Summary
IBERVEST has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €101.98M and a net result of €4.19M. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 88% of 8692 sector peers (fiscal year 2025). The company has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 06-10-2025, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
34 d early
2023
22 d early
2022
21 d early
2021
12 d early
2020
1 d early
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close25-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€101.98M▲ 2.0%
2024 · €99.94M
2019: €89.74Mlowest in 7 years
2020: €92.55M▲ +3.1% vs 2019
2021: €92.67M▲ +0.1% vs 2020
2022: €92.88M▲ +0.2% vs 2021
2023: €95.34M▲ +2.7% vs 2022
2024: €99.94M▲ +4.8% vs 2023
2025: €101.98M▲ +2.0% vs 2024highest in 7 years
2019 → 2025
Total assets
€111.55M▲ 2.3%
2024 · €109.07M
2019: €97.30Mlowest in 7 years
2020: €103.90M▲ +6.8% vs 2019
2021: €102.31M▼ -1.5% vs 2020
2022: €103.36M▲ +1.0% vs 2021
2023: €104.46M▲ +1.1% vs 2022
2024: €109.07M▲ +4.4% vs 2023
2025: €111.55M▲ +2.3% vs 2024highest in 7 years
2019 → 2025
Net result
€4.19M▼ 37.9%
2024 · €6.75M
2019: €1.60Mlowest in 7 years
2020: €6.96M▲ +336% vs 2019highest in 7 years
2021: €2.41M▼ -65.4% vs 2020
2022: €3.41M▲ +41.7% vs 2021
2023: €4.62M▲ +35.3% vs 2022
2024: €6.75M▲ +46.1% vs 2023
2025: €4.19M▼ -37.9% vs 2024
2019 → 2025
Working capital
€20.89M▼ 0.7%
2024 · €21.04M
2019: €29.49Mhighest in 7 years
2020: €24.37M▼ -17.4% vs 2019
2021: €14.12M▼ -42.1% vs 2020lowest in 7 years
2022: €17.22M▲ +22.0% vs 2021
2023: €19.50M▲ +13.3% vs 2022
2024: €21.04M▲ +7.9% vs 2023
2025: €20.89M▼ -0.7% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€92.67M-€92.88M▲ 0.2%€95.34M▲ 2.7%€99.94M▲ 4.8%€101.98M▲ 2.0%
2021: €92.67Mlowest in 5 years
2022: €92.88M▲ +0.2% vs 2021
2023: €95.34M▲ +2.7% vs 2022
2024: €99.94M▲ +4.8% vs 2023
2025: €101.98M▲ +2.0% vs 2024highest in 5 years
Operating result€557k-€630k▲ 13.1%€625k▼ 0.9%€1.40M▲ 124%€965k▼ 31.1%
2021: €557klowest in 5 years
2022: €630k▲ +13.1% vs 2021
2023: €625k▼ -0.9% vs 2022
2024: €1.40M▲ +124% vs 2023highest in 5 years
2025: €965k▼ -31.1% vs 2024
Net result€2.41M-€3.41M▲ 41.7%€4.62M▲ 35.3%€6.75M▲ 46.1%€4.19M▼ 37.9%
2021: €2.41Mlowest in 5 years
2022: €3.41M▲ +41.7% vs 2021
2023: €4.62M▲ +35.3% vs 2022
2024: €6.75M▲ +46.1% vs 2023highest in 5 years
2025: €4.19M▼ -37.9% vs 2024
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 31% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €111.55M
Fixed assets
€88.35M ▲ 3.1%
Current assets
€23.20M ▼ 0.7%
Equity and liabilities €111.55M
Equity
€101.98M ▲ 2.0%
Provisions
€17k ▼ 36.4%
Debt
€9.55M ▲ 5.0%
Debt's share of the balance-sheet total rises from 8.3% to 8.6%. Equity and debt are higher.
