ENGISOLVE
ActiveSummary
ENGISOLVE has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28,212 and a net result of €8,805. Its solvency ranks better than 65% of 9,664 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 05-04-2024 Normal situation
- Activity
- Other business support services NACE 82990
- Establishment unit
- 2.358.525.702 3620 Lanaken, since 05-04-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 24-10-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
Annual accounts 2025
- Gross margin
- €18,624
- ▼ 28.6%
- Turnover
- ≈ €110,000
- estimated
- Profit
- €8,805
- ▼ 46.3%
- Equity
- €28,212
- ▲ 45.4%
- Total assets
- €42,391
- ▼ 11.0%
- 2025 accounts filed 27 days after the deadline
Score breakdownraises riskFounded in 2024Size: total assets €42,391lowers riskSector: Office administrative, office support and other business support activities (NACE 82)Liquidity: current ratio 2.14, cash €20,653Show the evidence
Checked score
Score 2025
94
/ 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 73% of micro companies in office administrative support (NACE 82)
Financial strength · tick: 2024
Strong
Solvency
92+26
equity 66.6% of total assets
Liquidity
85+16
short-term debt 33.4% · cash 48.7%
Profitability
95-5
return on assets 20.8%
Bankruptcy probability within 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2025: 0.6%
06-2025: 0.6%● unchanged vs 05-2025
07-2025: 0.6%● unchanged vs 06-2025highest value
08-2025: 0.1%▼ -0.5 percentage points vs 07-2025lowest value
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.2%▲ +0.1 percentage points vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.4%▲ +0.2 percentage points vs 07-2026
09-2026: 0.1%▼ -0.3 percentage points vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.14 (1.08 in 2024), above the usual 1.5. Short-term debt is 33.4% and cash 48.7% of total assets. 33.4% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 67% of them on solvency, 79% on liquidity, 69% on profitability and 78% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
27 days late
2024
1 day early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 13 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 27 days after the deadline Filed on 27 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00434134.
Annual accounts 2025 filed on 27-08-2026 at the NBB all 2 filings
Turnover
≈ €110,000
Estimated: probably between €57,000 and €210,000
Total assets
€42,391▼ 11.0%
2024 · €47,643
Net result
€8,805▼ 46.3%
2024 · €16,407
Working capital
€16,229▲ 597%
2024 · €2,330
Multi-year overview
2024 to 2025, 2 financial yearsOperating result
€12,874
▼ 40.4%
2025
20242025
Net result
€8,805
▼ 46.3%
2025
middle half of the sector
20242025
Equity
€28,212
▲ 45.4%
2025
middle half of the sector
20242025
Total assets
€42,391
▼ 11.0%
2025
lowest quarter of the sector
20242025
Debt
€14,179
▼ 49.8%
2025
20242025
Working capital
€16,229
▲ 597%
2025
middle half of the sector
20242025
Solvency
66.6%
▲ 25.8pp
2025
middle half of the sector
20242025
Current ratio
2.14
▲ 1.06
2025
middle half of the sector
20242025
Return on assets (ROA)
20.8%
▼ 13.7pp
2025
middle half of the sector
20242025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20242025
Operating result€21,606-€12,874▼ 40.4%
Net result€16,407within the sector's middle half-€8,805within the sector's middle half▼ 46.3%
Equity€19,407within the sector's middle half-€28,212within the sector's middle half▲ 45.4%
Total assets€47,643below the sector's middle half-€42,391below the sector's middle half▼ 11.0%
Debt€28,236-€14,179▼ 49.8%
Working capital€2,330within the sector's middle half-€16,229within the sector's middle half▲ 597%
Solvency40.7%within the sector's middle half-66.6%within the sector's middle half▲ 25.8pp
Current ratio1.08within the sector's middle half-2.14within the sector's middle half▲ 1.06
Return on assets (ROA)34.4%above the sector's middle half-20.8%within the sector's middle half▼ 13.7pp
above
within
below
The sector band is the middle half of the companies in Office administrative, office support and other business support activities (NACE 82). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 40% lower than in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €42,391
