Active BE 0882.005.459Private limited company

ENGONGA GONUL

Zeypestraat 37 ·1602 Sint-Pieters-Leeuw, Belgium· 20 yrs active

Sector: Specialist medical practice (86220)

Conclusion Checked

ENGONGA GONUL has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €903k and a net result of €104k. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 62% of 16132 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Based on the State Gazette, CBE and 7 annual accounts.

Key figures

Equity	€903k
Net result	€104k
Better than sector	62%
Active	20 yrs

Financial profile 5 of 5 axes measured · computed by Checked

77 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 85

Profitability 57

Solvency 89

Growth 52

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

< 0.1% Very low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 2006, 20 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2025 · computed

85 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

€75k

estimate, not credit advice

Score history

85 2018

93 2019

85 2020

86 2021

100 2022

93 2023

85 2025

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 1.49 (≥ 1.0) +5

Quick ratio Quick ratio 1.49 (≥ 1.0) +5

Leverage Debt/equity 0.35 (< 1.0) +10

Profitability ROE 11% (≥ 10%) +10

Interest coverage Interest coverage 14.0× (≥ 3×) +8

Profit trend Net profit down YoY -3

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview18 NBB filings

Annual accounts filed on 17-07-2026 with the NBB · fiscal year 2025 · micro schema

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~3.5%/year over 7 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 86, Human health activities · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	74.3%	63.4%	better than 62% of 16132 sector peers
Net result	€104k	€62k	better than 68% of 16124 sector peers
Equity	€903k	€132k	better than 92% of 16135 sector peers
Gross operating margin	€221k	€116k	better than 75% of 16135 sector peers
Total assets	€1.22M	€286k	better than 91% of 16140 sector peers

EBITDA

€214k

-6.0% 18-25

Net profit

€104k

-15.3% 18-25

Cash flow

€179k

-4.9% 18-25

Total assets

€1.22M

-19.5% 18-25

Equity

€903k

-14.1% 18-25

Working capital

€129k

-60.7% 18-25

Income taxes

€48k

-16.0% 18-25

Dividends

€348k

- 18-25

Debt

€312k

-31.9% 18-25

Debt ≤ 1y

€262k

+16.9% 18-25

Debt > 1y

€50k

-78.7% 18-25

Current ratio

1.49

-39.4% 18-25

Quick ratio

1.49

-39.4% 18-25

Solvency

74.3%

+6.7% 18-25

Debt / equity

0.35

-20.6% 18-25

ROE

11.5%

-1.4% 18-25

ROA

8.5%

+5.2% 18-25

Interest coverage

13.97

-55.9% 18-25

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2025	2023	2022	2021	2020
Deposit	micro schema	micro schema	micro schema	micro schema	micro schema
Revenue	-	-	-	-	-
EBITDA	€214k	€227k	€212k	€153k	€223k
Net profit	€104k	€123k	€125k	€52k	€528k
Cash flow	€179k	€188k	€184k	€104k	€576k
Staff costs	-	-	-	-	-
Income taxes	€48k	€58k	€46k	€40k	€87k
Dividends	€348k	-	-	€0	€75k
Total assets	€1.22M	€1.51M	€1.36M	€1.38M	€1.38M
Equity	€903k	€1.05M	€929k	€895k	€842k
Debt	€312k	€458k	€427k	€485k	€540k
of which ≤ 1y	€262k	€224k	€203k	€177k	€223k
of which > 1y	€50k	€234k	€224k	€308k	€317k
Working capital	€129k	€328k	€285k	€275k	€265k
Employees (FTE)	-	-	-	-	-

Ratios (computed)

	2025	2023	2022	2021	2020
Current ratio	1.49	2.46	2.41	2.55	2.19
Quick ratio	1.49	2.46	2.41	2.55	2.19
Working capital ratio	10.6%	21.7%	21.0%	19.9%	19.2%
Solvency	74.3%	69.7%	68.5%	64.8%	60.9%
Debt / equity	0.35	0.44	0.46	0.54	0.38
Long-term debt ratio	0.06	0.22	0.24	0.34	0.38
Interest coverage	13.97	31.68	61.32	8.54	-
Gross margin	-	-	-	-	-
Net margin	-	-	-	-	-
ROA	8.5%	8.1%	9.2%	3.8%	38.2%
ROE	11.5%	11.7%	13.4%	5.8%	62.7%
EBITDA margin	-	-	-	-	-
Days sales outstanding	-	-	-	-	-
Days payable outstanding	-	-	-	-	-
Inventory turnover	-	-	-	-	-
Days inventory (DSI)	-	-	-	-	-