Key figures and ratios
ROE
4.1%▼
2024 · 6.7%
ROA
3.8%▼
2024 · 6.2%
Debt ≤ 1 year
€2.31M▼
2024 · €2.32M
Debt > 1 year
€7.03M▲
2024 · €6.54M
Income taxes
€344k▼
2024 · €420k
Staff costs
€409k▲
2024 · €374k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 65 lines
Balance sheet
Code20242025
Assets
Total assets20/58€109.07M€111.55M▲
Fixed assets21/28€85.71M€88.35M▲
Tangible fixed assets22/27€4.70M€4.64M▼
Land and buildings22€4.70M€4.63M▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€4k€4k=
Financial fixed assets28€81.01M€83.71M▲
Current assets29/58€23.35M€23.20M▼
Amounts receivable after more than one year29€2.44M€2.93M▲
Other amounts receivable291€2.44M€2.93M▲
Amounts receivable within one year40/41€1.38M€1.49M▲
Trade receivables40€870k€805k▼
Other amounts receivable41€511k€690k▲
Current investments50/53€19.34M€18.48M▼
Cash at bank and in hand54/58€142k€240k▲
Deferred charges and accrued income490/1€51k€50k▼
Equity and liabilities
Total equity and liabilities10/49€109.07M€111.55M▲
Equity10/15€99.94M€101.98M▲
Contributions10/11€17.72M€17.72M=
Capital10€4.02M€4.02M=
Issued capital100€4.02M€4.02M=
Outside capital11€13.70M€13.70M=
Share premium1100/10€13.70M€13.70M=
Reserves13€441k€412k▼
Non-distributable reserves130/1€402k€402k=
Legal reserve130€402k€402k=
Tax-exempt reserves132€39k€11k▼
Profit (loss) carried forward14€81.78M€83.84M▲
Provisions and deferred taxes16€26k€17k▼
Deferred taxes168€26k€17k▼
Amounts payable17/49€9.10M€9.55M▲
Amounts payable after more than one year17€6.54M€7.03M▲
Other amounts payable178/9€6.54M€7.03M▲
Amounts payable within one year42/48€2.32M€2.31M▼
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€163k€159k▼
Taxes450/3€127k€122k▼
Remuneration and social security454/9€36k€37k▲
Other amounts payable47/48€2.15M€2.15M=
Accrued charges and deferred income492/3€241k€212k▼
Income statement
Code20242025
Non-recurring operating income76A€408k€0▼
Remuneration, social security and pensions62€374k€409k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€64k€64k=
Other operating charges640/8€24k€28k▲
Gross operating margin9900€1.86M€1.47M▼
Operating profit (loss)9901€1.40M€965k▼
Financial income75/76B€6.18M€4.06M▼
Recurring financial income75€2.40M€3.99M▲
Non-recurring financial income76B€3.79M€72k▼
Financial charges65/66B€426k€506k▲
Recurring financial charges65€401k€506k▲
Non-recurring financial charges66B€25k€0▼
Profit (loss) for the period before taxes9903€7.16M€4.52M▼
Transfer from deferred taxes780€9k€9k=
Income taxes67/77€420k€344k▼
Profit (loss) for the period9904€6.75M€4.19M▼
Transfer from tax-exempt reserves789€28k€28k=
Profit (loss) for the period to be appropriated9905€6.77M€4.22M▼
Appropriation of the result
Profit (loss) to be appropriated9906€83.93M€85.99M▲
Profit (loss) brought forward from the previous period14P€77.15M€81.78M▲
Profit to be distributed694/7€2.15M€2.15M=
Return on contributions (dividend)694€2.00M€2.00M=
Directors or managers695€150k€150k=
Social balance
Average headcount (FTE)90872.62.3▼
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €408k | €0 | ▼ 100% |
| Remuneration, social security and pensions62 | - | €199k | €399k | €374k | €409k | ▲ 9.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €79k | €130k | €69k | €64k | €64k | = |