Fixed assets
€11,983 ▼ 29.8%
Current assets
€30,408 ▼ 0.5%
Equity and liabilities €42,391
Equity
€28,212 ▲ 45.4%
Debt
€14,179 ▼ 49.8%
Debt's share of the balance-sheet total falls from 59.3% to 33.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€17,968▼
2024 · €23,956
Cash flow
€13,899▼
2024 · €18,757
Debt to equity
0.50▼
2024 · 1.45
ROE
31.2%▼
2024 · 84.5%
Interest coverage
over 100
2024 · over 100
Debt ≤ 1 year
€14,179▼
2024 · €28,236
Income taxes
€4,013▼
2024 · €5,143
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
| Item | 2024 | 2025 |
|---|---|---|
| Tangible fixed assets | €19,427 | - |
| Depreciation and write-downs of the year | €2,350 | €5,094 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,350 | €5,094 | ▲ 117% |
| Other operating charges640/8 | €2,133 | €656 | ▼ 69.3% |
| Gross operating margin9900 | €26,090 | €18,624 | ▼ 28.6% |
| Operating profit (loss)9901 | €21,606 | €12,874 | ▼ 40.4% |
| Financial charges65/66B | €57 | €56 | ▼ 2.4% |
| Recurring financial charges65 | €57 | €56 | ▼ 2.4% |
| Profit (loss) for the period before taxes9903 | €21,550 | €12,818 | ▼ 40.5% |
| Income taxes67/77 | €5,143 | €4,013 | ▼ 22.0% |
| Profit (loss) for the period9904 | €16,407 | €8,805 | ▼ 46.3% |
| Profit (loss) for the period to be appropriated9905 | €16,407 | €8,805 | ▼ 46.3% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €47,643 | €42,391 | ▼ 11.0% |
| Fixed assets21/28 | €17,077 | €11,983 | ▼ 29.8% |
| Tangible fixed assets22/27 | €17,077 | €11,983 | ▼ 29.8% |
| Furniture and vehicles24 | €17,077 | €11,983 | ▼ 29.8% |
| Current assets29/58 | €30,565 | €30,408 | ▼ 0.5% |
| Amounts receivable within one year40/41 | €6,232 | €9,756 | ▲ 56.6% |
| Trade receivables40 | €6,232 | €9,756 | ▲ 56.6% |
| Cash at bank and in hand54/58 | €20,380 | €20,653 | ▲ 1.3% |
| Deferred charges and accrued income490/1 | €3,953 | €0 | ▼ 100% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €47,643 | €42,391 | ▼ 11.0% |
| Equity10/15 | €19,407 | €28,212 | ▲ 45.4% |
| Contributions10/11 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | €16,407 | €25,212 | ▲ 53.7% |
| Amounts payable17/49 | €28,236 | €14,179 | ▼ 49.8% |
| Amounts payable within one year42/48 | €28,236 | €14,179 | ▼ 49.8% |
| Trade debts44 | €17,617 | €247 | ▼ 98.6% |
| Suppliers440/4 | €17,617 | €247 | ▼ 98.6% |
| Taxes, remuneration and social security45 | €8,719 | €12,004 | ▲ 37.7% |
| Taxes450/3 | €8,719 | €9,804 | ▲ 12.4% |
| Remuneration and social security454/9 | - | €2,200 | - |
| Other amounts payable47/48 | €1,899 | €1,929 | ▲ 1.5% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €16,407 | €8,805 | ▼ 46.3% |
| + Depreciation and write-downs630 | €2,350 | €5,094 | ▲ 117% |
| Operating cash flow (approximation) | €18,757 | €13,899 | ▼ 25.9% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €272 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 39,278 companies had the same profile as ENGISOLVE has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
95.8%
was still going
2.3%
stopped otherwise
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of ENGISOLVE itself is lower: 0.1% within 12 months. It rests on far more data about ENGISOLVE than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for ENGISOLVE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Directors
1 director, no change since 2024
JORISSEN Kristof Carlos Nicolas
Current
Director · appointed in the act of 09-04-2024 · term without a fixed end · listed in the 2025 annual accounts, filed on 27-08-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Beperkingen of verdelingen van de bevoegdheid van de bestuurders en de onderlinge taakverdeling tussen hen, kunnen aan of door derden niet…”
deed of 09-04-2024Owners and capital
Shareholders
At incorporation
act of 09-04-2024 ↗
- JORISSEN Kristof Carlos Nicolas 100 shares (100%) · €3,000 in cash
Capital transactions
Capital over time
- 09-04-2024 Incorporation · €3,000 · 100 shares
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Met of zonder beperking van duur, 1”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 09-04-2024 (in Dutch)
Network & group
ENGISOLVE shares no director with another company.
