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ENPROVEST

Active
Public limited companyfounded 199233 yrs activeNieuwburgstraat 62, 1060 Sint-Gillis (bij-Brussel), BelgiumKBO/BCE: BE 0448.856.315
Summary

ENPROVEST has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.04M and a net result of €-8k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 52% of 63 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability37▲+37
Solvency77=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 2.06 against 2.07 in 2024; short-term debt: 48.2% and cash: 0.5% of total assets), and 48.4% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 91
Relative position
BE, all sectors
reference
Libraries, archives, museums and other cultural activities (NACE 91)
about 68% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 33 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
51.6%
Return on assets
-0.4%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year €-8k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
45 d early
2024
53 d late
2023
412 d late
2022
590 d late
2021
955 d late
2020
381 d late
2019
108 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-8k▲ 99.9%
2024 · €-9.98M
2018: €58k 2019: €92k▲ +58.8% vs 2018 2020: €111k▲ +20.6% vs 2019 2021: €38k▼ -66.2% vs 2020 2022: €2.75M▲ +7212% vs 2021highest in 8 years 2023: €-262k▼ -110% vs 2022 2024: €-9.98M▼ -3702% vs 2023lowest in 8 years 2025: €-8k▲ +99.9% vs 2024
2018 → 2025
Working capital
€1.03M▼ 0.8%
2024 · €1.04M
2018: €3.28M 2019: €3.37M▲ +2.8% vs 2018 2020: €3.48M▲ +3.3% vs 2019 2021: €3.52M▲ +1.1% vs 2020 2022: €11.18M▲ +218% vs 2021highest in 8 years 2023: €10.92M▼ -2.3% vs 2022 2024: €1.04M▼ -90.5% vs 2023 2025: €1.03M▼ -0.8% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€8.54M-€11.29M▲ 32.1%€11.02M▼ 2.3%€1.05M▼ 90.5%€1.04M▼ 0.8% 2021: €8.54M 2022: €11.29M▲ +32.1% vs 2021highest in 5 years 2023: €11.02M▼ -2.3% vs 2022 2024: €1.05M▼ -90.5% vs 2023 2025: €1.04M▼ -0.8% vs 2024lowest in 5 years
Operating result€-25k-€-10k▲ 61.2%€-8k▲ 20.3%€-6k▲ 16.8%€-9k▼ 39.6% 2021: €-25klowest in 5 years 2022: €-10k▲ +61.2% vs 2021 2023: €-8k▲ +20.3% vs 2022 2024: €-6k▲ +16.8% vs 2023highest in 5 years 2025: €-9k▼ -39.6% vs 2024
Net result€38k-€2.75M▲ 7,212%€-262k€-9.98M▼ 3,702%€-8k▲ 99.9% 2021: €38k 2022: €2.75M▲ +7212% vs 2021highest in 5 years 2023: €-262k▼ -110% vs 2022 2024: €-9.98M▼ -3702% vs 2023lowest in 5 years 2025: €-8k▲ +99.9% vs 2024
Result per fiscal year
Operating resultNet result
€-10.00M€-5.00M€0€5.00MOperating result 2021: €-25k€-25kNet result 2021: €38k€38kOperating result 2022: €-10k€-10kNet result 2022: €2.75M€2.75MOperating result 2023: €-8k€-8kNet result 2023: €-262k€-262kOperating result 2024: €-6k€-6kNet result 2024: €-9.98M€-9.98MOperating result 2025: €-9k€-9kNet result 2025: €-8k€-8k20212022202320242025€-10M€-7.5M€-5M€-2.5M€0Operating result 2023: €-8k€-7.7kNet result 2023: €-262k€-262kOperating result 2024: €-6k€-6.4kNet result 2024: €-9.98M€-10MOperating result 2025: €-9k€-9kNet result 2025: €-8k€-7.9k202320242025
The operating result stays negative: a loss of €9k in 2025 against €6k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.01M
Fixed assets €16k =
Current assets €2.00M ▼ 0.1%
Equity and liabilities €2.01M
Equity €1.04M ▼ 0.8%
Debt €975k ▲ 0.6%
Debt's share of the balance-sheet total rises from 48.0% to 48.4%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Current ratio
2.06▼
2024 · 2.07
Debt to equity
0.94▲
2024 · 0.92
ROE
-0.8%▲
2024 · -952.0%
ROA