| Other operating charges640/8 | - | €51k | €16k | €24k | €28k | ▲ 15.6% |
| Gross operating margin9900 | €811k | €1.01M | €1.11M | €1.86M | €1.47M | ▼ 21.3% |
| Operating profit (loss)9901 | €557k | €630k | €625k | €1.40M | €965k | ▼ 31.1% |
| Financial income75/76B | - | €4.80M | €4.96M | €6.18M | €4.06M | ▼ 34.3% |
| Recurring financial income75 | €2.28M | €4.80M | €4.93M | €2.40M | €3.99M | ▲ 66.7% |
| Non-recurring financial income76B | - | €6k | €29k | €3.79M | €72k | ▼ 98.1% |
| Financial charges65/66B | - | €559k | €678k | €426k | €506k | ▲ 18.7% |
| Recurring financial charges65 | €345k | €556k | €605k | €401k | €506k | ▲ 26.1% |
| Non-recurring financial charges66B | - | €4k | €73k | €25k | €0 | ▼ 100% |
| Profit (loss) for the period before taxes9903 | €2.49M | €4.87M | €4.90M | €7.16M | €4.52M | ▼ 36.8% |
| Transfer from deferred taxes780 | - | €9k | €9k | €9k | €9k | = |
| Income taxes67/77 | €94k | €1.47M | €296k | €420k | €344k | ▼ 18.0% |
| Profit (loss) for the period9904 | €2.41M | €3.41M | €4.62M | €6.75M | €4.19M | ▼ 37.9% |
| Transfer from tax-exempt reserves789 | - | €28k | €28k | €28k | €28k | = |
| Profit (loss) for the period to be appropriated9905 | €2.44M | €3.44M | €4.65M | €6.77M | €4.22M | ▼ 37.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €102.31M | €103.36M | €104.46M | €109.07M | €111.55M | ▲ 2.3% |
| Fixed assets21/28 | €85.77M | €82.65M | €82.69M | €85.71M | €88.35M | ▲ 3.1% |
| Tangible fixed assets22/27 | €4.43M | €4.82M | €4.77M | €4.70M | €4.64M | ▼ 1.4% |
| Land and buildings22 | - | €4.81M | €4.77M | €4.70M | €4.63M | ▼ 1.4% |
| Plant, machinery and equipment23 | - | - | €1k | €3k | €2k | ▼ 23.8% |
| Furniture and vehicles24 | - | €9k | €4k | €4k | €4k | = |
| Financial fixed assets28 | €81.34M | €77.83M | €77.92M | €81.01M | €83.71M | ▲ 3.3% |
| Current assets29/58 | €16.55M | €20.71M | €21.76M | €23.35M | €23.20M | ▼ 0.7% |
| Amounts receivable after more than one year29 | - | €7.45M | €6.00M | €2.44M | €2.93M | ▲ 20.2% |
| Other amounts receivable291 | - | €7.45M | €6.00M | €2.44M | €2.93M | ▲ 20.2% |
| Amounts receivable within one year40/41 | €1.76M | €2.11M | €1.53M | €1.38M | €1.49M | ▲ 8.2% |
| Trade receivables40 | - | €1.33M | €608k | €870k | €805k | ▼ 7.5% |
| Other amounts receivable41 | - | €779k | €926k | €511k | €690k | ▲ 35.0% |
| Current investments50/53 | €3.87M | €4.97M | €12.50M | €19.34M | €18.48M | ▼ 4.4% |
| Cash at bank and in hand54/58 | €269k | €5.23M | €778k | €142k | €240k | ▲ 68.7% |
| Deferred charges and accrued income490/1 | - | €948k | €949k | €51k | €50k | ▼ 1.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €102.31M | €103.36M | €104.46M | €109.07M | €111.55M | ▲ 2.3% |
| Equity10/15 | €92.67M | €92.88M | €95.34M | €99.94M | €101.98M | ▲ 2.0% |
| Contributions10/11 | €4.02M | €17.72M | €17.72M | €17.72M | €17.72M | = |
| Capital10 | - | €4.02M | €4.02M | €4.02M | €4.02M | = |
| Issued capital100 | - | €4.02M | €4.02M | €4.02M | €4.02M | = |
| Outside capital11 | - | €13.70M | €13.70M | €13.70M | €13.70M | = |
| Share premium1100/10 | - | €13.70M | €13.70M | €13.70M | €13.70M | = |
| Reserves13 | €526k | €498k | €469k | €441k | €412k | ▼ 6.4% |