Companies at the same address
4 other companiesConnections & network
1 current directorThe network starts from the directors of ENGISOLVE. Every other company they run is a node.
This company
Company
Director
Shareholding
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Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
27-08
micro format · 27 days late
2025
30-07
micro format · 1 day before the deadline
2024
09-04
Gazette deed
IncorporationStarting capital €3,000 · Appointment: JORISSEN Kristof Carlos Nicolas (director) · Permanent representative: JORISSEN Kristof Carlos Nicolas · Founder11 points ▸
Gazette deed
Incorporation
Starting capital €3,000 · Appointment: JORISSEN Kristof Carlos Nicolas (director) · Permanent representative: JORISSEN Kristof Carlos Nicolas · Founder11 points ▸
- Incorporation, “ENGISOLVE” (deed in Dutch)
- Founder, JORISSEN Kristof Carlos Nicolas
- Founding capital, €3,000
- Bank account, 3000, EUR
- Share issue, 100, “gelijk recht in de winstverdeling” (deed in Dutch)
- Registered office clause, “3620 Lanaken (Veldwezelt), Bilzerbaan 140” (deed in Dutch)
- Board rule, 1
- Director appointment, JORISSEN Kristof Carlos Nicolas (director)
- Other provision, “geen verbodsbepaling mandaat, niet getroffen door besluit of verbodsbepaling daartegen” (deed in Dutch)
- Permanent representative, JORISSEN Kristof Carlos Nicolas
- Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en alle activiteiten door comparanten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
Gazette deedNBB filing
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
ENGISOLVE was incorporated on 5 April 2024 as a private limited company by one natural person, with a starting capital of €3,000.12 JORISSEN Kristof Carlos Nicolas is director of the company, appointed in the act of 09-04-2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Register details
Identity
KBO recordName
ENGISOLVE in Dutch
Enterprise number
1008.087.148
Legal form
Private limited company
Status
Active, normale toestand
Founded
05-04-2024
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 09-04-2024 (in Dutch)Registered office and establishments
Registered office
Bilzerbaan 140, 3620 Lanaken, Belgium
Establishment unit
ENGISOLVE, Bilzerbaan 140, 3620 Lanaken since 05-04-2024 · unit number 2.358.525.702
Activities
NACEBEL 202582990
Other business support services main activity
Codes under NACEBEL 2008
82990
Other business support services main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 09-04-2024 (in Dutch)
“Bedrijfsadviseur (Ingenieurs of aanverwant) voor ondernemingen,vennootschappen en particulieren; Drone activiteiten – alles wat hiermee te…”
45 activities
- Bedrijfsadviseur (Ingenieurs of aanverwant) voor ondernemingen,vennootschappen en particulieren
- Drone activiteiten – alles wat hiermee te maken heeft
- Management en bestuur van ondernemingen
- Het optreden als tussenpersoon met betrekking tot voorgeschreven doel
- De aan- en verkoop,huur en verhuur van onroerende goederen. Zij mag haar onroerende goederen in hypotheek stellen en al haar andere goederen,met inbegrip van het handelsfonds,in pand stellen en mag aval verlenen voor alle leningen,krediet-opnemingen en alle andere verbintenissen,zowel voor haarzelf als voor alle derden op voorwaarde dat zij er zelf belang bij heeft
- Overige adviesbureaus op het gebied van bedrijfsbeheer,adviesbureau op het gebied van bedrijfsuitvoering
- Reclamebureau
- Overige advisering in verband met programmatuur en levering van programmatuur
- Organisatie van salons,tentoonstellingen en beurzen,gepaard gaand met de nodige voorzieningen aan versnaperingen
- Managementwerkzaamheden
- Alle mogelijke advies- en/of dienstenfuncties op het vlak van bedrijfsorganisaties algemeen
- Alle mogelijke advies- en/of dienstenfuncties op het vlak van personeelsadvies in het bijzonder
- Data management,beheer en/of verwerking hiervan
- Consultancy,opleiding en training en bijstand op het domein van onder andere bedrijfsorganisatie,bedrijfsbeleid,bedrijfsbeheer,personeelsplanning,marketing personeels- en loonadministratie,inzetbaarheid,werving en selectie van personeel,personeelsbeoordeling en evaluatie