Balance-sheet composition 2025

Assets

Fixed assets €824k · 67.8% Current assets €391k · 32.2%

Equity & liabilities

Equity €903k · 74.3% Debt €312k · 25.7%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025	2023	2022	2021	2020
Balance sheet, Assets
TOTAL ASSETS	20/58	€1.22M	€1.51M	€1.36M	€1.38M	€1.38M
Fixed assets	21/28	€824k	€957k	€868k	€927k	€894k
Tangible fixed assets	22/27	€824k	€957k	€868k	€927k	€894k
Current assets	29/58	€391k	€552k	€488k	€452k	€489k
Amounts receivable within one year	40/41	€235k	€323k	€238k	€176k	€140k
Cash & bank	54/58	€7k	€19k	€8k	€7k	€48k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€1.22M	€1.51M	€1.36M	€1.38M	€1.38M
Equity	10/15	€903k	€1.05M	€929k	€895k	€842k
Contributions / capital	10/11	€19k	€19k	€19k	€109k	-
Reserves	13	€509k	€658k	€536k	€411k	€359k
Accumulated profits (losses)	14	€375k	€375k	€375k	€375k	€375k
Amounts payable	17/49	€312k	€458k	€427k	€485k	€540k
Amounts payable after one year	17	€50k	€234k	€224k	€308k	€317k
Amounts payable within one year	42/48	€262k	€224k	€203k	€177k	€223k
Trade debts payable within one year	44	€11k	€6k	€17k	€11k	€7k
Income statement
Gross operating margin	9900	€221k	€230k	€215k	€186k	€227k
Operating result	9901	€139k	€162k	€153k	€101k	€175k
Financial income	75	€29k	€25k	€21k	€10k	€11k
Financial charges	65	€15k	€7k	€3k	€18k	€20k
Result before taxes	9903	€152k	€180k	€171k	€93k	€165k
Income taxes	67/77	€48k	€58k	€46k	€40k	€87k
Net result for the period	9904	€104k	€123k	€125k	€52k	€78k
Result to be appropriated	9905	€104k	€123k	€125k	€52k	€78k

Directors & mandates 2 directors

Current directors & mandates

BOZ Gonul
Director
State Gazette act 23004031 (06-01-2023)

Current
06-01-2023 → present
ENGONGA-OTOUNGA Félix
Director
State Gazette act 23004031 (06-01-2023)

Current
06-01-2023 → present

Legal Structure

NACE primary	Specialist medical practice(86220)
Legal form	Private limited company(610)
Incorporation	22-06-2006
Status	Active
Postal code	1602

Establishment units 1 location

Centre Hospitalier Epicura

Rue Maria Thomée 1, 7800 AthSpecialist medical practice

since 20092.277.702.332

Real-estate footprint Source: CBE × cadastre

Flanders 1 (50%) Wallonia 1 (50%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
51004B0807/00X097	Wallonia	2.2 ha	1 · 8,457 m²	-
23089D0170/00P000	Flanders	3,866 m²	1 · 288 m²	8.5 m · 1 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

All 14Financial 3Gazette 1Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

17-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2024

18-11

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 110 days late

2023

31-12

Financial Equity above €1MEq €1.05M ▲13.2%

6 profitable years in a row build equity to €1.05M.

24-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 24 days late

06-01

State Gazette act Director changes

Jan Meersman

2022

19-12

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 141 days late

02-02

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 186 days late

2021

31-12

Financial Weakest financial yearnet €52k ▼90.1%

Net result drops to €52k, the lowest in the series; recovery starts the following year.

2020

14-12

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 136 days late

14-12

NBB filing Annual accounts filed

fiscal year 2018 · micro schema · 502 days late

2019

31-12

Financial Highest result since 2018net €634k ▲3.2%

Net result €634k, the highest in the series.

2018

26-12

NBB filing Annual accounts filed

fiscal year 2017 · micro schema · 148 days late

2017

20-07

NBB filing Annual accounts filed

fiscal year 2016 · micro schema

2016

15-07

NBB filing Annual accounts filed

fiscal year 2015 · full schema

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Belgian State Gazette reading coverage 0 of 5 acts read

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 3 years ago

2023

06-01-2023 2 directors appointed Director changes·Jan Meersman

ENGONGA-OTOUNGA Félix, Bestuurder
BOZ Gonul, Bestuurder

Notary: Jan Meersman

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Specialist medical practice86220

Names & trade names

Legal nameFR

ENGONGA GONUL

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