| Non-distributable reserves130/1 | - | €402k | €402k | €402k | €402k | = |
| Legal reserve130 | - | €402k | €402k | €402k | €402k | = |
| Tax-exempt reserves132 | - | €96k | €67k | €39k | €11k | ▼ 73.0% |
| Profit (loss) carried forward14 | €74.43M | €74.66M | €77.15M | €81.78M | €83.84M | ▲ 2.5% |
| Provisions and deferred taxes16 | €54k | €45k | €35k | €26k | €17k | ▼ 36.4% |
| Deferred taxes168 | - | €45k | €35k | €26k | €17k | ▼ 36.4% |
| Amounts payable17/49 | €9.58M | €10.44M | €9.08M | €9.10M | €9.55M | ▲ 5.0% |
| Amounts payable after more than one year17 | €7.00M | €6.74M | €6.60M | €6.54M | €7.03M | ▲ 7.4% |
| Other amounts payable178/9 | - | €6.74M | €6.60M | €6.54M | €7.03M | ▲ 7.4% |
| Amounts payable within one year42/48 | €2.43M | €3.49M | €2.26M | €2.32M | €2.31M | ▼ 0.3% |
| Trade debts44 | €7k | €14k | €5k | €5k | €3k | ▼ 50.6% |
| Suppliers440/4 | - | €14k | €5k | €5k | €3k | ▼ 50.6% |
| Taxes, remuneration and social security45 | - | €1.18M | €105k | €163k | €159k | ▼ 2.4% |
| Taxes450/3 | - | €1.15M | €67k | €127k | €122k | ▼ 3.8% |
| Remuneration and social security454/9 | - | €28k | €38k | €36k | €37k | ▲ 2.3% |
| Other amounts payable47/48 | - | €2.30M | €2.15M | €2.15M | €2.15M | = |
| Accrued charges and deferred income492/3 | - | €203k | €221k | €241k | €212k | ▼ 11.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2.41M | €3.41M | €4.62M | €6.75M | €4.19M | ▼ 37.9% |
| + Depreciation and write-downs630 | €79k | €130k | €69k | €64k | €64k | = |
| Operating cash flow (approximation) | €2.49M | €3.54M | €4.69M | €6.81M | €4.25M | ▼ 37.5% |
| Investment in fixed assets (approximation) | - | €2.99M | €-114k | €-3.08M | €-2.70M | ▲ 12.5% |
| Change in cash | - | €4.96M | €-4.45M | €-636k | €98k | ▲ 115% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
06-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Equity above €100MEq €101.98M ▲2%
7 profitable years in a row build equity to €101.98M.
2024
27-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
10-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
19-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
31-03
Financial
Highest result since 2019net €6.96M ▲336%
Net result €6.96M, the highest in the series.
2019
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
18-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 11 acts read
About the unread acts
We know of 11 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1991
Ground area
668 m²
Building footprint
264 m²
Volume, LiDAR
3,866 m³
Parcel 44808H0085/00P002, Flanders · tallest building 18.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
IBERVEST
since 19912.052.970.059
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44808H0085/00P002 | Flanders | 668 m² | 1 · 264 m² | 18.6 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Recognitions · licences · registrations
Legal Entity Identifier
9676000TL1T7AZ5FUV79
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 1,128 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded22-03-1991
Fiscal year end31-03
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
68110Buying and selling of own real estate
Scores and ratios are computed by Checked and are not a credit decision.