- Het uitvoeren van bovenvermelde activiteiten “in house” en bij de klant ter plaatse
- Het geven van advies en verstrekken van diensten met betrekking tot de organisatie en het beheer van bedrijven die op deze domeinen actief zijn,de vertegenwoordiging en het optreden als tussenpersoon
- Goederenvervoer over de weg,m.u.v. verhuisbedrijven
- Onderneming van onroerende goederen,welke onder meer bevat de verwerving,de vervreemding,het beheer,de valorisatie,de verkaveling,de huur en de verhuur,het doen bouwen en verbouwen,het promoten en het coördineren van het bouwen van onroerende goederen,het onderhoud en het herstellen van gebouwen,de renovatie en de restauratie van gebouwen,evenals welk danige onroerende verhandelingen in de meest brede zin,inbegrepen de onroerende leasing
- Het aankopen en verkopen van onroerende goederen met het oog op het bouwen,verbouwen of renoveren
- Het kopen,verkopen of verkavelen van gronden
- Het beheren van roerende en onroerende goederen en het beheren van portefeuillewaarden van en andere immateriële vaste activa
- De verwerving voor eigen rekening als participaties,onder welke vorm ook,in de oprichting,ontwikkeling,omvorming en controle van om het even welke ondernemingen,Belgische of buitenlandse,commerciële of andere vennootschappen
- Onderneming in roerende financiële goederen in de ruime zin,zoals onder meer kopen en verkopen van aandelen,fondsen,enzovoort
- Studie-,organisatie- en raadgevend bureau inzake financiële,handels-,sociale-,administratieve en computer aangelegenheden
- Tussenpersoon in de handel,als makelaar in goederen,als zelfstandig handelsvertegenwoordiger,als commissionair en als consignatie
- Het verlenen van managementadvies en bijstand in de ruime zin aan eender wie; worden onder meer bedoeld het verstrekken van adviezen van organisatorische,commerciële,technische,financiële en administratieve aard,alsmede op het vlak van het bedrijfsbeleid
- In het algemeen het ter beschikking stellen van een gestructureerd dienstenadvies,hulp- en bestuurdersbijstandspakket,dit alles in de meest ruime zin
- Het participeren onder welke vorm het ook zij,in de oprichting,ontwikkeling,omvorming en controle van alle ondernemingen,Belgische of buitenlandse,commerciële of financiële,technische,industriële of andere,de verwerving van eender welke titels of rechten door middel van participatie,inbreng,onderschrijving,koop op vaste lening of aankoopoptie,verhandeling of op iedere andere wijze
- Het uitoefenen van mandaten van bestuurder en/of vereffenaar in andere ondernemingen of vennootschappen
- Holdingvennootschap
- Change management
- Interim management
- Concept management
- Project management
- Ontwikkelen en continu optimaliseren van de financiële strategie
- Coördineren van de uitvoering ervan,o.a. door middel van het organiseren van campagnes,evenementen,…
- Samenbrengen van bedrijven om krachten samen te bundelen
- Organiseren van seminaries,…
- Detailhandel in computers,randapparatuur en software in gespecialiseerde winkels
- Aankoop,herstel en verkoop van classic moto’s,auto’s en fietsen
- Handelsbemiddeling in goederen,algemeen assortiment
- De installatie van elektrische bedrading en toebehoren,domotica en toebehoren
- De installatie van hulpvoedingssystemen (generatoraggregaten),van elektrische verwarmingsinstallaties,liften en roltrappen,bewakingssystemen en alarminstallaties tegen diefstal,bedrading van telefooninstallaties en computersystemen,antennes en bliksemafleiders,enz.
- Detail- en groothandel van elektrische apparaten
- Het aanleggen en/of herstellen van elektriciteitsleidingen en kabels; elektrische,elektronische,elektrotechnische en radio-elektrische installaties
Invoicing and payment
VAT number
BE 1008.087.148
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Monday of June at 19:00
deed of 09-04-2024 (in Dutch)Sites & property
Location
Buildings and parcels at the address
Ground area
774 m²
Building footprint
1,034 m²
Building volume
5,893 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 73088B0638/00Y002 | Flanders | 774 m² | 1 · 1,034 m² | 9.8 m · 2 |