 · €74k
Solvency
78.3%▼
2023 · 87.0%
Current ratio
4.09▼
2023 · 6.95
Quick ratio
4.09▼
2023 · 6.95
Debt / equity
0.28▲
2023 · 0.15
ROE
29.5%▲
2023 · 27.0%
ROA
23.1%▼
2023 · 23.5%
Interest coverage
1841.48▲
2023 · 1791.19
Debt
€81k▲
2023 · €37k
Debt ≤ 1 year
€81k▲
2023 · €37k
Income taxes
€35k▲
2023 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€283k€374k▲
Fixed assets21/28€27k€43k▲
Tangible fixed assets22/27€27k€43k▲
Land and buildings22€23k€25k▲
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€73€16k▲
Current assets29/58€257k€331k▲
Amounts receivable within one year40/41€32k€30k▼
Trade receivables40€32k€30k▼
Current investments50/53€100k€150k▲
Cash at bank and in hand54/58€122k€149k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€283k€374k▲
Equity10/15€246k€293k▲
Contributions10/11€19k€19k=
Reserves13€201k€247k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€199k€246k▲
Profit (loss) carried forward14€27k€27k=
Amounts payable17/49€37k€81k▲
Amounts payable within one year42/48€37k€81k▲
Trade debts44€3k€19k▲
Suppliers440/4€3k€19k▲
Taxes, remuneration and social security45€26k€16k▼
Taxes450/3€23k€16k▼
Remuneration and social security454/9€4k-
Other amounts payable47/48€7k€46k▲
Income statement
Code20232024
Non-recurring operating income76A€6k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▼
Other operating charges640/8€842€630▼
Gross operating margin9900€101k€126k▲
Operating profit (loss)9901€93k€118k▲
Financial income75/76B€0€3k▲
Recurring financial income75€0€3k▲
Financial charges65/66B€56€68▲
Recurring financial charges65€56€68▲
Profit (loss) for the period before taxes9903€93k€121k▲
Income taxes67/77€27k€35k▲
Profit (loss) for the period9904€67k€87k▲
Profit (loss) for the period to be appropriated9905€67k€87k▲
Appropriation of the result
Profit (loss) to be appropriated9906€94k€114k▲
Profit (loss) brought forward from the previous period14P€27k€27k=
Transfer from equity791/2-€40k
Transfer to equity691/2€67k€87k▲
To other reserves6921€67k€87k▲
Profit to be distributed694/7-€40k
Return on contributions (dividend)694-€40k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
2024
31-12
Financial
Highest result since 2018net €87k ▲29.9%
Operating result €118k, net result €87k, both a record.
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 92 days late
2023
31-12
Financial
Equity above €200kEq €246k ▲37.1%
6 profitable years in a row build equity to €246k.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Equity above €150kEq €180k ▲21.7%
5 profitable years in a row build equity to €180k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
31-12
Financial
Equity above €100kEq €132k ▲50.9%
3 profitable years in a row build equity to €132k.
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 119 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
26-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 26 days late
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
03-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hardveldstraat 1B3730 Bilzen-HoeseltGround area
5,269 m²
Building footprint
321 m²
Volume, LiDAR
1,019 m³
2 parcels, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ensemblier
since 20092.177.121.349
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73032H0662/00L000 | Flanders | 4,025 m² | 1 · 201 m² | 7.9 m · 2 fl. |
| 73032H0493/00K000 | Flanders | 1,244 m² | 1 · 120 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SIRION
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Of 24,422 companies in sector 82990 we hold annual accounts for 9,361. 6,527 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded09-02-2009
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:089/418466