RWK Interieur
ActiveRWK Interieur has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €733 and a net result of €7k. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 9% of 2036 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
46
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▲+43
Solvency25=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0%
Return on assets
0.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 2036 sector peers (2025).
NBB · sector comparisonPosition among 2036 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
36 d early
2023
33 d early
2022
31 d early
2021
32 d early
2020
13 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€7k
2024 · €-72k
2018: €74k
2019: €2k
2020: €-2k
2021: €14k
2022: €4k
2023: €9k
2024: €-72k
2018 → 2025
Working capital
€-280k
2024 · €535k
2018: €186k
2019: €207k
2020: €211k
2021: €239k
2022: €253k
2023: €345k
2024: €535k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€53k-€56k▲ 7.2%€66k▲ 16.7%€-6k€733
Operating result€21k-€9k▼ 58.0%€14k▲ 52.8%€-58k€30k
Net result€14k-€4k▼ 73.7%€9k▲ 148%€-72k€7k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €30k after a loss of €58k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.24M
Fixed assets
€482k▼ 4.0%
Current assets
€1.75M▲ 50.2%
Equity and liabilities €2.24M
Equity
€733
Debt
€2.23M
Debt finances 100.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€110k▲
2024 · €3k
Cash flow
€87k▲
2024 · €-11k
Solvency
0.0%▲
2024 · -0.4%
Current ratio
0.86▼
2024 · 1.85
Quick ratio
0.11▼
2024 · 0.39
ROA
0.3%▲
2024 · -4.3%
Interest coverage
4.69▲
2024 · 0.22
Debt
€2.23M▲
2024 · €1.68M
Debt ≤ 1 year
€2.03M▲
2024 · €632k
Debt > 1 year
€95k▼
2024 · €1.04M
Staff costs
€436k▲
2024 · €320k
Equity ratios withheld: equity of €733 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.67M€2.24M▲
Fixed assets21/28€502k€482k▼
Tangible fixed assets22/27€502k€482k▼
Land and buildings22€34k€34k▼
Plant, machinery and equipment23€121k€94k▼
Furniture and vehicles24€2k€16k▲
Leasing and similar rights25€97k€81k▼
Other tangible fixed assets26€248k€258k▲
Financial fixed assets28€405€405=
Current assets29/58€1.17M€1.75M▲
Stocks and contracts in progress3€921k€1.52M▲
Stocks30/36€483k€505k▲
Contracts in progress37€438k€1.02M▲
Amounts receivable within one year40/41€235k€201k▼
Trade receivables40€138k€110k▼
Other amounts receivable41€97k€91k▼
Cash at bank and in hand54/58€7k€25k▲
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€1.67M€2.24M▲
Equity10/15€-6k€733▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€24k€24k=
Non-distributable reserves130/1€997€997=
Legal reserve130€997€997=
Tax-exempt reserves132€4k€4k=
Distributable reserves133€19k€19k=
Profit (loss) carried forward14€-92k€-85k▲
Amounts payable17/49€1.68M€2.23M▲
Amounts payable after more than one year17€1.04M€95k▼
Financial debts170/4€948k€95k▼
Other amounts payable178/9€95k€0▼
Amounts payable within one year42/48€632k€2.03M▲
Current portion of amounts payable after more than one year42€20k€48k▲
Financial debts43€396k€260k▼
Credit institutions430/8€396k€260k▼
Trade debts44€122k€33k▼
Suppliers440/4€122k€33k▼
Taxes, remuneration and social security45€42k€49k▲
Taxes450/3€391€391=
Remuneration and social security454/9€41k€49k▲
Other amounts payable47/48€52k€1.64M▲
Accrued charges and deferred income492/3€492€107k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€320k€436k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€61k€79k▲
Other operating charges640/8€5k€3k▼
Gross operating margin9900€328k€548k▲
Operating profit (loss)9901€-58k€30k▲
Financial income75/76B€1k€135▼
Recurring financial income75€1k€135▼
Financial charges65/66B€16k€23k▲
Recurring financial charges65€16k€23k▲
Profit (loss) for the period before taxes9903€-72k€7k▲
Profit (loss) for the period9904€-72k€7k▲
Profit (loss) for the period to be appropriated9905€-72k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-92k€-85k▲
Profit (loss) brought forward from the previous period14P€-20k€-92k▼
Social balance
Average headcount (FTE)9087-7.4
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-72k ▼865%
Net result drops to €-72k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 13 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lanaken · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bilzerbaan 1403620 LanakenGround area
774 m²
Building footprint
1,034 m²
Volume, LiDAR
5,893 m³
Parcel 73088B0638/00Y002, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bilzerbaan 140, 3620 Lanaken
since 19992.091.336.628
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73088B0638/00Y002 | Flanders | 774 m² | 1 · 1,034 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 630 EUR awarded · 450 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 180 EUR | 0 EUR |
| 2024 | 1 | 0 EUR | 270 EUR |
| 2023 | 1 | 270 EUR | 0 EUR |
| 2022 | 1 | 180 EUR | 180 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 20,030 companies in sector 43320 we hold annual accounts for 9,135. 608 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded10-05-1999
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
45421
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.