ENIX is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €333.26M and a net result of €36.96M. Equity is growing by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 86% of 2377 sector peers (fiscal year 2025). The company has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
29 d early
2024
24 d early
2023
57 d early
2022
67 d early
2021
20 d early
2021
15 d early
2020
41 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€333.26M▼ 4.0%
2024 · €347.04M
2019: €213.73M
2020: €188.06M
2021: €224.25M
2021: €237.93M
2022: €247.91M
2023: €268.26M
2024: €347.04M
2019 → 2025
Net result
€36.96M▼ 43.3%
2024 · €65.23M
2019: €1.63M
2020: €-25.66M
2021: €36.19M
2021: €13.68M
2022: €11.48M
2023: €21.10M
2024: €65.23M
2019 → 2025
Total assets
€346.85M▼ 4.0%
2024 · €361.42M
2019: €229.04M
2020: €203.28M
2021: €242.27M
2021: €265.17M
2022: €270.13M
2023: €281.45M
2024: €361.42M
2019 → 2025
Solvency
96.1%▲ 0.1pp
2024 · 96.0%
2019: 93.3%
2020: 92.5%
2021: 92.6%
2021: 89.7%
2022: 91.8%
2023: 95.3%
2024: 96.0%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€237.93M-€247.91M▲ 4.2%€268.26M▲ 8.2%€347.04M▲ 29.4%€333.26M▼ 4.0%
Operating result€-856k-€-1.34M▼ 56.9%€-1.26M▲ 6.4%€-1.73M▼ 37.8%€-1.82M▼ 5.0%
Net result€13.68M-€11.48M▼ 16.1%€21.10M▲ 83.7%€65.23M▲ 209%€36.96M▼ 43.3%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1.82M in 2025 against €1.73M in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €346.85M
Fixed assets
€160.01M▼ 12.7%
Current assets
€186.84M▲ 4.8%
Equity and liabilities €346.85M
Equity
€333.26M▼ 4.0%
Debt
€13.59M▼ 5.5%
The debt ratio falls from 4.0% to 3.9%. Equity and debt are lower.
Key figures and ratios
Solvency
96.1%▲
2024 · 96.0%
ROE
11.1%▼
2024 · 18.8%
ROA
10.7%▼
2024 · 18.0%
Debt
€13.59M▼
2024 · €14.38M
Debt ≤ 1 year
€10.64M▼
2024 · €11.43M
Debt > 1 year
€2.95M=
2024 · €2.95M
Income taxes
€697k▼
2024 · €894k
Staff costs
€132k▼
2024 · €332k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€361.42M€346.85M▼
Fixed assets21/28€183.20M€160.01M▼
Tangible fixed assets22/27€11.49M€10.23M▼
Land and buildings22€11.11M€9.95M▼
Plant, machinery and equipment23€202k€137k▼
Furniture and vehicles24€177k€142k▼
Financial fixed assets28€171.72M€149.78M▼
Current assets29/58€178.22M€186.84M▲
Amounts receivable after more than one year29€25.78M€811k▼
Other amounts receivable291€25.78M€811k▼
Stocks and contracts in progress3€15k€11k▼
Stocks30/36€15k€11k▼
Amounts receivable within one year40/41€3.56M€9.80M▲
Trade receivables40€92k€154k▲
Other amounts receivable41€3.46M€9.65M▲
Current investments50/53€142.47M€124.39M▼
Cash at bank and in hand54/58€5.77M€51.71M▲
Deferred charges and accrued income490/1€632k€116k▼
Equity and liabilities
Total equity and liabilities10/49€361.42M€346.85M▼
Equity10/15€347.04M€333.26M▼
Contributions10/11€125.54M€105.03M▼
Capital10€125.54M€105.03M▼
Issued capital100€125.54M€105.03M▼
Revaluation surpluses12€14.30M€14.32M▲
Reserves13€207.19M€213.92M▲
Non-distributable reserves130/1€26.79M€24.73M▼
Legal reserve130€12.55M€10.50M▼
Own shares acquired1312€14.23M€14.23M=
Distributable reserves133€180.40M€189.18M▲
Amounts payable17/49€14.38M€13.59M▼
Amounts payable after more than one year17€2.95M€2.95M=
Financial debts170/4€2.95M€2.95M=
Amounts payable within one year42/48€11.43M€10.64M▼
Trade debts44€39k€122k▲
Suppliers440/4€39k€122k▲
Taxes, remuneration and social security45€308k€374k▲
Taxes450/3€262k€327k▲
Remuneration and social security454/9€45k€47k▲
Other amounts payable47/48€11.08M€10.14M▼
Accrued charges and deferred income492/3€2k€1k▼
Income statement
Code20242025
Non-recurring operating income76A-€389k
Remuneration, social security and pensions62€332k€132k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€751k€718k▼
Other operating charges640/8€471k€240k▼
Non-recurring operating charges66A€374k€1.24M▲
Gross operating margin9900€195k€512k▲
Operating profit (loss)9901€-1.73M€-1.82M▼
Financial income75/76B€72.14M€46.87M▼
Recurring financial income75€14.96M€11.13M▼
Non-recurring financial income76B€57.17M€35.74M▼
Financial charges65/66B€4.28M€7.39M▲
Recurring financial charges65€1.38M€5.41M▲
Non-recurring financial charges66B€2.90M€1.98M▼
Profit (loss) for the period before taxes9903€66.12M€37.66M▼
Income taxes67/77€894k€697k▼
Profit (loss) for the period9904€65.23M€36.96M▼
Profit (loss) for the period to be appropriated9905€65.23M€36.96M▼
Appropriation of the result
Profit (loss) to be appropriated9906€65.23M€36.96M▼
Transfer from equity791/2-€29.49M
Transfer to equity691/2€64.48M€36.21M▼
To the legal reserve6920€2.29M-
To other reserves6921€62.19M€36.21M▼
Profit to be distributed694/7€750k€30.24M▲
Return on contributions (dividend)694€750k€30.24M▲
Social balance
Average headcount (FTE)90874.71.6▼
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2019net €65.23M ▲209%
Net result €65.23M, the highest in the series.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity doublescurrent ratio 25.37
Current ratio from 11.39 to 25.37; short-term debt falls from €18.42M to €8.60M.
31-12
Financial
Equity above €250MEq €268.26M ▲8.2%
4 profitable years in a row build equity to €268.26M.
25-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
15-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-04
Financial
Back to profitnet €36.19M
Net result €36.19M after one loss-making year.
2020
20-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
30-04
Financial
Weakest financial yearnet €-25.66M ▼1671%
Net result drops to €-25.66M, the lowest in the series; recovery starts the following year.
2019
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
15 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kalfstraat 428300 Knokke-HeistGround area
5,281 m²
Building footprint
2,539 m²
Volume, LiDAR
10,917 m³
Parcel 31333I0944/00F000, Flanders · tallest building 9.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Cwart
since 20162.258.122.485
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31333I0944/00F000 | Flanders | 5,281 m² | 1 · 2,539 m² | 9.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteKnokke-Heist2.258.122.485
Legal Entity Identifier
96760033S8GTNZZE7607
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 834 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded26-09-1991
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74142
90312Arts creation and performing arts activities
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
56220Contract catering and other food service activities
56290Food and beverage service activities
56309Food and beverage service activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.