-0.4%▲
2024 · -494.7%
Debt ≤ 1 year
€972k▲
2024 · €966k
Income taxes
€-1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€2.02M€2.01M▼
Fixed assets21/28€16k€16k=
Financial fixed assets28€16k€16k=
Current assets29/58€2.00M€2.00M▼
Amounts receivable within one year40/41€1.99M€1.99M=
Other amounts receivable41€1.99M€1.99M=
Cash at bank and in hand54/58€12k€10k▼
Equity and liabilities
Total equity and liabilities10/49€2.02M€2.01M▼
Equity10/15€1.05M€1.04M▼
Contributions10/11€250k€250k=
Capital10€250k€250k=
Issued capital100€250k€250k=
Reserves13€11.04M€11.04M=
Non-distributable reserves130/1€25k€25k=
Reserves not available under the articles1311€25k€25k=
Distributable reserves133€11.01M€11.01M=
Profit (loss) carried forward14€-10.24M€-10.25M▼
Amounts payable17/49€969k€975k▲
Amounts payable within one year42/48€966k€972k▲
Trade debts44€18k€23k▲
Suppliers440/4€18k€23k▲
Taxes, remuneration and social security45€11k€11k=
Taxes450/3€11k€11k=
Other amounts payable47/48€936k€937k=
Accrued charges and deferred income492/3€3k€3k=
Income statement Code20242025
Other operating charges640/8€271-
Gross operating margin9900€-6k€-9k▼
Operating profit (loss)9901€-6k€-9k▼
Financial income75/76B€12k€128▼
Recurring financial income75€4k€128▼
Non-recurring financial income76B€9k-
Financial charges65/66B€9.98M€106▼
Recurring financial charges65€796€106▼
Non-recurring financial charges66B€9.98M-
Profit (loss) for the period before taxes9903€-9.98M€-9k▲
Income taxes67/77-€-1k
Profit (loss) for the period9904€-9.98M€-8k▲
Profit (loss) for the period to be appropriated9905€-9.98M€-8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-10.24M€-10.25M▼
Profit (loss) brought forward from the previous period14P€-262k€-10.24M▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line20212022202320242025Change
Other operating charges640/8€17k€868€1k€271--
Gross operating margin9900€-8k€-9k€-7k€-6k€-9k▼ 45.7%
Operating profit (loss)9901€-25k€-10k€-8k€-6k€-9k▼ 39.6%
Financial income75/76B€380k€3.04M€6k€12k€128▼ 99.0%
Recurring financial income75€380k€391k€6k€4k€128▼ 96.4%
Non-recurring financial income76B-€2.65M-€9k--
Financial charges65/66B€314k€283k€248k€9.98M€106▼ 100.0%
Recurring financial charges65€314k€283k€248k€796€106▼ 86.7%
Non-recurring financial charges66B---€9.98M--
Profit (loss) for the period before taxes9903€41k€2.75M€-250k€-9.98M€-9k▲ 99.9%
Income taxes67/77€4k€637€13k-€-1k-
Profit (loss) for the period9904€38k€2.75M€-262k€-9.98M€-8k▲ 99.9%
Profit (loss) for the period to be appropriated9905€38k€2.75M€-262k€-9.98M€-8k▲ 99.9%
Line20212022202320242025Change
Assets
Total assets20/58€8.58M€14.74M€12.21M€2.02M€2.01M▼ 0.1%
Fixed assets21/28€5.02M€107k€107k€16k€16k=
Financial fixed assets28€5.02M€107k€107k€16k€16k=
Current assets29/58€3.56M€14.63M€12.11M€2.00M€2.00M▼ 0.1%
Amounts receivable within one year40/41€2.90M€8.57M€11.25M€1.99M€1.99M=
Other amounts receivable41€2.90M€8.57M€11.25M€1.99M€1.99M=
Cash at bank and in hand54/58€658k€6.06M€851k€12k€10k▼ 15.6%
Equity and liabilities
Total equity and liabilities10/49€8.58M€14.74M€12.21M€2.02M€2.01M▼ 0.1%
Equity10/15€8.54M€11.29M€11.02M€1.05M€1.04M▼ 0.8%
Contributions10/11€250k€250k€250k€250k€250k=
Capital10€250k€250k€250k€250k€250k=
Issued capital100€250k€250k€250k€250k€250k=
Reserves13€8.29M€11.04M€11.04M€11.04M€11.04M=
Non-distributable reserves130/1€25k€25k€25k€25k€25k=
Legal reserve130€25k€25k€25k---
Reserves not available under the articles1311---€25k€25k=
Distributable reserves133€8.27M€11.01M€11.01M€11.01M€11.01M=
Profit (loss) carried forward14--€-262k€-10.24M€-10.25M▼ 0.1%
Amounts payable17/49€36k€3.45M€1.19M€969k€975k▲ 0.6%
Amounts payable within one year42/48€34k€3.45M€1.18M€966k€972k▲ 0.6%
Financial debts43€3€14----
Credit institutions430/8€3€14----
Trade debts44€19k€17k€19k€18k€23k▲ 31.2%
Suppliers440/4€19k€17k€19k€18k€23k▲ 31.2%
Taxes, remuneration and social security45€15k€15k€28k€11k€11k=
Taxes450/3€15k€15k€28k€11k€11k=
Other amounts payable47/48-€3.42M€1.14M€936k€937k=
Accrued charges and deferred income492/3€2k€3k€3k€3k€3k=
Line20212022202320242025Change
Profit (loss) for the period9904€38k€2.75M€-262k€-9.98M€-8k▲ 99.9%
Operating cash flow (approximation)€38k€2.75M€-262k€-9.98M€-8k▲ 99.9%
Investment in fixed assets (approximation)-€4.92M€0€91k€0▼ 100%
Change in cash-€5.40M€-5.21M€-839k€-2k▲ 99.8%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
16-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
22-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 53 days late
16-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 412 days late
12-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 590 days late
12-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 955 days late
2024
31-12
Financial Weakest financial yearnet €-9.98M
Net result drops to €-9.98M, the lowest in the series; recovery starts the following year.
2023
31-12
Financial Liquidity doublescurrent ratio 10.22
Current ratio from 4.24 to 10.22; short-term debt falls from €3.45M to €1.18M.
2022
31-12
Financial Highest result since 2018net €2.75M ▲7,212%
Net result €2.75M, the highest in the series.
31-12
Financial Equity above €10MEq €11.29M ▲32.1%
5 profitable years in a row build equity to €11.29M.
16-08
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 381 days late
2020
31-12
Financial Liquidity times 18current ratio 104.91
Current ratio from 5.95 to 104.91; short-term debt falls from €681k to €34k.
16-11
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 108 days late
Show earlier events
2019
31-12
Financial Liquidity doublescurrent ratio 5.95
Current ratio from 2.85 to 5.95; short-term debt falls from €1.78M to €681k.
25-11
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 117 days late
2018
08-10
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 69 days late
2017
26-09
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts

We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 1993
seat establishment The establishment unit on the map
Ground area
217 m²
Building footprint
119 m²
Volume, LiDAR
1,693 m³
Parcel 21013B0339/00D006, Brussels · tallest building 18.8 m, ±5 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
Nieuwburgstraat 62, 1060 Sint-Gillis (bij-Brussel)
Insurance, reinsurance and pension funding, except compulsory social security
since 19932.061.211.693
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21013B0339/00D006 Brussels 217 m² 1 · 119 m² 18.8 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

967600ZZ7NH9YJ7T5Z44
no longer live in the LEI register

Similar companies · same sector, comparable size

Of 275 companies in sector 91220 we hold annual accounts for 107. 75 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded03-12-1992
Fiscal year end31-12
Activities, NACEBEL 2025
91220Libraries, archives, museums and other cultural activities
91300Libraries, archives, museums and other cultural activities
91410Libraries, archives, museums and other cultural activities

Scores and ratios are computed by Checked and are not a credit decision.